What's your monthly income now after 80s? Is it true?

Tell me about my personal situation. At present, the actual income of Shanghai 1982 is roughly as follows, and the following is before tax.

Before 2004, universities had no income.

From 2004 to 2005, monthly income 1500 ~ 2000.

Monthly job-hopping income from 2005 to 2500.

The monthly income in 2005 ~ 2008 is 2500 ~ 5500.

In 2008 -08, the monthly income of job-hopping was 8,000 yuan.

08 ~ 1 1 The annual income is 8000 ~ 1 1000.

1 1 ~ 13 revenue 15W ~ 30W

13 ~ 15 earned 30W~60W.

16 ~ 18 earned 60W~80W.

At present, 19 has just passed 1M, and the family background is generally coupled with the low income of non-prestigious schools in previous years, so I just bought my first suite on 15. But the third suite is already under consideration.

I belong to the kind of person who is sincere but lucky. I am not a successful person, but I am very grateful. I think life is about doing the right thing at the right time. When I first came out, my income was always low, conservative and hesitant. Missed several periods of skyrocketing housing prices, and was doomed to miss the opportunity to make a fortune. However, my long-term efforts and gains have enabled me to successfully stand in Shanghai from a fourth-tier city and a non-prestigious school background. Therefore, at any time (1), we must persist in hope, persist in efforts and wait for the opportunity. (2) Don't miss the opportunity when it comes. Ordinary people may only have three or two chances to really change their destiny. (3) If you want to change opportunities, you should stay in big cities, and there are too few opportunities in small cities. Finally, in fact, most people are at the same level, and it is also important to persist in difficulties.

1987, wage earners and their wives worked in the same factory, working in the day shift and changing shifts once a month. The average monthly salary is about 4,500, and the annual income is less than 60,000. The coordinates are Wuhu, Anhui.

Monthly mortgage 1600 yuan, water and electricity telephone charges around 400 yuan, living expenses 1000 yuan. A domestic scooter refuels 200 yuan and is rarely driven. Occasionally, children's milk powder diapers cost more than 1000 yuan, and basically they can't save money every month.

Car maintenance is about seven or eight thousand a year, and there are not many cars. The insurance is around 3000. Basically, I just run around, go back to my hometown and husband's house on holidays, and go out. It's windy and rainy, and it's warm to drive to and from work in winter. In summer, everyone rides an electric car, which is only 6 kilometers to and from work. It is very convenient to ride a bike directly to the downstairs of the residential unit. Please drive in and out of the underground garage. The annual parking fee and property fee are about 2000 yuan.

1982, I was born in Xiamen with a bachelor's degree. Worked in municipal engineering company 1 year, worked in mobile company for 6 years, started a business for 5 years, opened physical stores and online stores, delivered fast food, and worked in logistics industry, food industry, finance and e-commerce for 5 years. Now I work in a software company in Xiamen, leaving aside my previous salary. In the last year, the average monthly salary I got was about 6000. I travel about 15 to 20 days a month. Seriously, I'm very tired. Maybe I have experienced too much and don't give up easily, so I go all out (200 1 engaged in social work, this year has been 18. I have been to nearly 10 companies, and most of them have closed down. Enterprise is really not easy, so)

Born in 1980, I now live in Foshan, do clothing business in Guangzhou, and have a house for three months. Since 17 resigned and started his business, the monthly fixed income was only 4K, which has remained unchanged for more than two years. All living and mortgage expenses can only rely on the old capital.

Migrant workers working hard in Shenzhen

I have worked in Shenzhen for about ten years. From the monthly income of 1K in 2004 to the monthly income of 25K at the end of 16, I have not saved enough down payment for buying a house in Shenzhen. At that time, when I have more money, I will try to find a place to invest. I invested more than 1 10,000 in the stock market, 40,000 bought a small apartment in the surrounding cities, and 500,000 took care of my relatives in a small shop. Most of the income is not ideal.

Entrepreneurial experience

At the beginning of 15,100000 spare money invested in a clothing business. My sister and I are 50/50 partners, and I am a sole proprietorship. She has experience and project introduction. I help her full-time and pay her monthly salary. For this business plan, please ask a friend to help me evaluate it and see if there are any unreasonable places.

This project is very successful. After two years of operation, the turnover is increasing every month, from the initial monthly income of 100 thousand to the monthly income of one million at the end of 16. 15 dividend per person100000 or so, 16 dividend reaches 400000.

The crossroads of life

/kloc-at the end of 0/6, the project prospect is getting better and better, and the business development operators are insufficient; Plus, I still have one year to 35 years old, and working in Shenzhen at the age of 35 is a threshold, and the work pressure is getting bigger and bigger; My daughter will go to primary school next year; There are no rooms in Shenzhen, so this place is not suitable for spreading branches and leaves after all. For the above reasons, giving up my job in Shenzhen became my final decision.

/kloc-in April of 0/7, I left the place where I lived and worked for more than 30 years, which was the most difficult decision in my life. How can a man live up to such a sad day without shedding tears and typing a few lines?

As I said before, if you have more money, look for project investment. At the end of the year 15 project invested in a house in Foshan. When I leave Shenzhen for Guangzhou, the city where I started my business, this house, which is about five kilometers away from my business, can be repossessed at the end of 17. This house has now become a happy home for my family.

