To start a business, we should learn from Laoganma, be down-to-earth and be steady and steady.

To start a business, we should learn from Laoganma, be down-to-earth and be steady and steady.

Auspicious fruit/text

Laoganma is the "goddess of entrepreneurship" in my mind. She was, is and will always be.

I received a call from a Buddhist friend in Changchun this morning, saying that one friend lent 800,000 yuan to another friend to start a business. As a result, another friend took the money to gamble in Macau and lost everything. He went to Macau to gamble because his family business was in operation, with a debt of more than 30 million. Later, business stopped running and bank loans were less than tens of millions. Therefore, the bank not only confiscated the previously mortgaged property, but also frozen all the book funds of the enterprise. These add up to say that owing money to the bank is not enough; In order to turn over a new leaf, the man borrowed money to gamble in Macau, hoping to lose the game at the gambling table. As a result, I didn't know how much money I borrowed, but I went to Macau to gamble and lost everything.

Why do you say Laoganma and this friend in Changchun?

Because all people are encouraged to start businesses now, many people, especially young people, are ambitious, but in fact their hearts are higher than the sky and their lives are thinner than paper; Having the pride of starting a business does not mean having the blessing of starting a business; Having the ideal of starting a business does not mean having a successful career.

These young people don't have a comprehensive estimate or evaluation of their blessings, wisdom and social resources. They always feel that they are young, passionate and full of lofty sentiments, and that they can make great achievements. They always thought that they could make a career. Ma Likun finally became an "old horse next door", and they always felt that they could make a career. Rainbow Jianlin even became an "old king next door". The problem is that there is no objective and true evaluation of one's fortune, wisdom, ability and resources.

Let me talk about a superstitious thing before, that is, many people look for fortune tellers to calculate the eight characters before starting a business to see how many blessings they have in their lives, how much money they have in their lives, and how big their careers can be; Don't be embarrassed, Li Ka-shing also counted his life, and the Buddha taught Master Xuanzang to count his life; This is the simplest evaluation of your own blessing and your own future; If you meet a good fortune teller, you can really be accurate; Only when he has calculated it well can he dare to start a business, know his own weight, know how much he can do and not invest blindly. This is also a way to evaluate yourself.

But today's young people don't evaluate themselves at all, and always feel that they can do anything. In fact, the experience of generation after generation tells us that there is only one Ma Yun and one Wang Jianlin, and there are different Ma Yun and Wang Jianlin in each era. However, there is only one, only a few, and the blessings of most people are just the blessings of the old horse and the old king next door, even worse than them;

Therefore, whether you start a business is big or small, how generous you are and how many bowls of rice you can eat must be evaluated. You can't be like this buddy mentioned in my article. Homeless when starting a business, even the house was confiscated by the bank, and tens of millions of village clothes were chased by creditors all day.

You said that this venture was created and became a tramp;

Therefore, to encourage "entrepreneurship for all", you should start a business, but you should have a calm and objective evaluation of yourself, and don't daydream all day;

Why do I say these words especially to young people? Because this is the favorite problem of young people!

Why do I talk about Laoganma in particular? Because Laoganma was 50 years old when she started her business. With 50 years of life experience, according to a 40-year-old person, 50 years old is enough to know many simple and basic life philosophies in the world. So Laoganma's business is slow and steady. The entrepreneurial experience of those who started their business at the age of 50 is exactly what young entrepreneurs lack. You are 20 years old, 30 years old and 50 years old with no experience.

1, she can't read or have any financial knowledge, but she likes to study hard and has an amazing memory;

She is not afraid of difficulties and insists on what she wants to do.

She pays attention to cash and never sets foot in unfamiliar industries. Every time she takes the step of expansion, she is cautious.

Analysis: This is what young people lack now. In fact, cash is equivalent to human blood for enterprises. Once the cash flow is tight, it is equivalent to ischemia. Once the cash flow is cut off, it is equivalent to human blood. But now many young people always like to borrow money to keep their cash flow, which is very terrible; On the one hand, if you borrow money to do business, you have to go back to your capital to do business. I also said in other articles that it is ok to operate with other people's karma. For lucky people, the more operations, the more bad luck. On the other hand, there are too many village affairs, and even the assets are insolvent. Once there is a centralized run by creditors, you can't repay it at that time, and you can kill your enterprise at once; Especially Gao Li Dai, commercial enterprises must not touch it; Before watching the program to discuss the generation of Zhejiang folk high gifts, some business owners said that they helped their enterprises tide over the difficulties because they borrowed the generation of high gifts. I can only say that if you have this blessing, you can, but it doesn't mean that everyone else can, just like some people can get rich by buying lottery tickets, and some people can't. Therefore, not all experiences can be adopted. Therefore, the health of cash flow must be that assets are far greater than village affairs. It is best not to have any village affairs, not to have any village affairs. This is the disadvantage of my foothold in village affairs. For example, taking business as an example, the essence of debt management is to give you advice on the principle of "managing debts with debts" and provide you with a reference at the karmic level.

