How difficult is it for enterprise workers to retire at the age of 60?

On July 12, 2021, I officially stopped paying social security. The specific situation is as follows:

1. I am struggling mentally.

I felt very conflicted some time ago. News of the postponement were all over the Internet and everywhere.

As for me, a middle-aged man who has worked in a company for many years, I have worked as a front-line worker, an office worker, and I have also left the company for flexible employment.

Workers know that life is difficult. Everyone knows that men retire at the age of 60.

My father worked in the enterprise all his life and retired honorably at the age of 60. He was reluctant to leave. The enterprise carried his lifelong pursuit.

As for me, I entered the factory under the influence of my father. Being a worker is what ordinary people rely on for their work and life.

But later the factory became a private enterprise, the factory director became the boss and chairman, and the demands on us were increasing day by day.

Leaving the company is also decided between giving up and reluctance. The reluctance is because the relationship with the company is still there, and the reluctance is because of the awakening after being overwhelmed. The outside world is very exciting and I want to go there. Walk.

In an enterprise, if you are willing to work hard, have no complaints, do whatever the boss asks you to do, and do whatever the boss gives you, you can usually get by and get paid for social security.

If you leave the company and seek self-employment, you may earn more, but the risk is also greater.

In the midst of stumbling, I have reached middle age, and there are still more than ten years before retirement at the age of 60. Fortunately, there is still hope.

I may be able to survive until I am 60 years old. Even if I grit my teeth, I will still have the determination to "persist to the end and win".

But I really can’t make it to 65. 60 is already extremely difficult, and it’s a bloody battle after knowing that you can’t do anything. 65. Let alone survive, I can’t even survive.

In addition to "fixed" companies, how many private companies can accommodate a 60-year-old man (old lady) who works there hard?

2. Having no choice.

After a conversation with the staff in the lobby of the subdistrict service center, their thoughts were not on the same track as our thoughts of beating workers.

My idea is:

It is enough to collect enough social security for 15 years. After all, retirement is too far away in the future. The social security of thousands of yuan per month is not only a pressure, but also a burden. What's more, the retirement age is too variable. It may be 65 now, but it will take a few years to reach the 70s in line with foreign countries before I can retire. It doesn't make sense to me.

I have paid for 18 years, that’s enough. If the medical insurance is not enough for a certain number of years, then it will be switched from employee insurance to urban and rural residents insurance. The employee medical insurance will cost more than 400 per month, and the monthly insurance for urban and rural residents will be more than 100.

By doing this, I feel less stressed.

Thoughts of the staff:

It is most correct to pay more and get more. The more you pay today, the more you will get tomorrow.

Squeezing out a little money every month to pay social security will not put pressure on life. No matter whether you pay 60 or 65, the longer you pay, the more secure you will be in your old age.

A middle-aged man must be responsible for his own future and pay social security in full and on time. Just be responsible for what is best for yourself.

Don’t think about 60 or 65 based on what others say. Even those in the 70s and above in foreign countries are the general trend. You can’t go wrong by following the trend.

After the conversation, I chose to stop paying, and the medical insurance chose urban and rural residents.

When I walked out of the service hall, I sighed in my heart, and I was deeply touched by a sentence: A well-fed man does not know that a hungry man is hungry.

The difficulty of quitting at the age of 60 is like a 50-kilometer marathon, 65 is a triathlon, and over 70 is Goldbach's conjecture.

Compared with government agencies and institutions, it is very difficult to retire at the age of 60 in an enterprise. The difficulty index is four stars.

Hello everyone, I am a social security expert thinking about it. How difficult is it for corporate workers to retire at the age of 60?

For enterprise workers, male workers retire at the age of 60, and female workers retire at the age of 50. Female cadres retire at the age of 55.

In fact, it is not easy if you can work in a company until you are 60 years old.

Because enterprises, especially private enterprises, have relatively high liquidity. Many people change jobs after working for two or three years.

For older people, let alone 60 or over 35, it will be more difficult for you to work in a company. Because many people over the age of 35 will not be recruited.

