My wife cares about my money very much, but she doesn't take it out when she needs it.

My mother's illness is more important than anything else. This is not the time to quarrel and question your wife. Although there may be various reasons for not getting the money, now is definitely not the time to pursue it. Move some cushions for other relatives and friends as soon as possible, and free up your hands to solve this matter. Since your family collects your salary according to the salary slip, it shows that your family's accounts are very detailed, so don't spend money indiscriminately. Maybe your money is treated as a sum and you can't get it out. Or you may lend it to others to collect interest without recovering the principal, and so on. As long as she doesn't use the money to do other bad things. Of course, it is absolutely impossible to use the family savings without telling my husband. This must be dealt with seriously. First, you should borrow some money from your relatives and friends to pay for your mother's hospitalization, and strive for three to five days. Then choose a time to have a good talk with your wife. Don't ask her anything at once. Talk about her delicious mother's illness first, and then talk about it. Or did you put interest? It's agreed to spend half a day chatting slowly and treat it calmly no matter what happens. I assure you, even if your wife is a bad daughter-in-law, it is ok.

As for the question you added later, it is worth pondering. In principle, it should be handled according to the above. This is the relationship between people. If we discuss this kind of problem, we can give her a relative comparison. I believe you should be relatively obedient to your wife. Does your wife know how handsome, rich, talkative and cheerful men treat women?