Besides, young people don't set foot in unfamiliar industries and are cautious every time they expand, which is what young people lack. Young people all want to "get rich overnight", "swallow elephants with snakes" all day, or dream of white wolves with empty gloves. Many young people do this, not all of them, of course, but many young people do it. In fact, this kind of thinking, or this kind of practice, often soon laid a curse for themselves; Slow and steady, this is the success of Laoganma, and young people can't escape.

In April 2012, she was listed on the hurun rich list with a price of 3.6 billion yuan. She is Tao Huabi, the founder of Laoganma. She does not accept media interviews, engage in marketing, lack money, borrow money or go public. Even if the government promotes listing, she will not go public. 20 12, Laoganma's output value is 3.37 billion, and she pays taxes of 430 million.

Analysis: No loan, no loan means no business. Her money accumulated step by step like a snowball, and continued to develop her career with her hard-earned money like a snowball. This is the safest way for ordinary entrepreneurs to use their funds. I am here to tell many entrepreneurs that only hard-earned money is the safest, without any other people's karma. This kind of money is used to continue to start a business. It will be very easy and stable for enterprises to enter the next snowball development stage. If it is borrowed money, it may plant a bomb in your snowball, because it is very simple that the money serving that village has an industry; Even if the other party doesn't force the debt, the money is with the industry.

Similarly, IPO of listed companies publicly issues shares to the public to raise funds for enterprise development, which is the same as that of industry; Laodopted mother doesn't do this, only uses her own money to operate and doesn't go public, even if the government promotes listing. This is very wise, because once it goes public, it will not only face the investment of many shareholders, but also the profits made by many shareholders may be used in other bad businesses. In short, the shareholding system is beneficial, but not all of them are beneficial. Laoganma is not listed, but she will do it according to her own Ford system, and this is slow and steady. More importantly, there is no doubt that the funds obtained from IPO will definitely bring industry.

Therefore, Laoganma's business, without debt and IPO, will not go back to start a business, and these young people should also learn; Any expansion is a steady expansion like a snowball, without blind expansion, which is completely different from some young self-expansion now. Young friends should study; Snowball expansion is the safest and most controllable way, but nowadays young people like to explode overnight. They always hope to have some business models of castles in the air. Today, I can say that these business models have been successful, but they are not absolutely not. But to be honest, it is only possible for people who have had great fortune in the past, such as Ma Yun. Not everyone has Ma Yun's blessing, so everyone does. On the other hand, if you do the same thing as Ma Yun all day and do it in Ma Yun's way, maybe you won't succeed in one step, others will succeed in one step, and maybe you will fall into eighteen layers of hell in one step, just like the northeast buddy mentioned at the beginning of my article, who blindly expands, likes to start a business in one step and has no estimate of his net worth. As a result, one-step entrepreneurship has not been done, and now it has reached eighteen levels of hell, which is really worse than death;

We have a proverb here, saying that sparrows eat broad beans, and they should consult with their asshole. The sparrow may eat a withered broad bean, but the broad bean absorbs water and swells, and finally the sparrow dies. Or even if it doesn't die, the sparrow's ass eye can't pull the broad bean out, so the sparrow will eventually die;

Sparrows eat broad beans, but they still have to estimate the size of their asshole. Many of our entrepreneurs should estimate how much they can do in this life, do it in a down-to-earth manner, slowly and steadily, don't aim too high, don't be castles in the air, and don't swallow elephants; Do it in a down-to-earth manner, and there will be blessings naturally. Without blessings, at least you won't fall into eighteen layers of hell; Don't expand blindly like the buddy at the beginning of the article. Now broad beans fall into the stomach, can't be digested, can't be pulled out, and will suffocate themselves sooner or later.

At the end of the article, it is reminded that young people should stay away from gambling, not only from all gambling behaviors, but also from the practice and concept of operating enterprises with gambling thinking, which is a taboo; It's not absolutely impossible to borrow money, but you should be clear that the money from that kind of village business should be borrowed in small amounts unless absolutely necessary, and the debts should be paid immediately after the difficulties are overcome. If you don't do this, don't borrow money. Even if you borrow money, you must look at your repayment ability and resolutely don't engage in "insolvent" loans;

Also, if you are a disciple of Buddhism or other entrepreneurs who can accept Buddhism's theory of "giving alms to accumulate blessings", you should take out a fixed proportion of your daily turnover, or 20 or 30 percent, and give it out on the same day, or build a temple statue, or donate Buddhist scriptures, or eat fast and become a monk, or other social charities. Forget it. I'll donate it when I make money at the end of the year. When I check out at the end of the month, see if there is any surplus in my account book, and then donate. Don't pay attention to this If you want the snowball development model to continue to run healthily and sustainably, and really roll the snowball bigger and bigger, then listen to me and set a proportion. You must donate on the same day, not the next day. In this way, even if you don't have a good fortune, you shouldn't make a fortune in this life. You can snowball gradually and healthily through this way I recommend to you, make your career bigger and succeed! Why? Because of the snowballing development, we must first roll up the blessings. As long as you give it to them every day, business will get better and better the next day. If you donate at the end of the month and then at the end of the year, it will be useless for you to wait for a lifetime! Donate every day. Snowballs get bigger every day. The money went out, the blessing came in, the money was donated on the same day, and the blessing came in on the same day. The next day, it was better and maintained; Some people say, how much do I wish to Buddha and Bodhisattva and how much do I donate at the end of the year? I'm telling you, this may not work. This is far less than your donation that day. This is called down-to-earth and step-by-step support. What you wish for is that the Buddha and Bodhisattva will overdraw your blessings first, and then you will use your overdrawn blessings to make money to donate. The principle is completely different. You donate every day, yes.

