What is the most exaggerated advertisement you have ever seen?

1, for those who handle credit cards, those who advocate 100% card loans, no matter what loan business, when it comes to 100% package, it's all a bluff. Neither banks nor borrowers are fools. If someone pays, it's better to go straight to the street and pull a beggar. Therefore, to see such advertisements, we must first consider personal qualifications. If you know that you are a black household, and you want to borrow money from the bank if you are overdue, it is time to reflect on your IQ.

2. Advocate to help you eliminate overdue records, change credit information and help you modify credit information. There were many such advertisements a few years ago, but now there are few, because most people now know that this is a scam. Credit investigation is not about who has the right to modify it, but about the People's Bank of China. Do you think it is possible for others to modify your credit information and turn you from a black household to a white household?

3. So-and-so's advertisement says that you can make the next payment with your ID card, which is just an attractive advertisement. If you really believe in getting a loan with your ID card, you are an idiot. Lenders are not fools. Beggars in the street also have ID cards. Will the borrower lend it to them? Any loan, even the simplest loan process, needs to comprehensively examine the personal situation and prove that you have the ability to repay. Any loan is lent to collect money. Who will lend to a person who has no repayment ability?

4. In the name of loan, let you add WeChat or QQ. After adding it, don't ask about personal qualifications, just say to pay the handling fee first and then guarantee the next payment. These are liars. They don't know your situation at all, and they don't know your overdue records, so it is definitely not possible to say that you can make a payment. Or, if they just know your situation, they say they can pay. You know your own situation, but other platforms don't. If someone said they could help you, would you believe it?

5, many loan intermediaries, advocating that so-and-so loans need not be repaid, so-and-so loans have no credit information and so on. , are extremely irresponsible. First of all, once any loan is released, it will form a loan relationship. You have to pay off your debts naturally, and you don't need to pay off any loans. Otherwise, the borrower is tantamount to fraud. If the lender can lend you money, it must have enough information about you. If you don't pay it back, others will call you and your address book, which will leave a stain on your credit. You have to bear these consequences yourself. It is estimated that those intermediaries who advocated not returning before will contact you. Now even loans that don't receive credit information have big data, and many small loans can be displayed on personal big data during meetings. Every day, many people come to me to check big data, and many people feel that their previous credit is also very good. After the investigation, the results were dumbfounded. Some of the "behaviors" they have done before are clear at a glance on big data. Borrow money, they owe people money all their lives, maybe they will find you one day, or they will find your children later, and so on.

6. Now many advertisements advertise "interest-free loans", claiming zero interest and so on. Do you think it's possible? Lending institutions are not fools. Is it possible not to charge interest? Don't charge interest several times, the handling fee is too high.

7. Many people think that online loans are usurious, but they are not necessarily. You, you, me, pat, etc. are all formal platforms, and you can't kill online loans with one stick. Internet finance is also the general trend. We want to rectify small platforms to crack down on usury, not to say that we want to crack down on online lending.