After two years of operation, the income of clothing business has increased steadily. The second facade was opened this year, and the dividend is expected to be 800,000 this year. I'm considering gradually quitting my full-time business and focusing on finance, and then I'll have more time to look for other opportunities.

Real estate market opportunities

Since 10, I have been optimistic about the real estate in the Pearl River Delta and invested the rest of my money in four real estates in Zhongshan, Huizhou and Foshan. Except for another small-sized degree room in Foshan, the rest are purchased by 20% down payment mortgage, with a monthly payment of about 20,000.

65438+2008 national housing price regulation has made some changes to the value of real estate. In the future, the value of houses in non-core cities and lots will fall and rise, which is my judgment that will not change in the next five years. /kloc-in 0/8, I sold a house in Zhongshan, and I got 400% investment. At present, houses in Huizhou are also for sale.

The story of science and engineering people and the stock market

/kloc-at the end of 0/8, the stock market ushered in fundamental and policy changes. Based on my intuition, there will be more and more investment opportunities in the stock market in the next few years.

After graduating in 2004, my first job salary was only 1000 yuan, and I saved less than 2,000 yuan for more than half a year. At the beginning of 2005, a colleague and I sneaked out during working hours and went to the lobby of China Agricultural Bank to open a Guo Xin securities account. The handsome guy in the suit who opened an account next to me asked me about my occupation. I said I was engaged in the development of household appliances. He laughed at me and said that people who are not financial professionals dare to speculate in stocks! I don't know why fifteen years later, but he still remembers this sentence so clearly.

People who speculate in stocks must have a financial foundation to make big money. I experienced a complete bull market in 2007, but I don't remember whether the bull market made any money.

Maybe there was no spare money to invest in wages at that time, or because the money in the stock account was alive, it was impossible for the money to lie in the account all the time and be drawn to invest in other projects halfway. Anyway, the bull market passed me by

Next opportunity

In the past fifteen years, the stock market has not brought me considerable benefits, but it does not mean that I have ignored it. On the contrary, my stock market is the place I want to yearn for most from beginning to end. Who says it's not? Who doesn't want to have a steady stream of income while lying down?

Therefore, I think that a large part of the funds coming out of the property market will be transferred to the stock market. Just like my actual operation, I have transferred the funds obtained from the house in Zhongshan to the stock account at present. I will put more time and energy into this account next.

What do you think of the current stock market? Let's talk about it together

I am financially independent and retire early. I am a follower and transmitter of the fire movement (economic dependence and early retirement).

I am 87 years old, female, and my coordinates are Shenzhen.

The annual income before tax is 300,000 yuan, and the monthly income is 20K+ year-end bonus.

My husband, born in 1985, earned 250,000 yuan before tax with a monthly salary of 16k+ year-end bonus.

Mortgage car loan baby, all living expenses and husband AA

Sometimes I am very tired, and I especially want to avoid hiding and make a salted fish, but I think of my baby at home. If I don't work, my husband won't last. My baby needs my support tomorrow, crying and continuing to work after the collapse;

Maybe you will feel melodramatic and your income is not low. What else can you do?

I get up at 6: 30 every morning, the child is still sleeping, and then I go to work by subway. At 8: 30 in the evening, the child has already taken a shower and slept.

Work week system, irregular overtime;

Mortgage 1 0,000 yuan. I bought a house last year, less than 70 square meters. Longgang in Shenzhen belongs to a remote corner, and friends who come to Shenzhen are reluctant to go.

The car loan is 7000 yuan, and there is still one and a half years.

A baby, two and a half years old, is about to go to kindergarten and knows that one semester is 10000+

Family expenses are more than 5,000 yuan, including children's diapers, milk powder, various utilities and parking properties, and so on.

Give mom 2000 every month.

To sum up, we take about 30 thousand yuan a month (excluding the year-end bonus), spend 2.4 yuan, and leave several thousand yuan. My husband and I have to take a bus for dinner and take our family out to play. The provident fund can reach 6000 yuan a month, which is for the baby as an education fund;

If there is no year-end award, it is completely moonlight;

Don't say that my cosmetics, skin care products, clothes and jewelry are basically stored in my teeth;

Now I want to do some sideline business or realize financial freedom in other ways.

There is no time to accompany the baby at all, and the work pressure is huge, commuting for 3-4 hours every day; Happiness only exists in a few hours at home on Sunday, but there will be a sense of guilt. Many times, I can only drag my body to accompany my baby amusement park. ...

Sometimes I can't understand how life can be like this. At that time, it became a kindergarten for daily necessities and milk powder. ..

Why not drive to and from work every day?

Because I came to Shenzhen late, I didn't have a license and couldn't afford it. The average price of Guangdong B was 70,000+; Commuting distance is too far, traffic jams in the morning and evening, only bus+subway; When I got off the bus, I looked in a trance and didn't know where I was. ...

I graduated from the countryside in 2004 and worked 15 years. My wife works in a hospital, and their annual salary is about 400,000. I bought a suite in 2008 and gave birth to my first child in 2009. 17 gave birth to my second child. I have to change my skills to a big house, which is too expensive to buy. After all, I will only stay for a few days during the Spring Festival. In May this year 1 I bought a small two-bedroom apartment nearby. It is also convenient to live separately from children in the future. At present, the career is on the rise, and the pressure is tolerable.