What if the online loan is cheated?

If the loan is cheated on the loan platform, it is necessary to quickly collect relevant evidence (such as transfer repayment records, as well as the other party's account number, telephone recording, SMS screenshot, etc. ) and report the platform to the local CBRC or China Internet Finance Association, which can quickly untie the bank card to avoid deducting money from it later (if it cannot be untied, you can contact the bank to lock it first).

Second, the specific analysis

If the money is seriously damaged, you can also bring a lawsuit directly to the local people's court.

Or report to the local public security department, it is best to unite with other people who are also defrauded by the platform.

If handled in time, there is still a chance to recover the cheated money.

You don't have to pay back the other party's constant dunning.

It should be noted that "keep your eyes open" when lending. It is best to choose consumer financial institutions with financial licenses, and don't borrow money from unknown small loan companies casually, otherwise it is easy to meet usurers and fraudsters and fall into loan scams.

If you don't know your online loan application, you can try to get the big data report of Xiaoqi Credit Information, check your detailed loan record, and then confirm that you borrowed the money yourself. At this time, you should pay off all the money you owe, and then contact the customer service of the corresponding platform to let them handle it and see if the blacklist of online loans can be eliminated.

Third, can you borrow money from dozens of online lending platforms a day?

If you borrow dozens of online loans a day, if your personal credit is good, most of them may be able to approve a sum of money.

However, it should also be noted that due to too frequent borrowing, it is prone to long-term borrowing, and big data (credit information) will also become a "flower".

If a large number of loans are not paid off, it will also lead to a high personal debt ratio.

Therefore, loans applied for later in the day may not be easily approved.

And it will affect the days of applying for new loans in the future.

Of course, if your own credit is not good enough, it is estimated that most of them will not be approved (subject to the final approval results of each platform).

It is recommended not to apply for so many loans at one time, even if all of them are borrowed, the burden of subsequent repayment is also very heavy.

In case some of them forget to repay the loan and their personal credit is damaged, it will be difficult to apply for a new loan.

If you borrow a lot because of the large demand for funds, it is better to apply for a large loan directly than to apply for a large amount of small loans.