How to buy and sell a relocation house

You may all know that China is currently undergoing urbanization. This is also a very long-term project. During this process of urbanization, a lot of land has been expropriated, and various problems have also occurred. There are few relocation houses. The editor below will tell you how to buy and sell relocation houses, so that you can know more.

How to buy and sell relocation houses

With the continuous deepening of urban reform, the number of demolition households obtaining relocation houses continues to increase, and the sale of relocation houses is also more common. What is a resettlement house? A resettlement house is a property that is compensated to the relocated households when the developer expropriates the land; commercial housing is a property that is sold by the developer itself. Every real estate development has relocation houses, and the price of relocation houses is generally lower than the price of commercial housing. Like commercial houses, relocation houses have real estate certificates. Relocation houses with real estate certificates can be put on the market for sale. If there is no real estate certificate, the relocated households will hold the demolition agreement and cannot be put on the market for sale. Can the relocation house be sold? Whether the relocation house can be sold depends on the demand situation: the owner has obtained the "Real Estate Certificate" and can be sold normally. The relocation house with the real estate certificate can go through the normal process of changing hands or renting and selling. Because in the process of changing hands and selling, the "Real Estate Certificate" is recognized and supervised by the Housing Authority. Therefore, all relocated houses with a "Real Estate Certificate" can be transferred to the Housing Authority and their names can be transferred normally. If the owner only has a relocation agreement in hand, he cannot transfer the property. If the owner only has a relocation agreement from the developer, he cannot transfer ownership or change the name at the real estate transaction center when selling a house. Since the relocation agreement is only a private commercial agreement between the owner and the developer, this agreement has not been recognized by the Housing Authority. If the home buyer and owner conduct a sale without obtaining title to the property, it is classified as a private sale. It is illegal behavior.

What are the dangers of buying a relocation house? You cannot process the real estate certificate and transfer the property to your own name. The real estate certificate is the proof of property rights of the real estate. If the real estate cannot obtain the real estate certificate, it means that the complete property rights of the real estate cannot be obtained. It cannot be legally transferred, pawned, and used for real estate income. For example, if you buy a relocation house without a real estate certificate, you cannot handle the pawn loan. When housing prices rise, disputes tend to arise. If the seller breaches the contract, the risk of invalidating the contract or rescinding the contract is extremely high. If the nature of the purchased relocation house prohibits transfer, the right to own the purchased relocation house may be lost at this time. Issues such as being unable to move in due to household registration. There are various dangers and problems in property management, sanitation, heating, fire protection, and even household registration and immigration. The large migrant population poses safety risks. The original owner of the relocation house usually has multiple relocation houses. Many properties in the relocation building where you live will be rented by other homeowners. Living in the relocation building, you will have a large and diverse floating population.

What issues should be paid attention to in the transaction of resettled houses?

Can I borrow money for resettled houses? The resettled houses are actually the properties compensated to the relocated households when the developer expropriates the land. There are basically relocation houses in every real estate, and the price of relocation houses is generally lower than the price of commercial housing. Like commercial houses, relocation houses have real estate certificates. Relocation houses with real estate certificates can be put on the market for sale. Relocation houses that only have a purchase contract but no real estate certificate cannot be put on the market for sale. When the bank handles the mortgage loan for the relocation house, it actually pawns the property that can be sold on the market to the bank. Therefore, the pawn for the mortgage loan of the personal residence is generally required to be a general commercial house. Target residences and purchased public houses are subject to policy restrictions such as non-payment of taxes and fees for re-listing, so banks generally do not accept them as mortgages. If you want to apply for a mortgage loan, the relocation house must have the following three points: a relocation agreement must be presented to prove whether the nature of the relocation house is subject to policy restrictions; the relocation house must have five complete certificates; the relocation house must have obtained the real estate certificate. Only the relocation certificate cannot be borrowed; if the above three points are met, the bank will handle subsequent loan procedures based on other materials provided by the homeowner. However, whether it is a bank loan or a private loan, the value evaluation of the relocation house will generally not too high.

In the above article, the editor talked about how to buy and sell relocation houses. If you see a relocation house with a relatively low price in the real estate market, you can also pay attention to it, maybe You can find treasures.