So many people talk about business models. I tell you, set a certain proportion every day and donate on the same day. This is the first business model in the world. Only in this way can the poor and the rich succeed in their careers, and they can succeed in their careers when the eight characters are blessed. Other business models can only make people who live in happiness succeed. I recommend this one to you today. Anyone can succeed, no matter whether there are blessings in the past or not, no matter how bad the eight characters are, as long as they follow this model and do it in a down-to-earth manner, they will certainly succeed. Because of Ford's support, it is not up to you to decide to succeed! If you are a shallow person in Fude, you must conduct intensive worship every day while doing business, and accumulate more than 6.5438+0 million worshippers. At the same time, with what I said above, you can persist in doing it. No one is unsuccessful, even beggars in the street. With this method, you can get better step by step and get rich step by step. Besides, we still have some blessings, so we can't fail.

So, what are business models and entrepreneurial models? It is a model of creating karma for wealth, and the foundation of wealth is wealth. If you can keep creating endless wealth, your career will be successful. Therefore, you should not understand this "business" as a secular "business", but as a "blessing", which is not wrong!

Young people must learn a lot from Laoganma. Don't think that the old lady is not worth learning; I study, too!

Appendix:

Question: Brother, isn't Laoganma's beef sauce a karma? How do you learn from her?

Answer: You're right, you can't learn from her; What we have just said above are her ideas of starting a business, which are very worthy of our reference, especially for impetuous young people; After all, dopted mother is not a follower of Fo Jiao. We can't use Fo Jiao's view of good and evil to comprehensively measure each other. We can learn her strengths here. For her behavior that does not conform to the Buddha's view of good and evil, it should be-choose good and follow it, choose evil and change it! When choosing a subsidized career, we must at least meet the standards of five precepts and ten good deeds, which must be paid attention to.

(Guo Jixiang 20 16.02.26)

Question: Is it better to give at a fixed time or at random?

Answer: The advantages of fixed giving are: daily giving, ten-day giving, four seasons giving or monthly giving. A certain proportion and a certain period of time are always uninterrupted. If you work hard for a long time, you will feel the results in the future. When you receive the results, all your belongings are always there, just like the water of the Yangtze River. When the waves in front of you stop, the waves will follow.

People who are bound by karma also do good deeds, but "feeling the fruit" is different from fixed good deeds: people who are bound by karma now feel the fruits of the future, or are familiar with a certain cause, and suddenly have a blessing, or break out, or go up, but enjoy the blessing. If there is no continuous blessing, the fortune will suddenly plummet; Including what I said in my previous article, there is a gap between the former and the latter, which is caused by this reason; Just like people who start businesses today, they suddenly encounter a karma, and entrepreneurship leads to a sharp increase in wealth. However, after three or five years of this karma, their economic situation suddenly plummeted and they were poor all their lives, which was embarrassing. Or those who enjoy the former blessing, the latter blessing has not arrived, or even there is no blessing in the middle, or even die, so it is also; In short, Ford is the best one, constantly going back and forth, constantly moving forward; If Ford is intermittent and green and yellow, then fate will be wiped away;

The difference between the above two kinds of blessing practices is that the former practices blessing day by day, with fixed time and intensive cultivation, so it stimulates and enjoys blessing day by day, just like some people are always rich from birth to death, which is why; On the other hand, those who follow the fate will suffer from ten chills, and they will feel the fruit in the future, which also needs to be caused. When they meet fate, they will be developed and they will be embarrassed. They will also repair because of the land, suffer from ten cold, feel the fruit, be short of wealth and long of poverty, and be long of health. Therefore, those who repair the blessings because of the land will feel the fruits in the land, that is, there will be intermittent blessings and green and yellow; This is not a blessing, but a natural cause, which must be changed and satisfied; What you want, let Ford continue, why not create it because of the place, if it is naturally inspired, it will be unsatisfactory! ?

Therefore, the advantages and disadvantages of the above two methods are chosen: those who practice blessings every day, based on this; On top of it, it is most beneficial to cultivate happiness with fate and let two people go together; The article "Entrepreneurial Mode" mentioned above encourages the cultivation of happy people day by day, and thus creates endless and prosperous blessings for the present and future wealth undertakings; I hope you can inquire in detail;

I make this judgment with shallow wisdom for your reference.

(Guo Jixiang 20 16.02.27)