When will civil servants retire?

In fact, it is not necessarily beneficial for civil servants who have reached the age of 55 before September 30, 2024 to retire early as China people. There are also several mistakes in this statement. In fact, if we don't consider the freedom of time after retirement and only look at the treatment, the later civil servants retire, the better.

First of all, talk about some wrong expressions in the title. First, civil servants cannot retire early at the age of 55. There are two conditions for civil servants to retire early, and they can apply for one of them: First, they have worked for 30 years; Second, the length of service is over 20 years, but the retirement age is less than 5 years. Some civil servants who have reached the age of 55 cannot meet one of the above two conditions and cannot apply for early retirement. So it is not accurate to retire early at the age of 55.

Second, retirement after 2024 10 also belongs to retirees of public institutions, not newcomers. A newcomer is defined as a person who enters a public institution after 20 14 and 10; China people are defined as those who entered institutions before 20 14 and retired after 20 14. Therefore, those who retired before September 30, 2024 belong to China people, and those who retired after 2024 10 also belong to China people. After all, it is impossible for newcomers to retire around 2024 10.

Then why do some people think that early retirement on September 30, 2024 is better than late retirement? This is mainly because there was a high and low-income policy before September 30, 2024, but not after that. So they arbitrarily think that it is better to retire early before September 30, 2024. Actually, it's not. If you only consider the treatment, the later you retire, the better. This mainly includes the following points:

First, the on-the-job salary is higher than the retirement salary. We know that we will lose many benefits after retirement, including housing provident fund, official transportation subsidies, performance appraisal and so on. This will definitely make the salary after retirement much lower than when you were on the job. Judging from the comparison of the treatment of retired comrades here before and after retirement, the treatment after retirement is about 50% to 60% of that before retirement, which means that the treatment after retirement is about half of that when they are on the job. Therefore, if you don't retire early, you can get a few more years of on-the-job benefits and your income will be much higher.

Second, the job rank may also be upgraded, thus improving the treatment. We know that as long as we don't retire, we have the opportunity to be promoted to a higher position or level. Of course, it is unlikely to be promoted near retirement, but the possibility is only very small. There is a researcher in our unit who was promoted to a leading position at the age of 5089. Another was promoted to the position of deputy director at the age of 52. Of course, the probability of promotion is relatively small, but the rank is different. In fact, the promotion of rank means that the older you are, the more advantages you have. After all, promotion is just salary. The older you get, the more years you accumulate, and the more advantages you have when you get promoted. If the job rank is improved, then the treatment can naturally be improved.

Third, retirement benefits are also better. The main difference between retiring before September 30, 2024 and retiring in June 2024 10 lies in the policy of high and low living allowances. Retired before September 30, 2024, still in the transition period of 10. According to the policy, the old and new methods can be used to calculate the pension respectively. If the pension calculated by the old method is high, use the old method; The pension calculated by the new method is high, and the extra part is obtained in proportion. This is to ensure that the treatment of middle-aged people is not lower than that of the elderly.

But in fact, judging from the pension calculation results of a large number of retirees, the pension calculated by the new method will be higher than that calculated by the old method, that is to say, the bottom guarantee did not work, but the height limit did. In this way, the later you retire, the higher your pension. From June 2023 10 to September 30, 2024, the difference between the old and new methods is 100%, which is actually the pension calculated by the new method, which is the same as retirement after June 2024 10.

Moreover, we know that pensions are closely related to working years and follow the principle of paying more and getting more. Retirement after a few years, the higher the working years, the higher the cost of paying old-age insurance and the higher the pension. Therefore, not early retirement, but normal retirement, pension benefits will be higher.

To sum up, don't worry about retiring before September 30, 2024 or after. Retirement before September 30, 2024, although there is a policy of high and low living allowances, does not work, mainly because the pension calculated by the new method will be higher than that calculated by the old method. If you don't retire early, the pension benefits will be higher.