Stock fund rookie question and answer, kneeling for advice!

Hello, my friend. I bought the basic model for five years, so I can't talk about experience. I'll tell you as much as possible what I know, and we'll discuss what I don't understand.

1: If you are close to a securities company, you can of course go to a securities company to buy it, which can save the handling fee, and the bank will charge the handling fee, and if you want to redeem it, the funds will be returned to your account faster than the bank, so try to choose a securities company.

As for how much money you want to put into your account, it depends on how you buy the fund. Buy whatever you want every month, and your account will have enough money for you to buy funds. If you are a fixed investment (fixed investment means that you buy the same fund every month for at least two consecutive years, depending on the regulations of the fund company), first of all, you have to choose a date as the deduction date for your purchase of the fund, then your account must have money before the deduction date of this fund, which means that your account must have enough money for your fixed investment fund every month. For example, invest in 200 yuan every month, buy for two years in a row, and choose 650.

3. The fund account can only buy and sell funds, not stocks. Different funds have to go to different fund companies to buy and sell. One account can only buy and sell the fund varieties of one fund company, and multiple accounts are needed to buy funds of multiple fund companies. Opening an account on the fund company's website is very simple.

No matter where you buy a fund, you can operate it on your home computer, provided that you have online banking.

As for which securities company is good, you should check the operation, senior management, education, capital operation and customer evaluation of the securities company online, or ask your colleagues, friends and relatives. It is best to check online. Now almost every securities institution has comments online, so you can know what you want to know by reading more.

The above is my personal understanding. Please forgive me if there is something wrong, and we will discuss it if there is something unclear. I hope you can find a good chicken, lay a good egg and make more money.