Private enterprises have high mobility and age discrimination. If you can work until you are 60 years old, then you will be able to work until you retire. This is almost a minority.

Of course, we are talking about ordinary enterprise workers here. If you are a skilled worker or a senior technician in an enterprise, the older you are, the more popular you will be. If you have a craft in your hand, you will be able to do it more easily. to retirement.

Especially compared to government agencies, public institutions and state-owned enterprises, it is relatively easy for civil servants, staff of public institutions and employees of state-owned enterprises to retire at the age of 60.

Because the jobs of these iron rice bowls are very stable. Although the state allows civil servants to retire early after working for 30 years, few civil servants voluntarily retire early. This also shows that it is relatively easy to work in government agencies and institutions until retirement.

Especially for older people, they have actually taken a back seat, and the main jobs are filled by young civil servants. Many older civil servants are often just waiting to retire.

Difficult, really difficult.

My wife works in a factory and does hard physical work. In the machine processing workshop, my back and legs are sore from exhaustion every day. But this workshop is not the most tiring in the entire factory. The most tiring part is the foundry, where the furnace melts the bread iron and then pours it into the mold to form a specific shape.

At the beginning of this year, an old foundry worker was about to retire. The company's performance was not good, and he had been in arrears with his pension insurance. He could only make up for it in one go, and then the company would reimburse him for what the factory should bear. part.

He has three daughters and no sons. At first, he said that he would not retire and would divide the money in his hands among the three girls so that they could take care of themselves in old age. Later, he said that it would be better to make up for the pension insurance. In the future, he would be able to receive a pension every month and retire. The gold can be increased every year. Eventually he made up all his pension.

Then, a sudden health problem occurred. He liked to drink. Men who do heavy physical work basically like to drink, so that they can sleep well. When he got to the hospital, the doctor asked him to go to a big hospital for examination. When he arrived at the hospital in Tianjin, the doctor told him that he was fine, and then called his wife to stop him and told him that he was hopeless and that he should eat whatever he needed when he got home.

Then they came back and said that applying to withdraw the pension insurance money paid seemed to be a very cumbersome procedure.

Two months later, I don’t know if the pension insurance payment has been refunded. He has left.

Hello, I have been working in human resources management in the company for more than ten years. During this period, I also changed several companies. As for whether corporate workers can survive until the age of 60 to retire, if they are regular employees of state-owned enterprises and institutions , then the probability of surviving until retirement is very high. Even if state-owned enterprises will be laid off, closed down, etc., there will generally be appropriate placement and related expenses available! As for private enterprises, it’s really hard to say! Since retirement at 60 is mentioned only for male employees, let’s talk about how difficult it is for workers in private enterprises to survive until the age of 60! We all know that 73 and 84 years old are two hurdles in a person’s life! Well, in private enterprises, there are actually several hurdles that make it difficult for us to survive until retirement! Of course, if you are a manager, you are not included in this list. It is mainly for front-line workers and ordinary office workers!

Suppose we start working at the age of 20 and end up working at the age of 60, which means we have to work for 40 years! If you are a female worker, there are many who stay in private companies until they retire at the age of 50! Because when a woman is 50 years old, her body and physical fitness are still very good! But it’s hard to say for male employees! 1. It is difficult for us to escape the hurdle of the life span of private enterprises!

Regarding the lifespan of private enterprises, we borrow data from the official website: the average lifespan of China's private enterprises is only 3.7 years, and the average lifespan of small and medium-sized enterprises is only 2.5 years.

Of course, this is only an average, because there are too many leather bag companies and other affected data. In fact, only a handful of many companies can survive 10 years. Although we have seen that BAT and other large companies have been operating for so many years, but with Many small and medium-sized enterprises similar to these companies have collapsed in so many years!

In other words, maybe after working for a company for ten years, we will encounter the problem of company closure and dissolution, which will force us to find a new job. If you are older, it is even more difficult! This hurdle is really helpless! 2. It is difficult for us to cross the 35-year-old threshold by relying on youth!

