After the birth of the second child, life became more and more difficult. How can we get rich?

Let me introduce the specific situation of our family first: coordinates: fourth-tier towns. Dad is a state-owned enterprise, with a monthly salary of about 1 10,000, and mom is a civil servant with a monthly salary of about 7,000. Living, fixed wages, can only rely on their own savings. At present, I bought a bungalow of 145 and a 75-square-meter school district, a car, and a mortgage without a car loan. The mortgage is 4800 yuan per month. Excluding the mortgage and food and clothing for the two suites, I can save an average of 5,000 yuan a month. As far as my family is concerned, there are two sacred animals at home, aged 9 and 3 respectively. How can we make children grow up healthily and happily, and save a little? See if our family's methods can inspire you.

There are not many clothes, just enough to wear. I've seen piles of clothes for families with two children, but there are four people in my family who have about three sets of clothes every season. Children only buy seasonal clothes, not big ones, and buy two pairs of shoes. Occasionally dirty and wet, clothes recycled last season can also be replaced. Old clothes given to children by relatives and friends, as long as they are simple and generous, I will gladly accept them after washing. My husband's clothes and mine will be easier to solve. We all like simple and generous basic models, and generally don't buy clothes that are out of season. When the season changes, we can buy high-quality clothes at a price of 20% to 30%. For example, during the Spring Festival, winter clothes are greatly discounted, and a large number of spring clothes are put on. At this time, I will not buy spring clothes. I will choose to buy a discounted down jacket to wear in my hometown for the New Year. When summer clothes are new and spring clothes are on sale in March and April, I'll buy spring clothes again, and the temperature is just right. The clothes bought in this way are very cost-effective, and you don't need to buy a lot of clothes after riding season by season.

We don't buy big brands for children's wear, such as Balabala and Shuihaier, which are frequented stores. You can get a 30% discount when changing seasons, and there are many discounted clothes, but you need to choose them carefully. For example, children's summer T-shirts and mosquito repellent pants can be bought on the platform of Pinduoduo, and they can be bought with good quality for more than 20 yuan, that is, they can be worn for one season. Because shoes are related to comfort, I generally don't buy them online. I'll take my child to the scene to try it on, and I can't take it off until it's suitable. I won't buy it cheaply and pile it at home. Like children's toys, books and so on, I will choose the idle fish platform to buy, basically less than half the money can be taken down. For example, I bought 10 genuine extracurricular reading for my daughter a few days ago. It was still thick, only cost 40 yuan, and it was sent home by parcel post. Like our family, children spend a lot of money, about 2000 a month.

Children's old clothes, homemade gloves and hats

Pants became bigger after losing weight.

Clamping suture

Food is not expensive, so health is good.

It is children's nature to like snacks. Hamburgers, cokes, French fries, ice cream ... even if they are allowed to eat every day, they will not be tired. Spending money aside, the key is really bad for your health. In our family, these snacks are basically not bought for them. However, you can try to make some at home to satisfy their taste buds. For example, in summer, put yogurt in the freezer and put some mango and grapes on it, which tastes good. Things like big twists and big bars can be made at home, with sufficient materials and no clutter. Try to buy back the raw materials and cook at home, which is really healthy and saves money.

Let's share the practice of a big bar first: I am made of ordinary flour. Office workers don't have time in the morning. At night, they can put the dough in the refrigerator for fermentation, add yeast and sugar to the flour, mix the dough with milk, and make the dough as hard as possible. Take it out in the morning, brush a little oil on the panel and rub it a few times. Roll the dough into thin slices and spread with walnuts and raisins. Then roll the dough tightly into long strips and break them into strips. Put it on a baking tray and wake it up 15 minutes. Oven 180 degrees, preheat for 3 minutes and bake for 40 minutes. Bake for 10 minute, and then take out the egg yolk brushing liquid. After baking for a period of time and seeing the surface color golden, cover it with tin foil to prevent the color from being too dark. Such a big bar is clean and hygienic, with sufficient materials. Children usually eat it as steamed bread.

Of course, snacks are not absolutely forbidden, and it doesn't hurt to eat them once or twice occasionally. At the very least, let the children know what it is, which is also an increase in knowledge. The two children in our family mainly eat meat, eggs, milk, vegetables and the like, and plan every day to achieve a balanced nutrition. Eating at home by yourself is really economical. I shop three times a week on average and spend about 100 yuan each time. One month's cost 1500 yuan is enough.

Get in touch with the outdoors and have fun.

How to spend weekends and holidays is also very important for families with dolls. The cost of amusement parks is now a big expense. Taking the baby outdoors can really save money. There is a park around our community, which has opened up a place for children. There are free slides, beaches and cycling roads. Bring the kettle, fruit and food, and the children will ride the balance car and send them away in the morning. In addition, my husband and I both have parents in the countryside, which is not far from us. We drive home for forty or fifty minutes on weekends. Chickens, ducks, cattle and sheep running in the street at home, and children chasing after them with sticks add a lot of fun. In spring, you can dig all kinds of wild vegetables in the fields, pick and wash them when you come back, and cook all kinds of delicious food. Find a cool place in summer, tie a hanging basket, set up a tent and have a simple barbecue, which is a picnic that children like. There is a lotus pond in the village, and you can fish with a fishing rod at any time. Take the children outdoors more often. Participating in children's happiness really saves money. When you go outdoors, bring some water and snacks, which basically costs nothing.

Be single-minded in love and study well. For families with a second child, the amount spent by children in extra-long classes is also very high. In this increasingly competitive society, children's extracurricular interests should not be killed in order to save money. Our second child is only 3 years old, and we haven't participated in any special classes for the time being. Big brother is 9 years old. He studied piano for 5 years, calligraphy 1 year, and he did well. He won many awards and was praised by teachers. How can I save money without delaying my specialty? My experience is to obey children's wishes, not to impose adults' ideas. Let the child decide what she wants to learn, because she must stick to it. Children are inevitably half-hearted, and may retreat when they encounter difficulties in the middle. At this time, we should spend more time with him, encourage him and let him learn to persist. Instead of learning the piano today and learning the piano and guzheng two months later, you will get nothing. Children make continuous progress in an interest, learn well, learn more through their own efforts, and shorten the class hours. This is the real money saving. At present, our boss spends two long classes in 800 yuan every month. After the second child goes to kindergarten, the monthly fee of 1200 yuan will be increased. Adults must be more frugal.

This is how our family saves money. With a fixed salary and no extra income, only by thinking and accumulating little by little in daily life can we successfully deal with daily necessities and earn a little money, right?