What do you mean by reconciliation?

Question 1: What is reconciliation? check accounts

At the end of the month and year, the account book records should be checked and settled clearly, so that the account book information can truly reflect the situation and provide reliable information for the preparation of accounting statements.

Checking accounts is an important work to ensure the correctness of account books. The contents of reconciliation include account certificate check, account table check and account table check.

(A) account card check

Account-voucher reconciliation refers to the reconciliation of account book records with accounting vouchers and their attached original vouchers. In the process of daily bookkeeping, the account certificate should be checked so as to find out the wrong account in time and correct it. This is the basis to ensure that the accounts are consistent and the accounts are consistent.

(2) Account reconciliation

Account reconciliation refers to the reconciliation of related figures between various account books. The inspection contents mainly include:

1. Whether the total debit amount of each account in general ledger is equal to the total credit amount;

2. Whether the total debit balance of each account in the general ledger is consistent with the total credit amount;

3. Check whether the current amount and ending balance of various sub-ledgers, cash and deposit journals are equal to the balance of related subjects in the general ledger. The above-mentioned check work is generally carried out by compiling the general ledger account amount and balance table and the subsidiary account amount and balance table.

(3) verify the accounts and facts

Accounting check refers to checking the book balance of property, materials and funds with the actual balance. This inspection is carried out through property inspection. The contents include:

1. The balance of the deposit journal is consistent with the statement sent by the bank.

2. The book balance of cash is consistent with the actual cash on hand.

3. The balance quantity in the subsidiary ledger of property and materials is consistent with the actual quantity.

Question 2: What does the reconciliation service mean? The name of the service.

Reconciliation service

Service brief introduction

Through the online bank reconciliation service of Bank of China, we can provide corporate customers with the functions of downloading detailed statements and balance statements of local and foreign currency accounts opened in some areas of China Bank, inquiring and feeding back reconciliation results.

service function

1. Enterprise customers can download the inquiry detailed report according to the signed reconciliation agreement;

2. Enterprise customers can download and query the balance report according to the signed reconciliation agreement;

3. Feedback of reconciliation results of enterprise customers can be realized.

Applicable object

All customers who use China Bank's corporate online banking service.

Initial condition

Corporate customers who have opened settlement accounts.

Treatment process

You need to register for online banking service of China Bank first, and then apply for reconciliation service after the application for online banking service is completed. When applying for reconciliation service, you need to provide the online banking operator ID, so as to identify the customer's query authority in the reconciliation system when using online banking reconciliation. When signing a reconciliation contract, you can choose the reconciliation time of the schedule and balance table. Detailed reports can be viewed by week, half month, month, ten-day and year, and balance reports can be viewed by month and quarter.

Service time

Bank of China online banking provides customers with 7×24-hour all-weather service.

skill

1. Opening the reconciliation service requires signing the Reconciliation Service Agreement for External Customers of Bank of China Limited with Bank of China;

2. At present, Hebei, Shaanxi, Qinghai, Gansu, Ningxia, Xinjiang, Sichuan, Yunnan, Guizhou, * *, Chongqing, Heilongjiang, Jilin, Inner Mongolia, Shanxi, Jiangxi, Anhui, Henan, Hainan, Shandong and other provinces (autonomous regions and municipalities) have opened reconciliation services, and other regions will open them one after another.

Question 3: What is the significance of bank reconciliation? Bank statement refers to the record sheet that the bank objectively records the capital flow of the enterprise. As far as the concept of bank statement is concerned, the main body of bank statement is banks and enterprises, the content of bank statement is the capital of enterprises, and the form of bank statement is the record of enterprise capital flow. As far as its use is concerned, the bank statement is a voucher to check and confirm the financial transactions between banks and enterprises. As far as its characteristics are concerned, bank statements have the basic characteristics of objectivity, authenticity and comprehensiveness. The business funds of authentic enterprises are carried forward by banks, which objectively record them one by one. Therefore, the bank statement issued by the bank reflects the operating capital flow of the enterprise is true. From its legal point of view, the bank statement is a legally valid certificate reflecting the actual amount of bank deposits, which is true and reliable. The comprehensive bank statement objectively records the receipt, payment and carry-over of various business funds of the enterprise, which can comprehensively and in detail reflect the operation of all funds of the enterprise since its establishment. Judging from its contents, the bank statement is comprehensive.

First of all, bank statements help enterprises to guard against risks. When an enterprise checks the deposit journal with the bank statement, the balance between the two is often inconsistent. Enterprises should first analyze the outstanding accounts, and then analyze whether it is caused by operational risk, management risk or external risk when the balance of the two accounts is still inconsistent after excluding the influence of the outstanding accounts.

