What should I do if I have an accident?

Seeing that you are really serious, first of all, I wish you a speedy recovery, so let me talk about several logical steps for you to handle this matter:

1, after the accident, the traffic police must have made a responsibility judgment. If not, you can ask your family and friends to go to the traffic police team for monitoring. This surveillance video is time-sensitive. This video can find out whether you ran a red light or the other party was responsible for hurting you. This is the key to judging responsibility at present. If there is no monitoring, it depends on whether there is a driving recorder in the car. If there is neither, then you need to find a witness. No witnesses or videos,

According to your description, there are traffic lights at the intersection, so if there is an accident at the intersection, unless you hit the other vehicle by bike, even if you run a red light, the other party still needs to bear the main responsibility, because you need to observe the deceleration at the intersection, which is one aspect of road traffic law to protect the weak.

According to your description, the injury is serious at present. According to the above two items, we can judge the responsibility. If the other party is in charge or in full charge, you can ask the other insurance company to pay in advance, so that the hospitalization funds will be settled.

I wonder if you can understand this answer.