The advantages of advanced consumption outweigh the disadvantages of social and economic development.

The advantages of advanced consumption outweigh the disadvantages of social and economic development.

The advantages of consumption in advance outweigh the disadvantages of social and economic development. Now many platforms can borrow money, which makes many young people unable to withstand the temptation of borrowing money to spend ahead of time. According to statistics, the number of people in debt in China has reached 700 million. The advantages of sharing consumption in advance are greater than the disadvantages of social and economic development.

The advantages of advanced consumption outweigh the disadvantages of social and economic development. 1 With the rapid growth of the national economy, people are becoming more and more accustomed to consumption in advance, and various lending products such as ant flower buds are also emerging one after another. Through ant flowers, borrowing, etc. There is a saying that "there is no money to find Ma Yun"

Obviously, we can enjoy the enjoyment and service brought by goods in advance. The rise of lending products such as ant flower buds fully embodies the consumption concept of young consumers-ahead of consumption.

Let's talk about the benefits of spending ahead of time.

First, consumption in advance is the product of social development and the improvement of people's living standards, and it is the practical need of consumers in a well-off society. By leading consumption, we can drive new consumption hotspots, expand market demand, make the consumption structure more reasonable, in turn, promote the growth of production and keep a virtuous circle of production and consumption.

Second, consumption in advance can improve the utilization rate of funds. Everyone who studies finance knows that only when circulating funds enter the market and exchange goods in an equivalent way can money have the value it should have. Although leading consumption is a kind of debt, moderate debt gives people motivation and pressure, prompting people to work harder to solve the debt to meet the requirements of life.

Third, in response to national policies, the state encourages consumption, and the people boldly consume and consume in advance, creating GDP and driving economic growth. Encourage entrepreneurship, increase employment and provide financial assistance to entrepreneurs.

Consumption in advance is not an irrational behavior in imagination.

But excessive consumption in advance will also have many disadvantages.

Excessive consumption in advance refers to the unreasonable resource allocation pattern formed by the growth of consumer demand seriously exceeding the growth of production. This kind of excessive consumption seems to be economic prosperity, but it is not, which is easy to cause a "bubble" economy.

First, the research report shows that in recent years, the number of people who borrow money to buy a house and a car has increased year by year, and online loans have risen. Many people can't make ends meet, and even lead to loans to support loans, which violates the principle of sustainable consumption to some extent.

Second, once the consumption is excessive in advance, it is obvious that some consumption is meaningless, and it may just be for enjoyment or comparison. Excessive consumption in advance accelerates the consumption of the earth's resources and the deterioration of the global ecological environment.

Third, it is easy to stimulate people's desire for shopping, which makes people simply crazy about shopping itself, become material slaves, lose the pursuit of self-control and self-worth, and become money worshippers.

Fourth, it is also excessive consumption that leads to the emergence of a batch of "old lai" in society, which makes some people who can't control themselves lose their credit, and the problem of credit investigation appears early in the era of credit society.

As a result, some young people lose their fighting spirit and muddle along. In other words, excessive consumption led to the rise of online loans and helped them, so that money worshippers eventually became slaves of money and fell into it.

The advantages of consumption in advance outweigh the disadvantages of social and economic development. 2 Disadvantages of early consumption: What are the disadvantages of early consumption?

Spending in advance will increase your consumption cost. For example, buying a house, cash payment and installment payment, the latter is bigger than the former.

In addition, it will also increase their psychological pressure, consume in advance and get sick later. What about other things?

Finally, the sustainability of income, ordinary office workers, do you dare to quit? I'm afraid I'm also very cautious at work.

Benefits of early consumption:

1, ahead of consumption is the product of social development and people's living standards, and it is the practical need of consumers in a well-off society.

2. Consumption in advance can improve the utilization rate of funds. Everyone who studies finance knows that only when circulating funds enter the market and exchange goods in an equivalent way can money have the value it should have.

3. In response to the national policy, the state encourages consumption, and the people boldly consume and consume in advance, creating GDP and driving economic growth. Encourage entrepreneurship, increase employment and provide financial assistance to entrepreneurs.

4. Driving the growth of consumption can drive new consumption hotspots, expand market demand, make the consumption structure more reasonable, in turn promote the growth of production, and keep a virtuous circle between production and consumption.

5. Improve the efficiency of the use of funds. If you choose to spend in advance, you can use the funds in other aspects, improve investment efficiency, fully enjoy the fun of life and improve the quality of life.

The advantages of consumption in advance outweigh the disadvantages of social and economic development. 3. There are many hazards of consumption in advance.

There are many dangers of early consumption. Undeniably, consumption in advance is a double-edged sword. While affirming its benefits, we can't ignore the negative impact it may bring to society. Just as there are successes and failures in investment, there are risks in credit consumption.

There are many dangers in spending in advance. Bell once had such a wonderful theory about installment payment prevailing in the west: the weapon that caused the most serious harm to Protestant ethics was installment payment system or direct credit. The phenomenon of "negative Weng" is a unique product of advanced consumption. If it is not properly controlled, it will bring adverse effects on social thought and economy.

There are many hazards in consuming ahead of time, which will stimulate people's pursuit of material things. The excessive pursuit of material enjoyment has also made money worship in society increasingly serious, and the public's values and outlook on life are extremely distorted, even resulting in extremely destructive hedonism and unrealistic waste culture.

There are many dangers of early consumption. If this "negative person" in the city lacks effective institutional norms and constraints, everything will only go to the opposite side of expectations; The stability of economic development will be affected, and behind the expansion of domestic demand is the flood of bad debts of banks.

There are many dangers of early consumption, which may lead to many dangers of "out of control": on the one hand, it will infringe on the property of both borrowers and borrowers, resulting in a social credit crisis; On the other hand, it will also affect the debtor's reputation, causing them economic and mental stress and even economic disputes.

There are many dangers of early consumption. Not only that, excessive consumption in advance will also bring consumers more pressure than they can bear. If they spend money out of comparison, the subsequent repayment pressure will inevitably increase the economic pressure.

This will cause psychological pressure, and the quality of life and one's mentality will also be affected. The result of a questionnaire survey shows that up to 98.09% of people with mortgages in China have anxiety.

There are many dangers of early consumption. Step by step is the law of social development. Any impetuous mentality that encourages young people is extremely harmful to social development. Today, we are addicted to building castles in the air, and tomorrow, we will suffer the pain of falling from the air.

There are many hazards of ahead consumption, which is the inevitable product of social development. We should try our best to prevent over-consumption from becoming over-consumption, so that this "double-edged sword" can not only give full play to its advantages, but also try to avoid potential risks. In the United States, it is very unlikely that consumer credit will bring disaster to the social economy.

There are many hazards of consumption ahead of schedule, because there are many complete institutional norms that match the consumer credit system. "Negative people" are under systematic monitoring from the beginning of lending: whether there is a record of bad credit reduction, whether there is the ability to repay debts, how to spend borrowed money, and so on.

With these institutional norms, "negative people" are within the institutional framework. There are many hazards of early consumption, and it is necessary to establish a series of supporting systems if China wants to control "negative people" to develop in a healthy direction.