Can I bargain for a car with a loan?

1. Can I bargain for a car with a loan?

Bailijia in Huabei Road, there is no commodity in the world that cannot be bargained! Buy a car and go to a 4S shop. If you really want to sell a car, then go to a 4S shop first, you must show your sincerity and let the sales staff know what it is like not to buy this car at a glance! Only in this way can people show their sincerity and tell you that they will continue to bargain with him at this price later! My bargaining strategy: I bought a car in 27 and directly find a salesman, and then tell him: I don't need to introduce any performance and features, so I won't buy the car, mainly because the salesman will really sit down and talk with you at this time (otherwise, the quotation is outrageous). When it comes to the specific price, talk to him about what you think, and don't be embarrassed, and then both sides will meet each other halfway to achieve a win-win goal. ! Don't be smart enough to say that you have seen this car in which store and where (I have a colleague who told me the same thing but let people know your details, because people know better than you what the lowest transaction price of a car is, so you are smart enough to let people know your details and create obstacles for bargaining in the future! ! ! Show sincerity, let the sales know that they don't want to buy this car, and then get the next plan. Of course, this plan needs to be customized by yourself, and different people vary from person to person! Neither humble nor supercilious! In addition, they say that if they are discounted by the increase of thousands of dollars, they can continue to squeeze him in price after all the products are wrapped up! It's a long process (I talked all afternoon), and it's better than who has patience (the salesman with me has been throwing pens at the end). Whoever has patience to stick to the end will win! !

Second, 4S shop loan to buy a car bargaining strategy

Many friends will want to buy a car or change cars because of various needs, and many friends' preferred target is 4S shop. Do you know that buying a car in a 4S shop can actually bargain? Next, I will teach you how to bargain in a 4S shop, which can also save a small amount of money. (1) Pretend to be calm but show sincerity. After entering the 4S shop, you can look at the car first, and then choose to sit in the sample car. Remember to look at the car more often, and then wait for the salesman to come to you, and then talk to the salesman more about the car. Of course, you can also make relevant strategies in advance, search for your favorite cars online first, and then make a general understanding, so that you can master a certain right to speak when chatting with the salesman, instead of following the salesman's pace. Then the two sides sit down and talk about the price of the car, and they must sit down and talk about it, so as to show their sincerity in buying. It is suggested that there are certain skills in selecting sales staff. When choosing salespeople, it is best to choose men, because men are generally more generous. (2) Don't expose the psychological price when bargaining. The price of a car is mainly determined by the net car price, purchase tax, insurance and package. We should make it clear that the goal of our bargaining is the net car price, because the net car price will affect the recalculation of tax and insurance, so don't expose your lowest price when bargaining. I believe that many buyers will encounter such a situation when bargaining. The salesman will ask whether they can buy it today or pay the deposit for the dairy cow today. If possible, you can ask the leader and give the lowest quotation. At this time, you still can't tell your psychological price. Suggestion: When bargaining, you should show that there is still a certain gap between this price and the price you think, and talk about the shortcomings of the car and the advantages of other different models, and imply that you will go to other homes if you can't talk about it. (3) Insurance is very important. Finally, insurance is a big guy. When you search many insurance companies on the Internet, you will see that the prices created by different strengths will also have a certain difference. If you want to buy insurance in a 4S shop, it should be noted that the 4S shop is linked in the form of rebate, so you can cut it if you can. This piece on the card can't be measured because of the large regional differences. However, I would like to remind you that the licensing is all-inclusive, including the license plate framework and the parking fee of the vehicle management office. Of course, it is necessary to discuss with the 4S shop. After successfully bargaining and buying a car, remember to thank the sales staff. When bargaining, don't be aggressive and have a good attitude. After all, buying and selling is also about fate.

third, can buying a car with a loan be like normal bargaining?

Yes

Fourth, if you buy a car with a loan, can you still bargain?

you can bargain and buy a car with your friends and yourself several times. I feel that I have explored some experience in bargaining with car dealers, and it may be helpful for other friends to sum up and share. This method only works for 4S stores. If some dealers are not strong enough, they can get a very low quotation without cutting, but they may face a lot of extra expenses or even fail to get a car in the later stage, which will easily ruin their good mood.

