What do you think of "tightening your wallet and investing and spending cautiously this year"?

2020 is a special year, and the epidemic has hit all countries in the world, directly causing major economic losses in major countries, so there are two most important things this year:

First, to live, living to 202 1 is the greatest victory;

Second, protect assets, so that assets can be preserved or increased;

So what everyone cares about this year is not how much money they earn, but a healthy and healthy life. This is the most important thing this year.

As for some people? This year, we should tighten our wallets and invest and spend carefully? This sentence is very reasonable. Let me talk about my personal opinion.

In this special year, the epidemic will have a great impact on all countries and everyone in the world, and will bring countries, enterprises and individuals into crisis.

Therefore, in the global epidemic environment, special treatment should be done. In addition to caring for life, we should also protect personal money and assets, make rational investment and rational consumption, and do the following:

(1) Hold your wallet tight.

Tightening your wallet means that the biggest amount of information this year is that it is difficult to make money this year.

Due to the impact of the epidemic, many enterprises will face large losses, or directly lead to bankruptcy, personal stores can not operate, can not bear, directly close down, directly causing great economic losses.

So many people have lost their jobs this year, and many people have no jobs, which has caused many people to lose their income and have problems in their lives. At this time, if the purse is still in stock, at least there is no crisis and there is enough money to maintain the expenses in a special period.

(2) invest cautiously

In 2020, all walks of life will carry out large-scale dishwashing, and most industries will eliminate a batch, and eventually there will be a batch left, so investment in this scenario should be very cautious.

If you invest in industry, many enterprises will face bankruptcy and it will be difficult to get along. Investing in opening a shop has no business at all and no spending power.

If you invest in the financial market, the financial market will continue to plummet, and the stock market, crude oil, futures and funds will all plummet to varying degrees.

If you invest in buying a house, real estate has entered the cold winter, and even the prices of first-tier cities have fallen. At this time, investing in a house is a takeover.

Nothing is good in this year's investment. The probability of blind investment failure is very high, which will only greatly reduce the investment cost and invest cautiously.

(3) Careful consumption

2020 is recognized as the year of prudent consumption, mainly because it is very difficult to make money this year, and many people will lose their income. Losing their income means lowering their consumption level and their quality of life.

If you have no income this year, you will spend lavishly or overdraw, which will only make your life poorer and poorer, and will only make your life more and more tense.

Therefore, it is very reasonable to be careful, avoid some unnecessary expenses, save some money and let yourself have more sufficient funds to fight the epidemic. After all, when the epidemic will end is still unknown, so we should prepare for the worst.

Based on the above analysis, it is really important to do special things in special years, tighten your purse and spend and invest carefully. As long as these three points are well done, we can better resist the adverse effects brought by the epidemic.