Can I apply for a credit card to stop payment?

Under certain conditions, credit cards can apply for suspension of payment:

1, it is true that the limited economic ability leads to the inability to repay the loan, but it is not by verbal talk. No matter how pitiful, banks also rely on evidence, so they need to provide information such as work income, property under their names, current debt ratio and so on to prove their current economic ability. After the bank gets the evidence, it will verify it and then consider it as appropriate.

2. If you don't have a credit card yet, don't evade the collection. If you lose contact or change the number and can't contact the bank, you may not be able to negotiate to stop payment after being sued by the bank. Nine times out of ten, the bank will not accept it. Don't ask why, this is the most basic trust.

3. The suspension of interest payment is based on the willingness to repay. Although it may not be possible to pay off all the debts, the repayment has already been made after the deadline, and this practice will also be recognized by the bank.

The suspension of interest arising from the suspension of bank account means that the borrower fails to repay the principal and interest of the loan on schedule for some reason, and the bank suspends the accounting treatment of interest on schedule, leaving the balance of the loan owed and the interest book lying down for later treatment.

If the borrower fails to repay the loan according to the agreed repayment date after obtaining the loan, the loan and interest will not be repaid in a short time due to internal or external factors or reasons of the bank. For the needs of management or treatment, the loan balance is not treated with interest, but the loan principal balance and the previously unpaid interest are still recorded in the original borrower's name.

Internal bank account: Customer A's account number is 12345678X. Be sure to find the balance in the account to be posted, and some accounts can keep the balance. If the previous figures are wrong. If the account number is correct, the system will automatically enter the account number of customer A, only to find that the last one is lowercase.

For example, the fee income account must be credited to the internal account first, or to the customer account, but the system of customer A Bank stipulates. There is a balance on it, or an account with a balance in it, a customer account, a company account, and the last one is a lowercase X. But now the last one is a lowercase X.

Charge:

The word "suspense" is not an accounting term, because it is not standardized, but for historical reasons, accountants habitually use it.

It contains the following meanings:

1. Confirm the meaning of accounting element account. For example, "hanging accounts payable" here means confirming accounts payable, that is, increasing accounts payable. Another example is "hanging management expenses", that is, expenses are recognized as management expenses, that is, expenses are included in management expenses, thus increasing management expenses.

2. Confirmed but not confirmed, indicating that violations will not be handled. For example, "loss on account" is an obvious violation of the accounting system, and its consequence lies in concealing the losses of the enterprise, distorting the actual operating results and financial situation of the enterprise, leading to the partial or overall untrustworthy financial statements, thus affecting the decision-makers to make correct decisions.