Son, I want to talk to you about what money is.

There was such a news two days ago backstage: the husband and wife worked three shifts, lived in the basement, and worked hard to save 30 thousand, which was spent by Xiao Ming, who was 14 years old, for two months. Later, they printed a consumption list more than 2 meters long and found that it was all used to reward the game anchor. My father couldn't bear to hit the child, saying that all the network anchors lured me to be sensible.

1

The three-character scripture says: it is the father's fault not to teach. This is almost common sense, but Xiaoming's father is unwilling to educate because of his doting on his children. It must be said that doting on poison is obviously harmful. If Xiaoming's father doesn't change his educational concept, I think this is just the beginning of tragedy.

I want to say to Xiaoming's father: learning to be a principled father is better than all good conditions. The pattern of parents determines the outcome of children. If we don't change the way of education, Xiaoming can hardly have a bright future.

I want to say to Xiaoming: Your parents are not easy. Don't you feel a little guilty for earning so much money from your hometown to a big city, living in the basement and working three shifts? Don't you know when you reward your parents that this is their hard-earned money? Why don't you know gratitude and self-control? Have you no idea about money?

Family education is a magic mirror, which can reveal many problems of parents in education. Xiaoming's problems obviously have a lot to do with his father's educational philosophy. However, for this matter, I would like to discuss with you another aspect of education besides sex education: financial and business education.

2

How to cultivate children's financial quotient is a big problem. I'm still in a mess, but I clearly think that money education is an indispensable part of family education.

I remember my son went shopping with his cousin when he was six years old. He threw the boss five dollars, took the snacks and left happily. Cousin reminded him, Cousin, you haven't found the change yet? The son said heroically, keep the change. After listening to my little nephew's description, I couldn't help laughing and crying, but also realized my lack of education. My nephew knew how to shop independently when he was very young, so he knew that he had to change money, and money could buy what he wanted. And I only taught my son not to take other people's things casually, but I didn't tell him that every money that belongs to him can't be given up at will.

On that day, I took my children to the familiar shopping mall again. Different from the past, I accompanied him around the toy area for a long time to remind him of the price of toys. He looked at the price carefully, compared it, and sometimes sighed. The same gyro, the price is different, from 9 to 35 to 80, the most expensive is more than 200. At that time, he was very good at gyroscopes, so I asked him to tell the difference between goods at various prices. Therefore, he made a clear analysis of materials and functions.

I think he also understands that money is the external embodiment of material value. If one day he can understand that people are so precious, then he will really grow up.

three

My son participated in the flea market organized by the school in the third grade. He was very excited and took out all the change in the piggy bank. In order to support him, we also gave him a little, about seventy or eighty dollars. My son bought a lot of things at the flea market, all of which he liked. He also bought a five-dollar birthday present from his father-a mini clay sculpture athlete. This is what I didn't expect. I spoke highly of him. Seeing the child's father's face full of pride, I said to my son, dear, you know how to buy a gift for your father to express your feelings. That's great. Dad is so happy. When you grow up, remember to buy gifts for your mother and earn money by yourself.

After returning home, he introduced his trophies to me one by one. I was shocked when I heard that the cartoon watch in his hand wanted 45 yuan. I said to him, son, don't you bargain when you buy it? Didn't mom tell you that you can bargain here? Your watch is not worth the price. He told me casually that I liked it so much that I took a fancy to it at a glance and bought it. Open Taobao and find the same watch before 20 yuan. At this time, there was no joy in my son's eyes. But he asked me in confusion, mom, why do you never bargain when you buy food in the market?

I said to him, son, all the people who buy food in the market are old people. We don't bargain because we respect the work of the elderly. But the flea market is held to exercise children's spending power. Sometimes, we should learn to face the temptation and keep a straight face. If you like, you can shop around. Similar watches are available in flea markets and other shops. You can get them at the best price. You can also use other money to buy things you like. My son nodded and agreed with me.

