How long has it been since you used cash? Why?

I have been paying online since the WeChat wallet first came out. It was awkward. I went to the supermarket to buy things and said I wanted to pay by WeChat. At that time, the cashier looked at me with strange eyes and said, we are not that advanced. In his eyes, I am like a fool, doing something useless. Until now, even the eldest sister selling vegetables and beggars on the street have paid with Alipay or WeChat. In recent years, we have almost used WeChat or Alipay, and rarely used cash.

I feel like I haven't used cash for a long time, and I don't even have my bank card. You can scan the code, transfer money or something, and pay with a bound mobile phone. I remember buying something in cash once. After the merchant received the money, he took it away without looking. I asked, why don't you check the authenticity of the money? The merchant replied that few people use cash now, and counterfeiters have no profit, so don't worry.

At present, there are very few cash deposit and withdrawal, transfer and other businesses in banks, and the number of cash counters in banks has also decreased a lot. In the past, a supermarket with a certain scale earned at least 1 10,000 yuan in cash every day. Send two people to the bank for deposit every afternoon, and the bank needs at least 1 hour points, warehousing and so on.

I remember that in the late 1990s, whenever rural schools collected tuition fees and the supervision was relatively loose, we often took two people with an iron box and took a two-wheeled motorcycle to help collect tuition fees, and then counted them for the second time after coming back. During that time, there were several cash tin cabinets every day. Every township bank outlet has 1 small vault to deposit cash.

Ok, answer the topic of this industry, I hope my answer will help you!

If I hadn't seen this topic, I wouldn't have found that I haven't used cash for almost five years. I remember that I mainly used Alipay from 20 14, and then WeChat payment became popular again, and finally I used both. In recent years, the bank's China UnionPay Express has also become popular, and I have used it. Anyway, I haven't used cash for almost six years now.

There are still people who use cash, but most of them are elderly people. Nowadays, almost all young people are using mobile payment. When it comes to mobile payment, we have to talk about the "cashless city" launched by Alipay before!

Statistics show that nowadays, China people mainly rely on Alipay and WeChat for cashless payment, and 95% of netizens choose these two kinds of electronic payment. Now, Alipay has more than 450 million real-name users, and no cash payment is the first; Followed by WeChat Pay, with 400 million users.

It's actually quite understandable. One is convenience, and the other is that users get benefits. After all, someone gives money to users every day. Although the money is a little less, which user will refuse?

With the rise of mobile payment, it is a foregone conclusion that young people go out with their mobile phones, but some netizens said: "What if the mobile phone is dead and there is no cash on me?" Alipay said: "I don't need cash in the future, and I should be able to pay without a mobile phone in the future." In fact, it's here now, and that's "brush face payment"!

In short, mobile payment is the product of the progress of the times, and I think this thing is still very real. I don't know what you think about this.

Now I have little change on me. From breakfast in the morning to going home after the party in the evening, WeChat, Alipay and Bai Hua are basically done. Even if you have no money in these accounts, you can also bind a credit card to let you spend in advance. JD.COM, Tik Tok and Taobao Oriental have launched online credit cards. In short, they won't let you find out why you don't pay. It is getting easier and easier to spend money, and the consumption is getting higher and higher, so it will not come up unconsciously.

Most of the business is also transfer, and a small amount of cash transactions are sent home directly, which is more troublesome. I have to say that the development of China is really advanced, and many foreign countries are not very welcome to this kind of transaction. Anyway, my mom buys food on WeChat now, and I also manage to make money in it regularly, hehe. ...

I can't imagine what changes will happen in the future. It is estimated that the mobile phone will not exist at that time. Your face is everything. You can have several accounts. When you buy something from the supermarket, you will be scanned and automatically settled. Maybe you don't have to go to the supermarket, all the robots will be sent to your home. I can't imagine.

Seeing this problem, I began to search in my mind for the last time I used cash, but I still didn't remember it. I couldn't pay a penny out of my pocket. I remember that once my colleagues in the company needed cash and asked around, but they didn't find any cash on them! Therefore, taking no cash has become a social norm!

