How did you own your first home?

?1. Pick an industry you like and that you think has a bright future. When I was in college, I decided that I would choose the Internet industry and love it very much. But I also know how to save the country through curves. It was difficult to find an Internet company for internship in the city where I was working, so I found a state-owned enterprise to do temporary projects for more than half a year (often I got up after 6 o'clock and squeezed the bus from outside the island to the island. This I have never seen such a crowded bus in my life, and I went home after 12 o'clock in the evening). I completed a complete project with the team, learned some practical skills in software development, and directly told the manager about my resignation at the end of the year. The manager pulled me and said You can become a full-time employee and have a full-time job, but you are not tempted at all. You politely refuse, resign, go home to celebrate the New Year, and go directly to Guangzhou after the New Year. Reasons: a. There were several good Internet companies in Guangzhou at that time. If it really didn’t work, you could still go to Shenzhen. b. My roommate, who I have a close relationship with at the university, is there and can provide a place to live. The rent is a huge expense. 2. Choose the nature (type) of the company that suits your personality. I have worked in all three typical companies in China (state-owned enterprises, private companies, and foreign companies), and all of them lasted for a long time, which was enough for me to judge whether I was suitable for which company system. In the end, I chose private companies. There is no good or bad way. It depends on which one is suitable for you (I occasionally covet the comfort of state-owned enterprises). 3. Gilt yourself. I graduated from an unknown university. I learned nothing in my major and have little interest in my major. These are my shortcomings and I have a very clear self-understanding. I also know what I like very clearly: I am interested in design, front-end, and Internet products. So I chose to go to Guangzhou (I have good friends to stay with). First, I joined an Internet company in Guangzhou that was relatively well-known at the time (it took me a month to find a job in Guangzhou, and I got two offers on the same day. It makes me cry just talking about it. I chose a more famous Internet company with a salary of 1k less. ), taking the first step towards gold plating. Part of the reason why I went to the third foreign company was that this Internet company was well-known in the entrepreneurial circle at that time. I was working as a front-end in an Internet company at the time. I saw recruitment information on forums in the circle, and I had a lot of chats with the person who recruited me. We still keep in touch and are good friends. It was only when I went to a foreign company that I began to realize that I needed gold plating (I was unconscious before). Everyone knew about this foreign company. I didn’t learn anything technically, but I made great progress in terms of professionalism, which helped me a lot in my future work. . In addition, I would like to advise all recent graduates to avoid overseas investment and face-to-face tyranny. People in Haitou can have what they like, but that is helplessness in life and compromise in work. If you have your eye on a job, if you have it right, and if you prepare your resume carefully and specifically, your chances of being selected will be much higher. The key is to be able to do the job you like. I didn’t apply for overseas investment correctly, I didn’t like it after a year and a half, so I changed jobs, and my time was wasted. Although I also think that career planning is vain, but at least you need to know what you want. 4. Choose your favorite city. Shenzhen is undoubtedly Shenzhen. I still firmly believe it. Every year when I get off the bus in Shenzhen when I go home for the New Year, I enjoy taking the first deep breath. It’s so damn comfortable. Shenzhen is clean, tolerant, young and energetic. Of course, there are many shortcomings: for example, there is no historical/cultural heritage (it’s a headache to bring friends and family to play), it’s impossible to snow (it doesn’t happen in summer for 8 months, I like the four distinct seasons), and it gets wet everywhere during the return of tide every year. , fast pace, high pressure, etc. But none of this prevents me from settling down in Shenzhen. The air quality alone is enough. I have been working in the current company for more than 4 years. When I first joined the company, my salary was not as high as my salary at my third foreign company (I kept my salary low). Of course, it has already doubled now. The job is stable, I have met many talented people, and I am full of hope for the future (I do not rule out starting my own business). I started thinking about buying a house the year before last, and I usually pay a little attention to relevant information. I started looking at houses at the beginning of last year, and I looked at about 10 houses.

My first house-viewing experience was a bit funny: I woke up from a nap on the weekend and had nothing to do. I went to check out the new properties nearby. I was really moved by this view. Everything was suitable. The price was acceptable and there was no pressure on the monthly payment. I called right away. I asked my dad for his opinion. He was very firm on the phone and told me to buy it, but I was very undecided. I was completely unprepared. I felt like I hadn’t even woken up yet. Moreover, the salesperson was urging me to say that there was another buyer. I was also looking at the same set and was about to place a deposit. I estimated that I only had about 10 minutes to think about it. I thought it was such a coincidence. It couldn't be the seller's strategy to deceive us newbies. I couldn't make up my mind. I still want to see more, but I can't decide while half asleep. As a result, the suite was actually sold after about 10 minutes. ?After that, I was beating my chest every time I saw a house. The first one I saw was such a damn good deal! As a result, a few months later, I bought my current house further away at a more expensive price without decoration (the first house I looked at was with fine decoration). Now more than half a year has passed, and the salesperson called me a year ago and said that the house price has increased by more than 200,000 yuan. Okay, the above is my answer to the original poster’s question about what kind of efforts I have made. I have never told anyone systematically about the past few years after graduation. It feels very pretentious to write it down, but it is all true and shamefully hidden. . In addition, here are the principles for choosing a house: 1. The price is acceptable. The down payment is affordable and no borrowing is required. The monthly payment is low, and the house payment will not affect your current life. You can still spend the money as you wish. It is best to buy a car within a few years while paying for the house. 2. There is potential for appreciation. I will definitely change my house. When I change my house, I want it to be more valuable than investment. There are many factors to consider in terms of appreciation potential. New houses and second-hand houses are different, so do your own research. 3. Like and be moved. This is very important (TVB said it well, the most important thing in life is to be happy!), although I will change the house, I will at least live in this house for a few years, and it will be comfortable for a few years. Based on my own experience, the one I finally bought was the one I fell in love with at first sight. No matter how many houses I choose and compare, I will still think about that one: When I walked in, I thought, this is it!