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On the claims of insurance practitioners

Claim settlement means that after the insurer knows that an insurance accident has occurred and investigates and confirms the legal liability,

The legal act of examining the claim materials and making a decision on compensation, partial compensation or refusal to pay compensation.

Claim settlement is an insurance obligation of the insurer and an important means for the insurer to improve the management level.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.