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If people collapse and every day is the repayment date, how to realize financial freedom?

I had the same experience. Because of starting a business, my family has a weak foundation, and I slowly fall into the situation of raising loans with loans, and I am worried about repayment every day. One day, I couldn't stand it anymore, and it broke out in an all-round way. Through various means, collection, address book explosion, lawyer's letter and so on. The whole person collapsed, and my relatives and friends treated me like an animal. One day, I figured it out, put everything down and do my own thing with peace of mind. I carefully analyzed my own industry, current situation and many other conditions, and began to try other industries again, putting down my face and looking for a job again. It's important to go ashore anyway. Now that my family has not gone ashore, I have not achieved financial freedom. But as long as I work hard, these are not problems. The key is in my heart. . .

Brother 18 has been returned all year. 19 had a debt of 400,000 at the beginning of the year, with more and more liabilities. Immediately declare that your business has failed and quickly withdraw from the stop loss. But the debt has reached more than 400 thousand. Really, every day is the repayment date.

I worry about how to repay the loan, where to make money, I can't sleep, I can't eat well, I'm afraid of the phone ringing, and I worry every day.

In fact, brother, if you have experienced all the collections, such as bursting the address book, coming to the door and so on. You will feel that it doesn't matter and the psychological tension will be put down.

I've been through all this. But what can I do if I come down?

Pay back the money? But there is no money.

So, remember, brother, if you have no money, you won't pay it back. Not for the time being.

Make money well and find ways to make money. Doing sideline business, as long as you make money.

Let me talk about my experience. I work from nine to six, but I do my own sideline. Except for working hours, other time is spent making money and doing sideline business.

For a year, I persisted for a year. The debt was paid off.

Moreover, the longer you fight against the collection, the less you actually pay in the end, because they will give you a long-term interest penalty reduction, as long as the principal.

In my experience, you are still in the stage of wanting to get rich overnight. If you really want to answer how to achieve financial freedom, I think you should do the following.

Many of us are eager to get a large sum of money as soon as possible because of the pressure of collection and repayment after failing in debt. In fact, this is impossible. This probability is the same as buying lottery tickets.

Don't be frightened by debt. Don't panic, calm down, and clearly realize that your urgent task now is not to think about how to realize wealth freedom, but to think about how to earn money and pay off debts first.

To achieve financial freedom, the first thing is to succeed. No one's success is accidental. It is accumulated bit by bit through hard work. No matter what you do, work hard, talk less nonsense and do more practical things. In a word, how can there be late harvest without early efforts?

If you want to achieve financial freedom, you have to earn more money. Money does not exist out of thin air. He needs you to make some money. As long as you earn enough money, pay off your debts and become an investor, you will realize financial freedom.

In short, don't believe what can make you rich overnight, pay off your debts overnight, and let you enjoy your success in vain. If you want to achieve wealth freedom, you must work hard.

I'm Lao Yuan from the middle-aged venture alliance. I hope my answer can help you.

If the problem is about an orphan who has no father or mother, that would be great. Why do you say that? Because he doesn't have to worry too much about eating his stomach. It is easy for a person to fill his stomach, even if he is begging for food or picking up garbage. Then, how pleasant it would be to find a place to bask in the sun and dream about financial freedom and wealth!

However, if we are old and young, it is better to be pragmatic. Let go of the dream of financial freedom, and the debt problem can be put aside. First solve the problem of eating for yourself and your family, and then talk about other things! Otherwise, people are gone, what dreams are there to talk about? Of course, this also has the advantage that we no longer have to worry about "people collapse, and every day is the repayment date" because it has been solved.

This is just a joke. So, what should married people with so much debt and so much pressure do? I think the first thing is to let go of face and unrealistic fantasies. Don't think much about the debt problem for the time being. At present, the most important thing is to find something to do and earn some money to support yourself and your family. We don't have any good ideas about what to do. In short, stop nitpicking and do whatever you have. Anything is ok as long as you don't make money illegally!

In a word, regarding the question of "how to realize financial freedom in the case of collapse, every day is the repayment day", I think it is better to let go of the dream of financial freedom and try to solve the problem of eating for myself and my family first. Wait until your stomach is full, and then think about the reasons for failure. Wait until you find out the reason for the failure, then face it bravely and solve the debt problem. Finally, when we are light without debt, popularity will naturally explode. I believe that we may have realized our dream of financial freedom unconsciously.

I am also a big promoter of online lending now. I can only say that I have tried my best to change.

Look at your description, it should be troubled by credit cards and online loans. Since everyone is broken, it is estimated that relatives and friends will not lend you any more money, so they have to rely on themselves. Without a good way to make money, they will suffer. They will go to delivery, running errands or construction sites. These places will gain more than others, earn more money, and pay back the credit card first. Other online loans are illegal and dare not go through legal channels. ! !

Now is the epidemic period, and my family is very anxious, because there are mortgages to rent in other places and stores. I have been doing business and achieving financial freedom. Business you like, business you are good at. . Although the money is not much, it is very stable.

The repayment has been paid off, and you can be free.

First, you can get some credit cards from big banks to reverse your capital flow. Second, when you don't have much confidence to do something, you should calm down and do a part-time job, accumulate funds for yourself and make your own venture capital. Third, when you don't have good connections and various resources, you should work hard to earn money, do part-time jobs or something, and try your best to earn money and save money to do what you think can be successful and profitable.

Stop loss in time! People collapse as soon as they are established, and their lives are not seen by others.