What will happen if you don't pay back the money?

The consequences of not paying back Alipay money are as follows:

1. You cannot use the staging function when purchasing Tmall staging products.

2. If the circumstances are serious, the right to use Tmall installment and related consumer credit products will even be permanently closed, or even the system will close the flower garden.

3. Ant Flower Garden has its own credit system. If it is overdue, the data will be recorded in Sesame Credit. Once the sesame credit is abnormal, it may adversely affect your personal credit products. You may have to make other online loans or apply for a credit card in the future. May be affected.

4. The overdue penalty will be charged at 0.05% of your repayment on the same day. The specific formula is: overdue interest = current unpaid amount × 0.05% × overdue days.

5. Once you go through legal procedures and get blacklisted by the central bank, it will have an impact on personal credit and will affect future loans, employment and other issues. Once a person breaks his promise, it is difficult to move.

What if I owe you money?

First, pay off the debt as soon as possible. If you want to reopen the garden, you must pay off your debts first. The sooner the debt is paid off, the sooner it is possible to reopen the garden. In addition, increase the activity of accounts. Because once the system closes your application window, people can't intervene. Only by generating a light beam through the system can we judge whether we can reopen the flower bud for you according to your credit record. Therefore, if you want to use the flower buds again, you must increase the activity of your account. So you can try to use Alipay, Lending Bao, Yu 'ebao and so on.

Second, keep a good credit record. Because your flower garden has been stopped due to overdue, which has affected your personal credit record, if you want to reopen the flower garden, you must ensure that you always pay back on time when you use Alipay more. Only by maintaining good usage can the system easily pass the test when evaluating you.

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