Unbilled refers to the same payment and receipt business, due to the different bookkeeping time of banks and enterprises, one party has entered the account and the other party has not entered it. After the enterprise prepares the bank balance reconciliation table, it can eliminate the influence of outstanding accounts.

1. Help enterprises guard against business risks.

Operational risks mainly include: operational errors of enterprise accountants when calculating the bookkeeping amount, errors when registering accounts, and bookkeeping errors of bank operators. For example:

① A batch of material A was purchased this month, and the cheque written to the supplier was 9.37 million yuan, which was mistakenly recorded as 9.73 million yuan when bookkeeping.

② A batch of material B was purchased this month, with an entry amount of 560,000 yuan, and the cheque written to the supplier was mistakenly recorded as 650,000 yuan.

③ The amount of the cheque transferred by the enterprise was 30,000 yuan, but the bank operator mistakenly changed it to 300,000 yuan.

For example, in three cases, careful reconciliation can be found out. (1), did not cause financial losses to the enterprise, but the other two situations caused financial losses to the enterprise. If the enterprise wants to know whether it has paid the wrong money, it can be known by carefully checking the bank statement.

2. Help enterprises guard against management risks.

Management risk refers to the defect or lack of necessary internal control system in the enterprise, which makes the internal personnel have the opportunity to occupy the funds of the enterprise. Insiders may occupy enterprise funds in two ways: cash or transfer.

(1) cash misappropriates enterprise funds. Enterprise financial personnel use cash checks to withdraw cash. If they don't keep accounts after withdrawing cash, although the actual cash of the enterprise has decreased, it can't be found without checking with the bank.

Accounting entries to be made at present:

Borrow: cash

Loans: bank deposits

(2) misappropriating enterprise funds by means of transfer. When an enterprise transfers money, the decrease of bank deposits generally requires the increase of another asset (such as inventory) or the decrease of liabilities. Bookkeeping entries are as follows:

Debit: assets (or liabilities)

Loans: bank deposits

Misappropriation of enterprise funds through transfer will also not be accounted for. No matter how you occupy the enterprise funds, you won't keep a deposit journal. Therefore, it is extremely important to reconcile with the bank.

At present, the internal control of many small enterprises and private enterprises is mostly weak, so it is very necessary for business owners to personally audit the accounts once a month.

3. Help enterprises guard against external risks.

Cases of outsiders misappropriating enterprise funds have occurred from time to time. The usual means is to copy the company seal and bank bills, and even "clone tickets" appear, and the bank 100% can't identify these problem bills. Therefore, banks spend a lot of people, money and materials on reconciliation to ensure the safety of customers' funds. If enterprises find problems such as misappropriation of funds in a short period of time, they will reduce or even recover losses; At the same time, the bank can also be exempted from responsibility-"I have sent you the accounting information of your enterprise in the form of a statement. You should have found the discrepancy and didn't find it, that is, you didn't check the accounts carefully, and it is your responsibility to go wrong. "

Secondly, the statement of Bank D is helpful for the company's financing. Bank statements help enterprises to guard against financial risks. At the same time, according to these statements, enterprises can make cash (bank deposits) revenue and expenditure plans and check their financial status. & gt

Question 4: What does the reconciliation date of credit card mean? Credit card billing date refers to the day when the bank counts the details of users' credit card consumption every month and gives you the bill. Banks set different accounting dates, such as by birthday, by system and by fixed date. Some banks can provide semi-annual bill date modification service.

Take CCB's credit card as an example to explain the billing date and repayment date.

The repayment date of CCB credit card is the 20th day after the bill date. Suppose you are a CCB card, and the billing date is the 27th of each month (fixed), then the repayment date is the 20th day after the billing date, which is about 17 of each month, that is:

March 28th to April 27th is a billing cycle, and the credit card consumption in this cycle will generate a bill on April 27th, and May 17 is the final repayment date.

April 28th to May 27th is a billing cycle, and the credit card consumption in this cycle will generate a bill on May 27th, and June 16 is the final repayment date. And so on.

Therefore, the interest-free period is the shortest, only 20 days (credit card on April 27th, repayment on May 17) and the longest, 50 days (credit card on April 28th, repayment on June 16). Be sure to know the billing date and repayment date of your credit card so as not to miss it.

Banks with interest-free period 18-48 days: investment promotion

Banks with an interest-free period of 20-50 days: Guangfa, CITIC, Ping An, China Construction, China, China Everbright, Xingye, Minsheng, Shenfa and Pudong Development.

