I just bought a house with 600 thousand cash. Can you get a mortgage loan of 654.38+0 million?

You bought a house of 600,000 yuan, which means the value of the house is between 500,000 and 700,000 yuan. If you need to use a house as a mortgage loan, you need a third-party agency to evaluate it. Generally, the appraised price of your house will not exceed 500,000, and then a mortgage rate (about 40%) will be generated when it is mortgaged to the bank. In other words, if you mortgage this house, you can borrow 200,000-250,000 from the bank.