The whole bargaining process is roughly divided into eight steps. If you follow these steps, you should get the lowest price that can be offered in the same period. What is the lowest price difference? If the car is not very expensive and tight, you can cut off 3% more than others, plus appropriate insurance and gifts, and the final discount may reach 5% of the naked car. Note that it is not 5% of the guide quotation, but 5% lower than the price of other cars. Generally, this discount may be several thousand to ten thousand. If it is a million-dollar luxury car, there is always a discount of 5 thousand.

step one, after entering the store, the front desk will distribute the sales, although the favorite styles have been favored, which will make the sales feel sincere and not let the sales feel like it. But the feeling of holding is to show great hesitation. Usually sales begin to introduce the characteristics and functions of some cars, and timely put forward the characteristics of competing models from other factories. Let the sales staff realize that I am comparing.

step two, after the introduction, you are still interested in the sales and listen to the quotation. The salesman will take you to your seat and ask how you feel about the car. Be sure to sit down and talk, so that you can be sincere. At this time, he quoted the first quotation according to your urgency. This quotation is a price that can be quoted to you in any car dealership very quickly. Maybe this price is much lower than the official guide price, which sounds very tempting. At this time, there is no expression of joy or surprise. In fact, there is nothing to be surprised about. It is still far from it.

after listening to the quotation, tell the sales staff which store offered the first quotation that was 2 yuan lower than here. You have to do your homework in advance, and the famous and surname name the store. Because the strength of each family is different, the price difference is much, and even if the sales staff knows what is going on, they can't say anything. You have to say something nice, for example, how can such a big store do things so delicate and quiet? Okay, that's not a good word.

step three, the sales will be substantially reduced again on this basis. After the first quotation, the average customer will not ask too much, but at this time, you said that the strength is too far, and the sales must think that you are more difficult and start to reassess your combat effectiveness. Thin-skinned friends began to feel embarrassed at this time. In fact, when you really make a ridiculous price request again, as a good sales, he respects you in his heart. The harder you cut at this stage, the more sincere you understand, and this range is 2%. Sales will say impossible at this time, and tell today that his signing this morning is the transaction price, which is already the bottom of the policy. At this time, you tell the salesman that I like your style and show respect first.

There is a premise here, that is, boys should not go to a female salesman when buying a car, but must ask for a male salesman after entering the door. Personally, it is not easy to talk about the price with female sales. When the negotiations are deadlocked, female sales sometimes really collapse. If you are in a hurry, you will lose a few words. If you are embarrassed, it will be difficult to talk any more. The purpose of the talk is to clinch a deal! Tell the salesman to ask his leader for instructions. If the salesman has the right to reduce the price by 5, at that time, his supervisor has the right to reduce it by 8,, and the car value is different and the amount is different, which is a relative value. At this time, the sales will definitely go out, don't worry!

Step 4, the sales meeting will go out. No matter whether he really goes to the leader or goes out for a glass of water, when he comes back, he will first say that your request is too embarrassing for him, but ... pay attention to this, but the leader let go, so he gave an extra discount. This round is very important, and the price has dropped by 1%. After listening to this quotation, you can't simply cut the price. If you cut others again, you will be in a hurry. You can't do it again and again. Tell the seller that the price is not very satisfactory. Although you may feel that the price is already good, the glistening silver is your own. At this time, you should say it without conscience. Don't be embarrassed, the seller will never know what the real cost is until the purchase is smart.

Step 5: At this time, ask the sales department if there is anything you can send. As soon as the seller gives something, the customer basically agrees with the big frame, and will tell you to give the foot pad or seal the glaze very happily. I usually want the foot pad and seal the glaze at this time, and the seller will generally agree to this request more happily. Many cars send things from vice factories, and some top brands of BMW and Mercedes-Benz only send them to the original factory, which is more cost-effective, and the cost of floor mats and glaze sealing is between 2 and 5. The discount of the gifts given is very virtual. Hundreds of things will be thousands in the sales mouth, but it doesn't matter, it's not over yet.

step six, at this time, he is nervous again, telling him in an exaggerated tone that the intensity is too small, and telling him that this is a gift that will be given to any store without asking, and the water is too high. Sales will be more sad at this time, and all the gifts will be given. Why are you still not satisfied? He will say that there can be no other gifts. At this time, I was stretched, and I wanted to do a funny thing, but it was very effective. Just sitting there staring at a place and starting to stop talking. Every time I arrive at this time, I am actually very happy sitting there. At this time, you already know your bottom line, but sales are getting tense.