Why we don't have cash on us is mainly from the aspects of food, clothing, housing and transportation in life.

Eat: We went to the vegetable market to buy food, and Alipay scanned the code, which saved the trouble of cash payment and change. I remember that Alipay was not popular before. When WeChat paid, the vegetable market came back to buy food. I really wanted to throw away a dime, but I still couldn't bear it, so I would try my best to use these odds and ends!

Clothing: Going to the mall, of course, it is still a mobile payment method such as Alipay and WeChat. Now, with the development of the Internet, the 5G era has arrived, and more and more people choose online shopping. JD.COM, Taobao, Vipshop and other shopping platforms, as long as we want, there is nothing we can't find, and it is not appropriate to buy them. Return, no reason to return for 7 days, and transportation insurance, don't worry at all!

Live broadcast: The outside world is so big, I want to go out and have a look. Finding a comfortable hotel is a necessary step for going out to play. At this time, everyone will make an appointment online in advance and pay directly online, and the credit is good, and there is no need for a deposit at all. Convenient, really convenient!

Good: The Spring Festival is coming. At present, there are very few people waiting in line to buy train tickets at the purchasing store, and most of them choose to book online, so they can pay directly online and don't need cash at all! Take the subway, turn on the mobile phone and scan the code to enter the station; Take the bus, turn on the phone and scan the code to take the bus.

In our life, as long as there is a network, we can pay by mobile phone anytime and anywhere. We can pay hundreds or dozens of dollars by opening the mobile phone and sweeping it, so this kind of mobile payment is convenient for us at present, so we seldom carry cash with us!

No one wants to use cash, because mobile payment is clean, convenient and fast. However, at this stage, cash and WeChat Alipay have been using each other. Although WeChat Alipay is convenient, it is controlled by power flow. When shopping, sometimes there is no electricity and sometimes the signal is weak. At this time, you must use cash. I've also encountered the embarrassment that others don't bring cash. Because the signal is weak or there is no electricity, they can't rush to buy things. Some old people who sell things don't know how to pay by mobile phone, so they have to change to someone else's before buying. If others don't bring cash, you can't buy things with your mobile phone.

Now is a transitional period, young people pay by mobile phone, and middle-aged and elderly people pay by cash and mobile phone at the same time.

Looking at this development form, this year's new version of RMB has removed the face value of 100 yuan, and it is very likely that cash circulation will be cancelled in the future, and all payments will be supported by mobile phones or other professional appliances.

Although the identification of genuine counterfeit money is omitted, it is very convenient to carry and pay. However, some potential high-tech crimes make more ordinary people feel at a loss. Because many people know little about these changing technologies, they can only operate passively. This kind of virtual currency is not as real as cash, which always makes people feel that it will disappear if you are not careful.

Good and evil are constantly competing. I hope this kind of virtual payment is convenient and can bring more security to people.

I've been using it.

Individuals will still carry some cash with them. Why?

Let me talk about two personal experiences first.

When I went to Hangzhou for a business trip and took a taxi, when I got off the bus and scanned the code to pay, there was no network, so I had to find the nearest bank outlet to withdraw money and pay. It's embarrassing.

Do not take a taxi at the same time. When I got off the bus and scanned the code to pay, my mobile phone was dead. Fortunately, you have arrived at the company and borrowed money from your colleagues to pay the taxi fare. If you were outside, you wouldn't be embarrassed!

Two days ago, I went on a business trip by bus. When you see that the battery of your mobile phone is low, you should pay it first, so as to avoid the embarrassment that your mobile phone can't pay for it without electricity.

In short, individuals will still bring some cash when their mobile phones are lost, there is no internet and there is no electricity, so as to avoid trouble. Moreover, many elderly people in rural areas will not use WeChat or Alipay. If they don't bring some cash, it will be inconvenient to buy food.

I use cash at most 3-4 times a month, usually on WeChat. I remember several times when I used cash, the boss said that I didn't accept cash.