So I told him the story that Li Ka-shing lost a one-dollar coin and hired a man to help him pick it up from the sewer with a hundred dollars. I want to tell my son that every penny has its value, and it is wise to let every penny reflect its due value.

But I didn't think the truth was clear, so I told my son the story of Franklin whistle. I want him to understand that sometimes, many people ignore the value of things and the use of money because of their stubbornness and impulsiveness.

four

How to consume reasonably is really a lifelong learning. I always believe that a child with a view of money must be a clear-headed, independent and responsible child, and also a child who can resist temptation. But blindly telling him the importance of money, I am afraid that he will become a miser who is too cautious about money. Therefore, we should not only be rational consumers, but also be smart producers.

By chance, I found a fairy tale book about money-Qian Qian the Dog, written by Bodo Schaefer. He is not only a best-selling author, but also the chief money coach in Europe. In this book, Gia, a 12-year-old girl, not only earns money by herself, but also helps her parents out of the economic crisis under the guidance of her dog Qian Qian.

After reading it, my son was amazed, but also very sad. Mom, what should I do without my own "goose"?

At this time, I told my son the story of his good friend becoming a soldier. Cheng Jun is two years older than his son, but his manners are much more mature than his son. Last time I heard his mother Mei Jie say something, I admired it and shared it with my son.

Cheng Jun is a first-year resident. Every weekend, he takes some fruit and milk from his shop to school to drink. Since children are not allowed to bring snacks in private schools, canned fruits and milk with new flavors brought by Cheng Jun are particularly popular. Juncheng is an atmospheric child and a wise child. Two weeks ago, he shared all the canned peaches with his roommate. Later, my roommate became addicted to it and asked, where did you buy such delicious canned food? I want it, too. Please bring me some canned food. Jun cheng readily promised. The next week, he sold all his cans to his classmates and saved his own money. The new taste of milk is the same, let customers taste it first, and when they are satisfied, they will take the bait and make their own money easily. Sometimes, he sells canned food and milk on a Sunday afternoon or even the sales of their small shop in a week. He didn't stop until Mei Jie stopped.

According to Mei's sister, there are more than 5,000 private money, which he earned himself. Now the son of a small shop has shares, and he invested 3,000 yuan. When Cheng Jun was in primary school, he went to pick up bottles and sell drinks himself. The students laughed at him as a man in rags, but Cheng Jun didn't care at all. At Christmas, he used the money he earned to buy a Christmas tree and small gifts for his class, and sent cards to every teacher. He made all these by himself. Therefore, it also won the reputation and good image of the students.

Juncheng is not only high in financial quotient, but also high in emotional quotient. He is the boss. On his sister's birthday, he used his hard-earned money to buy her presents-Mickey and Minnie. My sister is holding my brother happily. The scene is really touching. The son said that he also wanted to be such a brother.

Nice to meet Sister Mei, who has opened another window for my children's education. Her guidance to children in money is especially worth learning. Jun Cheng's maturity and stability are inseparable from her parenting wisdom. You see, she always calls herself a part-time worker with a smile. The owner of the shop is Cheng Jun and her sister. When these two small bosses are at home, they always check whether the goods on the shelves are neatly arranged and the price list is clear. Looks like a couple of adults. There is no need to tell them about their family responsibilities, and it is not easy to make money. They already know all this.

It is obvious that Sister Mei is more successful than me in guiding money. I just suggested that my son do housework in his spare time to earn money, and there was no other way. Although there is not much gain in money, now my son is quite skilled in washing dishes, socks and shoes. This is also an unexpected surprise.

I forgot to mention that Juncheng is 14 years old this year, the same age as Xiao Ming. The standard of living is evident.

Regarding money, I think we need to continue to explore. May all parents in the world attach importance to their children's financial and business education, unlock their children's wealth passwords, and be a happy person who knows how to spend and is good at managing money.