Joke Collection Website - Talk about mood - Why buy a French auction house?
Why buy a French auction house?
1. The starting price is cheap. This should be everyone's greatest concern. Many people choose to buy a house just to be cheap. The general price of the house shot by this method is lower than that of the second-hand house in the market. If there is no competition, there is still a great possibility of finding leaks at low prices.
2. Unlimited purchase and unlimited sets. At present, many cities have limited purchases and purchase restrictions, but there is no purchase restriction in most areas, which is a good choice for many people who are not qualified to buy a house.
3. Loanable. Most auction houses can be mortgaged, as long as it is determined whether the subject matter can be mortgaged before buying. You can also apply to the court for a "loan according to law". ("Auction loan" refers to the purchase of real estate by participating in the judicial auction of the people's court, and the buyer pays a certain proportion of the down payment, and the rest applies to the bank for auction loan with the purchased real estate as collateral, and auction fees pays by mortgage, without paying all the money in one lump sum. )
4. bought a house. Auction houses are all existing houses, and there is no need to shake the number in line. There is no risk that the auction house will not get the house. Moreover, after settling down, you can enjoy children's education, social security and old-age resources like buying ordinary housing.
After talking about the advantages, let's talk about the possible risks of buying a house:
1. Cannot transfer. Under normal circumstances, there will be no problems in property rights and transfer, but there are also a few houses that cannot be transferred.
First, the "municipal supporting house", the property owner of this real estate license is not an individual alone, but a municipal organization. Therefore, this kind of property needs to pay special attention to the buyer's requirements and transfer conditions;
Second, the property rights are incomplete. Sometimes we will see some subject matter on the auction page, such as "auction 1% share" and "30% share", which is an incomplete auction of property rights. Because the real estate license generally has three modes: personal property right, * * * with * * *, and joint possession. Judicial disposal of the property held by shares can only involve the right of disposal under the name of the person subjected to execution, which is suitable for other property owners to take photos.
Third, affordable housing, the change of property rights of affordable housing should be more than five years apart, and affordable housing with less than five years cannot be transferred.
Fourth, the demolition of resettlement houses, this kind of houses will involve many problems, not only the transfer time is limited, but also some secondary transfer and multiple transfer.
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