Banks with an interest-free period of 25-56 days: Huaxia, industry and commerce, transportation and agriculture.

Question 5: What does UFIDA mean by reconciliation, bookkeeping and settlement? Reconciliation is auditing, which refers to the work of checking and reviewing the relevant data in the account book in order to ensure the accuracy and reliability of the account book in accounting. Reconciliation mainly includes account certificate check, account table check and account table check. Reconciliation in UFIDA software mainly refers to reconciliation, that is, checking the relevant figures between various account books. Check whether the records in different accounting books are consistent. Includes checking the balance of related accounts in the general ledger; Check the general ledger with the subsidiary ledger; Check the general ledger with the journal; Check the property and material subsidiary ledger of the accounting department with the relevant subsidiary ledger of the property and material storage and use department. Mainly general ledger and subsidiary ledger, general ledger and customers, general ledger and suppliers, general ledger and departments, general ledger and individuals.

Bookkeeping is the use of certain bookkeeping methods to record all the economic business of enterprises, institutions or individual families in the account books.

UFIDA software bookkeeping can also be understood as manual bookkeeping.

Closing is to calculate and record the amount incurred in the current period and the ending balance on the basis of registering all economic businesses that occurred in a certain period.

To put it bluntly, inventory accounting bookkeeping is posting, and after posting, inventory accounting will be closed. After the external module (inventory accounting) is closed, the general ledger system can be closed normally.

I hope the above answers can help you.

If you have any other questions or want to know more about UFIDA products and services, you can always pay attention to my Baidu space.

Good wishes!

Question 6: What is reconciliation and reconciliation? 1. Reconciliation refers to checking accounts. That is, check and verify the relevant data recorded in the account books and accounts to ensure that the accounting records are true, reliable and correct. Accounting personnel should make regular reconciliations according to different records in various account books. Checking accounts is an important work to ensure the correctness of account books. The contents of reconciliation generally include account certificate check, account item check and account item check.

2. Closing is to calculate and record the amount incurred in the current period and the ending balance on the basis of registering all economic businesses that occurred in a certain period. There are three kinds of checkout: monthly (monthly), quarterly (quarterly) and annual (annual). Closing usually includes two items: ① Carry-over income and expense account. For income and expense accounts, the balance should be balanced at the end of the accounting period, so as to calculate and determine the current profit and loss, and prompt the operating results on the books to provide relevant basis for compiling the income statement. ② Settlement of assets, liabilities and owners' equity accounts. For assets, liabilities and owners' equity accounts, at the end of the accounting period, the current amount and ending balance of the general ledger and the subsidiary ledger should be listed respectively, and the ending balance should be carried forward to the opening balance to provide relevant basis for the preparation of the balance sheet.

Question 7: What does the company's financial reconciliation system mean? Financial reconciliation system is a financial reconciliation system for all kinds of enterprise accounting departments. With this software, users can automatically compare the company's bill with the bank's bill and check whether there is any difference between them. Besides, this software has many other functions.

Financial reconciliation system system functions:

(1) Quickly import and mix, and quickly form a balance adjustment table.

(2) Support the import of Excel2003, Excel2007, TXT and other files.

(3) Manual bill entry, manual bill editing, manual bill deletion and manual bill blending are supported.

(4) Intelligent optimal hybrid matching algorithm.

(5) define the import process: import bank statement details > import enterprise bill details-> automatic blending > manual blending > generate balance reconciliation table > filing. The archived bill is locked and cannot be processed any more.

(6) The bills that have not been blended in history are automatically transferred to the next issue.

(8) Quickly generate a balance reconciliation table. Balance reconciliation table can be exported as Excel, TXT and other files.

(9) Bill details can be manually added before filing, and balance reconciliation tables can be generated by mixing repeatedly.

(10) Graphical and graphical bill display styles.

(1 1) Strict operation authority management.

(12) Detailed operation logging.

Detailed online help.

(14) has stand-alone version, C/S version and multicast version.

(15) supports simplified Chinese, English, traditional Chinese and other languages.

Question 8: What is the main content of accounting reconciliation? Accelerated business collection and delivery system (adopted by the United States post office)

The account table is the check between the account book and the report;

Accounting vouchers are the checks between account books and accounting vouchers.

Account reality refers to the check between the book balance of various properties, materials, creditor's rights and debts and the actual amount;

Account refers to the check of account book records between different accounting books, as well as the check between subsidiary ledger and general ledger.