What happens if I borrow it? What happens if one day it expires?

If you forget to be one day overdue, pay back the money quickly. Otherwise, continuing to overdue will lead to more serious credit damage and more penalty interest.

Because the automatic repayment function is turned on by default, you only need to deposit the money into the balance of Alipay account, bind a debit card or balance treasure.

Generally, the system will make supplementary deduction immediately after the charged money arrives in the account (it will be deducted according to the repayment order, and the default automatic repayment order is Alipay account balance, debit card shortcut/cartoon, balance treasure, and the deduction order can also be set by itself, and the bank card can be polled at most 18).

If you have no money, you can try to borrow money from friends and relatives around you. Or you can take the initiative to contact Alipay customer service to negotiate and try to apply for extending the repayment period to repay the arrears in installments.

As long as it is not intentionally overdue, but does not have the repayment ability, then Alipay will consider it as appropriate.

Please register: Winnie Hsin. Click "Query" and enter information to query your own credit data, including personal credit status, Internet black index score, blacklist, online loan application record, application platform type, overdue, overdue amount, credit card and online loan credit estimated amount and other important data information.

Extended data:

Excuse me. I forgot it was one day overdue. Are you okay the next day?

If you forget to repay one day later, the repayment on the second day after the repayment date will produce overdue records and overdue interest, which will affect the user's personal credit information and cause poor personal credit information, and overdue interest will increase the user's repayment burden.

Because the loan has no grace period, the user must repay it on the repayment date. As long as they don't repay on the same day, repayment after repayment will definitely have a negative impact.

Although the repayment on the second day after overdue is short-term, the negative impact of overdue records can be reduced after paying off overdue debts in time, but overdue records will not be deleted until five years after being paid off, which will have a negative impact on individuals before being deleted.

And loans overdue once, whether it can be used later depends on the display of the page.

Borrowing requires the applicant to have a good credit report with overdue records. Users usually can't use borrowing again until overdue records are deleted.

As for when to resume the loan, it depends on when the loan amount is available on the loan page.