Rural people have 350 thousand deposits at home. What level is it?

How much a rural person saves depends on his life and what stage his life has reached. This is very important. We will analyze it in detail below.

Many people are not interested in rural people's deposits. Some rural people have some deposits, so they want to know what level they can save in rural areas.

In fact, this is understandable. The person who asks this question is not showing off. Many just want to have a clear plan for their future life.

For example, some people say that I am a rural family. If my family has saved 350 thousand, what level is this?

Black sister-in-law has been saying that the amount of savings and what is poor and rich are a relative concept. There are no specific standards. Some people have no savings all their lives, but they do everything perfectly at home. Is this called poverty? This is not poverty. Some people have saved hundreds of thousands, but they can't always do things well when they encounter things. Is this called having money? Can't call it rich.

So we can see that this poor man is closely related to how many things are around you and how well you are doing. In addition, this stage is very important. Why do you say that?

Because this 350,000 seems like a lot, but it should be divided into specific stages. Let's talk about our own views.

Me: The living expenses in the first half of the year were 350,000. We should know that there are three major events in the life of rural people. One is to marry a daughter-in-law, the other is to build a house, and the third is that both parents are dead. The wife mentioned here is not for herself, but for the children. Building a house is also for children, and then parents die. We see that these three things are all related to ourselves, but they are not really ourselves. This is a responsibility.

When a rural man marries a daughter-in-law, his lifelong task has already begun. He must save money, because he wants to build a house for his children and marry a wife, and his parents will be away one day, which is also one of his tasks.

And after years of hard work, some people have accumulated 350 thousand. Can you still call a rich man at this time? No, because once it happens, the 350 thousand will be spent quickly.

Take the simplest way to marry a son and daughter-in-law. The engagement is 70,000-80,000, the bride price178,000, and you have to buy a car, hold a banquet and sometimes build a house. Most people buy houses now, not to mention the full amount, with a down payment of 200,000 to 200,000. How much is this? Is 350,000 enough?

Of course, the cost of marrying a daughter-in-law is only mentioned here. Black sister-in-law doesn't know it in other places, so it doesn't mean other places.

Therefore, when you spend 350 thousand yuan to survive the first half of the year, you can't call it rich, because your tasks and responsibilities have not been completed, and you need to use the money to complete these tasks, then the money is definitely not enough. Since it is not enough, can it be called rich?

As for the level reached, it is the average level. It can't be called rich, but it's not poor, because some people are lazy and never know what it is like to save money. This saves at least 350,000 yuan, which is definitely much better than those who don't save money.

Therefore, when your task has not been completely completed, saving 350 thousand is a general level.

Ⅱ: Save 350,000 yuan after the task is completed. Parents nowadays are generally young. For example, some people have grandchildren now, but they are only in their forties. In other words, their task is almost finished.

At this time, 350,000 yuan has been saved, which is a far cry from the 350,000 yuan that lived in the first half of the year. A son doesn't have to marry, build a house or buy a house. Large expenditure projects have been passed and completed. If you save another 350 thousand, you will be considered a rich man in the countryside

Because of what? This 350 thousand is the money you need to spend in case of emergency, such as sudden illness or something. You can't do nothing in your forties, can you? Can't you spend what you can't earn? Therefore, what you usually earn will still accumulate some.

In the second half of life, people save money for emergency use, and the so-called emergency is actually some sudden diseases. When they are sick, they don't have to worry about money, so they can take out some.

Usually there is no shortage of money to spend in life, and there is still some savings. Isn't this a rich man?

But then again, after the task is really completed, how many 350 thousand deposits can rural people have? Can't say no, because people have different jobs, different experiences and different opportunities. Some people still have more than 350 thousand deposits after completing their tasks, all of which are there.

Note that what is said here is that most rural families, most rural families, can avoid famine while completing the above tasks. Where can I deposit 350 thousand?

So we must continue to work hard to earn money, or use it to pay off debts, or prepare the money we need when we get old.

This is the reality, and Black Sister-in-law has not exaggerated or belittled it.

ⅲ: Finally, I repeat here that what Mrs. Black said is limited, because the living standards in rural areas vary from place to place. Some places have higher incomes, while others have lower incomes. Therefore, when we talk about some rural realities, it will inevitably appear that we have not covered everything. So what we are talking about is partial, not representing the whole country or other places.

In addition, again, how much money is saved is always relative, not absolute. Some people have a strong nature and like to save money. He may save more. Some people are more casual, that is, they believe in Buddhism, so they may earn more and spend less.