We must wait until the sales person speaks first. At this time, whoever speaks first will lose momentum. In this process, you can play with your hands, drink water and shake your legs. Whatever you do, just don't talk and don't look at him. Don't worry! No salesman will tolerate customers not talking for more than three minutes. The sales will say, well, do you film it? Just waiting for this sentence, ask him how the film is attached. The film is too wet, and it may be at least half as cheap as the 4S shop outside, but it will take time and experience to go out again, and the things posted by the 4S shop are really fidelity and the effect is good. The sales will give you a 2% discount, and immediately express strong opposition. Tell him that this film is worth a fraction of the price outside, and the expression at this time of sales is that you are crazy, and you are going to break the rules of their store.

don't worry, insist on telling him that this film is worthless. Pick the most expensive film and tell him to get a 2% discount. At this time, sales will never be in a hurry with you, because it has been talked for so long, and it would be a pity if he gave up because of this moist decoration. Let him ask the leader of the decoration department again, in fact, it is to give a step down.

step seven, the sales department will go out and really ask for instructions at this time. When I come back, I will tell you that the price can't be lowered, such as 3% off the film. This price is the same as before, so I can't cut it any more, and it will be urgent to cut others again. Tell him that he is satisfied, and then ask him to send a diamond card for maintenance hours. The name is different, not a regular gold card, but a diamond card. The maintenance hours of this card can be greatly discounted. Many stores only issue dozens of cards a year, which are for big customers or difficult customers. At this time, this is not a cost, and he should promise you.

step 8. at this time, the price is no longer a big problem, and the preferential treatment should be given as much as possible. Then reduce the cost of car purchase by other means, such as asking for low billing. Decorate or find an excuse to let the store disassemble the price and lower the invoice, so that all kinds of taxes and future insurance will come down a little. Long-term benefits, ants' legs are also a dish!

the insurance doesn't listen to them, except for the three and several main risks and deductible (the store will be very tough on all risks for new cars), and other messy things, such as scratches, glass and spontaneous combustion, are not allowed. If there are scratches, as long as they are not serious, they should be repaired the next year when they need to be re-sprayed. What's more, if there is any spontaneous combustion in the new car, out of these small types of insurance with high added value, the insurance on the internet is only 6% of the total insurance. If the price of bare cars is high, it will come down by at least a few thousand to ten thousand. According to the truth, insurance doesn't have to be on 4 S. If it is on the outside, it will definitely be discounted. What I see is basically mandatory. The new cars in the store are generally 1% off, and the insurance has never been cut much.

after completing these eight steps, the price should be more economical, and he won't care about you for the last two steps of sales. He can't afford to delay the time. Be thick-skinned. I have seen an uncle who couldn't get rid of him in order to ask for something to be delivered after work. He was helpless, angry and funny, and the store had to give in. It's not that this uncle has no money, but the richer he is, the more he knows that it's not easy or precarious to earn this money.

Don't dress too casually when going to see the car. I dressed a little casually the other day, and there were many spots on my shoes corroded by chemical agents. I wore baggy sweatpants and fleece clothes, and as a result, the sales didn't care about me. Later, I was dressed in a small white collar in a rage, and then I changed my sales. So if you dress too untidily, you will be considered as having no purchasing power and sincerity, hehe. You have to treat the laity according to what he wants, right?

again, if it's a tight model, for example, if it's just been around for a long time, it's impossible to sell it at a higher price. For example, when it's just out of Tiguan or Q5, it's not negotiable to add 5, to the high price. Ordinary models usually go down these steps, which will definitely be much lower than others, and some will reach 5 points, at least 5, and an IPHONE can be saved. After typing so many words, I hope it will help friends who are not familiar with the process of bargaining for a car.