How to compensate for the damage of the car in the 4S shop?

It is unreasonable to directly pay the fixed loss price of 4S shop, so it is necessary to inform the insurance company in time to deal with it. If it is repaired, it is necessary to go to the maintenance office stipulated by insurance.

After the car is damaged in the 4S shop, the insurance company will issue a loss report, the car will be sent for repair, the owner will provide relevant information, and then claim compensation from the insurance company, and the insurance company will transfer the money to your account.

The general process is as follows:

1. Report the accident to the police. Motor vehicles go to 4S station for maintenance.

2. The owner or authorized person of the motor vehicle, the receptionist of the 4S station and the loss adjuster of the insurance company all agree to determine the loss.

3, the loss report issued by the insurance company, motor vehicle maintenance. The shopkeeper provides relevant information to the 4S shop.

4. After the vehicle is repaired, the owner picks up the car and leaves, authorizing the 4S shop to claim compensation from the insurance company, and paying the compensation to the 4S shop account.

Extended data:

Matters needing attention in claim settlement

1. Be sure to carry a clear copy of the "three certificates and one form" of motor vehicles with you, that is, the owner's ID card, driver's license, driving license and insurance policy. Avoid some insurance companies that don't pay claims because of incomplete insurance documents.

2, the accident must be the first time to call the police, especially major accidents. When calling the insurance company to report the case, remember to provide basic information such as policy number, time and place of accident, nature of accident, etc.

3. Generally, vehicles with temporary license plates only have short-term insurance, and the time and route are stipulated. If an accident occurs outside the specified time and route, the insurance company will not be liable for compensation.

4. When the vehicle is out of danger in a different place, it must report the case to the insurance company in time, and the loss-determining personnel at the place where the vehicle is out of danger will conduct on-site investigation and loss-determining. The compensation fee is generally valued according to the industry standard of the place where the accident occurred. If local damage is found only after returning to the insured place, the insurance company can make up the compensation for this part of the repair fee.

5. If the insured wants to entrust the repair shop to handle the compensation, or directly transfer the accident compensation fee to the repair shop, he must personally sign the power of attorney and report it to the insurance company for the record. Every maintenance must sign a quality contract with the repair shop to safeguard their legitimate rights and interests.

References:

Baidu Encyclopedia-Vehicle Insurance Claims Procedure