There are all these situations, but black sister-in-law thinks that no matter how much money is saved, no matter what stage, when her responsibilities and tasks come, she can complete them, which is called money. what do you think?

I am from the countryside, too. I think it's necessary to ask the rural people what level their 350,000 deposits are and what their scores are.

For people with good family conditions and married children, if they have 350 thousand deposits, they can be said to be above average in rural areas. Because there is no big expenditure at home, there are 350 thousand deposits, which can lead a better life. Although you may have no house or car in the city, you can still live well in the countryside. Moreover, even if you want to buy a house in the city and have a deposit of 350 thousand, you are closer to success.

For people with ordinary family conditions, the children are not married, and it is useless to have 350,000 deposits at home. Nowadays, in many rural areas, the bride price is particularly high. If you marry a daughter-in-law and have a banquet, there is not much left. Take my family as an example, the bride price is generally around 200,000. It costs more than 200,000 yuan to marry a daughter-in-law, with 350,000 yuan left, and this is a family with only one son who has not married a wife. What if several sons have not married their wives? Even if you have 350 thousand deposits, you will return to before liberation overnight.

So rural people have 350 thousand deposits at home. What kind of life he can live and his standard of living depend on the actual situation of this family. With the savings of 350,000 yuan, different families will lead different lives.

Before the age of 30, after marriage, when I was younger. This 350,000 deposit may be the basis for you to go to the county to buy a house or other large expenditures to improve your life. It should be said that it is medium level. Maybe many colleagues are not much worse than you.

From the age of 30 to 40, children are studying, and there is no stage of large expenditure. In a few years, you will have to face the cost of your child's college education or building a house, buying a house and getting married. Only one child is fine. If you have two sons, you are still under great pressure. 350,000 deposit may be far from enough, and you are in the lower-middle level.

40 to 50 years old, children will get married and buy a house in the next year or two. Frankly speaking, your 350 thousand is not enough, or even enough to buy a house in full. Although you are not poor, you are still at a low level.

Between the ages of 50 and 60, the children are married. At this stage, the burden is basically very small, and at most, it helps children raise grandchildren. 350,000 deposits can basically support the elderly, which belongs to the upper-middle level.

Over the age of 60, your grandchildren have grown up, and you basically have no income and expenditure. The interest of 350 thousand deposit is enough to support your normal basic consumption needs. You can definitely enjoy your old age and be at the top level.

In short, you can't just look at your savings of 350,000 deposits, but mainly look at how much you need to spend next. At different stages, you are at different levels, which may be lower or higher.

That depends on your deposit of 350 thousand. For example, you spent 500,000 to 600,000 on a building in the city, 6,543,800+200,000 on a car, leaving 350,000 savings. In rural areas, one should belong to the upper-middle level. The reason why I didn't say so full is because of the upstream level, or the highest level. That's because, after all, there are hundreds of millions of people in the countryside, there are mountains outside the mountains, and there are days outside, and local tyrants are particularly rich.

If we haven't bought a house or a car, we have only saved 350 thousand for so many years. If we have a son at home, we will be a little at a loss about high housing prices. If there is no son and only one daughter at home, the family can still save 350 thousand. I think in rural areas, it still belongs to the upper and middle reaches. Some people say that villages are different from villages, with rich villages and poor villages. Do you need to say this? There are Huaxi Village and Nanling Village, both of which are known as the first villages in China, just like Xiao Qiang and Lin Chi-ling, both of which are known as the first beauties in Taiwan Province Province. Let's talk about the average first, so saving 350 thousand is still very different. With or without sons, having sons in small cities is only enough to pay the down payment. Let me tell you the truth, not to mention the countryside. In the city, there are still 350 thousand left in the case of buying a house and a car According to the national average, it has reached the middle and upper reaches.

This topic is difficult to define, just look at what kind of state you are in at present. If children grow up and need to get married, buy a house and buy a car, I'm afraid this 350 thousand is still far from it. If the house in the countryside is also very good, the children have a house and a car in the city, and their jobs are good, then the deposit of 350,000 yuan should be at a medium level. Because there are fewer places to spend money, we must enjoy life, but the first problem is to have old-age insurance, which is the greatest guarantee.

Rural household deposits are 350,000. From this figure alone, such a family is very good in rural areas, because rural people have been farming for generations, especially the elderly, and this figure is amazing. With the continuous development of rural areas and the improvement of people's living standards, some families have already had some savings. According to the rating evaluation of 350,000 households with deposits, there are several situations:

First, a new house has been built at home, and the child's marriage is finished. Basically, there is not much expenditure, just the daily expenses of the family. With this deposit, life is easy. Planting a few acres of land in the countryside, you don't have to buy grain, but you can still sell it when the harvest is good. During the slack season, you can do small business or go out to work to earn a little money and live a well-off life. Such a family with 350,000 deposits is rich and top-notch.

