What is the function of buying critical illness insurance?

When it comes to insurance, many people feel disgusted, which is a very common phenomenon, but in fact, insurance is not a way to protect people as many people think. Let's talk about the role of buying critical illness insurance.

What is the function of buying critical illness insurance?

As we all know, all diseases that can be called "serious diseases" are generally serious and difficult to treat, and the cost of treatment ranges from hundreds of thousands to hundreds of thousands or even more. People buy critical illness insurance mainly to avoid risks, that is, to spend a small amount of insurance premiums to avoid big economic losses. The function of critical illness insurance is to transfer the risk of critical illness, and the institution that accepts the risk is the insurance company. To sum up, the role of buying critical illness insurance is mainly reflected in the following aspects: which insurance company is strong, I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

1, which can provide guarantee. Protecting people from any accidental injury at any time and any place can avoid families from falling into economic crisis, and there is no need to worry about income reduction or lack of income sources.

2. Be able to complete the retirement plan. Due to the progress of medicine, people's average life expectancy is increasing day by day, and the demand for retirement pension is more than in the past. Buying critical illness insurance can guarantee a sense of security for the elderly.

3. It can make up for the economic losses caused by the damaged labor ability. If the insured is unable to work due to accidental injury, insurance can provide him with economic resources, which is also one of the functions of purchasing critical illness insurance.