Quotes on buying insurance for parents

It is recommended that you buy endowment insurance for your parents. Endowment insurance roughly means that you will be treated when you are sick, and you will be able to provide for your retirement if you are not sick. It is double insurance

Many insurance companies have such products< /p>

I am from Centenary Life, let me talk about our product Endowment Insurance

I pay a certain amount of money every year (you can pay any amount, the more you pay, the more insurance you will get, usually 50 If you have an annual insurance of RMB 100,000, it will cost about RMB 7,000 per year). If you pay for 10 years, you can insure for 30 years, which means you will be insured until the age of 80.

During the insurance period, if you die due to illness, the compensation will be RMB 100,000. , the contract is terminated

During the insurance period, if you become disabled due to illness, compensation will be paid according to the disability level. After the compensation is paid, the contract will continue to be valid, but the insured amount will be reduced proportionally after the compensation is paid

In the insurance During the insurance period, if you die due to an accident before the age of 65, the compensation will be 3 times the insured amount, and the compensation will be 300,000, and the contract will be terminated

During the insurance period, if you are disabled due to an accident before the age of 65, the compensation will be 3 times the disability level. After that, the contract will continue to be valid, but the insurance amount will be reduced proportionally after the compensation is paid

During the insurance period, hospital expenses will be 100% reimbursed (500 yuan per year, optional, you can buy it or not)

During the insurance period, there will be an additional daily hospitalization subsidy of 40 yuan (150 yuan per year, optional, you can buy it or not)

During the insurance period, if you suffer from 35 major diseases (various types of cancer, cardiovascular and cerebrovascular diseases, common serious diseases), as long as the doctor makes a diagnosis, an unconditional compensation of 100,000 yuan will be paid immediately, and the contract will be terminated

After the contract expires at the age of 80, the insured amount and interest*** 168,000 yuan will be returned

That's about it, if there is anything you don't understand, keep asking

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