Second, if the deposit is only 350 thousand, there are still many things to do at home, such as: the child's marriage has not been done, the old house has to be rebuilt, and the child goes to college. These three expenses are not small, and 300,000 deposits may not be enough. Such families only belong to the lower middle level.

Third, in economically developed coastal areas, some small and medium-sized enterprises and foreign-funded enterprises have promoted the development of rural economy, and rural income is much higher than that of other regions. Families with 300 thousand deposits are already very ordinary families and can only belong to low-income families.

To sum up, do you think my analysis is reasonable? Please give attention and guidance.

There are many provinces, municipalities and autonomous regions in rural areas of China. The eastern coastal rural areas are not comparable to the western rural areas of the Loess Plateau, and the suburban rural areas are not comparable to the remote rural areas. Some rich rural areas have 350,000 poverty, and western rural areas have 350,000 deposits.

Q: Rural people have 350,000 deposits at home. What is their level?

In rural areas, if a family of three has a young couple and a child, a house and a car, a job with a monthly income of 4,000 to 5,000 yuan and a deposit of 350,000 yuan, then this family of three belongs to a well-off level.

In rural areas, if it is another family of three, a middle-aged couple in their fifties and a son in their twenties, with a broken house, no car and no wife, and three people's monthly income is less than 3,000, even if they have 350,000 deposits, then this family of three is only moderately well fed. Because this 350 thousand will be spent after building a house and buying a car, the bride price is still 350 thousand

In rural areas, if this family of three has a broken house, no car, no wife, only a son with a monthly income of less than 3,000, and the old couple has no income, even if there is 350,000 deposits in the family, then this family of three can only be regarded as the primary level of just getting rid of poverty. Because after the 350,000 yuan built a house and bought a car, not only did they have no wife, no old couple with income, but even the money for old-age care was not left. If they leave the pension, they can't build a house or buy a car.

In rural areas, if an old couple has a healthy and tough house, lives alone and has this 350,000 deposit, it is definitely a well-off and happy old couple who can spend their old age happily without their children's money.

This credit cooperative with 350,000 deposits will earn 85,000 interest every five years, with an average annual interest of 1.7 million. Together with the pension of each person per year 1900 yuan, 3,800 yuan for two people means that you can spend 20,000 yuan more each year. The old couple spend money by dancing yangko, and they have a surplus every year. The 350,000 yuan is still in the bank until they die.

350 thousand yuan deposit is a floating number, variable, can you say that?

One thing is certain, his family is out of poverty. Xiaokang road. Congratulations, give him a big compliment. As for the level? There are still many things to watch:

First, compare with whom. In this small village. Then compare with the countryside. There are 100 households in our village. Three, six, nine and so on. You are at the lower-middle level. If your family has a potential annual income of180 thousand in the next 3 to 5 years, you can be promoted to the middle level.

Second, look at your potential expenditure. Can the house be strong in three to five years, the family be strong, and the good weather is getting better every year? If something goes wrong, you have to be demoted. This is a preemptive strike.

Third, with the country's loose policy of vigorously supporting rural development, farmers' lives will be as high as sesame blossoms. With the joy of getting rid of poverty, brave the wind and waves, go forward, constantly expand financial resources, and realize a well-off society.

Try to double your 350 thousand before the end of the year. Waiting for your good news.

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The same is the countryside, with 350,000 deposits, living in rural areas of different provinces and cities, with different levels; Rural families living in the same province and city have different conditions and different living standards.

Now take four couples in the same family as an example to share the situation around me.

We are a rural area in northern Jiangsu, so we shouldn't be very backward. At our age, if the children at home get married, the children have a house in the city or a rural market town, and the couple still have 350 thousand deposits, which should be above average in the local area. If the son is married, but he doesn't have a house in the city or market town, and he has 350,000 deposits in his hand, it is also considered as an average level in the local area, because 350,000 is basically enough for the down payment of buying a house in the city. If he buys a small property right, it is not too much money and can barely afford it. If a son is unmarried and has no house in the city or market town, a family of 350,000 can only be considered as moderately poor. If there is a high school at home or no house in the university town, the family living standard can only be average.

350 thousand seems like a lot of money, but compared with the house price, it is really too little. If, as in the past, my son gets married without buying a house in the city or a car. There are still 350 million deposits in hand, and rural people are beautiful enough!