Of course, 35 years old is a representative statement, mainly because many companies specify that you should not be older than 35 in the recruitment of some positions, so it is well known to everyone. For company bosses, they believe that the age of 35 is a watershed in a person's character and thinking. Maybe under the age of 35, it is relatively easy to train, change, and have a good mental state, and there are not many other influencing factors. But after the age of 35, family factors, physical factors, personality factors, etc. may all affect the work, especially personality and people. Once you get older, it is easy to be stubborn, your ability to adapt decreases, and the company becomes difficult to manage, etc.

Private enterprise owners are very realistic, because private enterprises rely on themselves to support themselves. If employees cannot maximize the value they bring to the enterprise, then many people will not be able to cross this hurdle! Therefore, for ordinary people, if they change jobs before the age of 35, they may get better and better. However, if they change jobs after the age of 35, the situation will get worse and worse. 3. You can’t get over the hurdle in your own mind, because most old employees will “do it”!

We have been sitting in a company for a long time and become old employees, so we may also become "old fried dough sticks". At this time, we are unhappy about everything in the company. One moment we say that this company is irregular and that other is unreasonable. It is said that this person has any ability, that is, he is close to the leader, but later it is said that this person does not know anything and gives orders blindly.

Anyway, I always feel that companies outside are better than my own company, and I also think that I am capable, and I think it will be a loss if the company leaves me! Over time, I got stuck in it and finally resigned! After I went out, I discovered that the original company was the best job I could find! 4. You can’t get over the age of 50 or 55!

To be honest, even if female employees are 60 years old, they may do very well in most things! But once men reach the age of 50 or above, their appearance and body decline very quickly (of course, those with good living habits and regular exercise are not excluded), especially now that they eat a lot of meat and greasy food and do not exercise, they become little old men by the minute. , if you are not an ordinary worker with special professional skills at this time, then the company will definitely find a way to let you go! After all, there are many young workers out there! Not to mention the risks associated with poor health, and the little old man is quite stubborn and won’t listen to what the company says! So many people are easily dismissed before this young age! Once you are fired at this time, it is basically difficult to find a job. Even if you find a job, it is not the kind of formal one!

Therefore, as a male employee, you must buy more pension funds while you are young and pay social security for more than 15 years as early as possible; in addition, you must save more money and never think that you have children to provide for you in old age! Furthermore, for your own body, don’t think that your living conditions are better. Just eat greasy things like pig’s feet and pig’s head meat, and drink beer as much as you want. You must exercise and maintain a healthy diet! Although it is difficult to survive until retirement, it is only a small matter. Don’t suffer from physical problems before retirement, that is the real difficulty! Not only does it affect your family, but most importantly, you also suffer!

One cannot survive retirement without a certain amount of perseverance in a company. I work in a factory in Liaocheng area that is known as a national super-large enterprise that manufactures agricultural vehicles. Every morning before 7:00: I go to work in 30 minutes and arrive at 7:30 in the afternoon. I only have 40 minutes to eat at noon. The salary I receive is only about 3,000. It has to be said that it is a prosperous season. Every day, I am like a wound robot. Just think about how many people will survive after the age of 50...

I remember that my work unit once conducted a survey on who didn’t want to retire early, and only one person disagreed. That person is a female section chief. But in the end, she was reluctantly dismissed from the group of internal retirees, because although she was a section chief, she was a work-for-work type, and retirement was calculated based on the age of the worker.

This is a digression before the main text begins.

If another worker could retreat, he would really be a "serf and sing".

Nowadays, some companies, especially those with poor profitability, have fewer people and more work. It is not uncommon for workers to work 30 days a month. But when the employer reported his attendance, he was only reported 21.5 days. It is said that this way of reporting can circumvent labor laws.

In such a labor-intensive enterprise, I have worked like this for more than 30 years, and there is no seniority salary. The most I can get in a month is about 3,000 yuan.

After the age of fifty, physical strength naturally declines, but when there are fewer people and more work to do, you have to use your explosive power and endurance to challenge your own limits and all the impossible.

In this state, who doesn’t want to retire?

If it is a special type of work, you will have better luck in retiring before you are lucky; if it is not a special type of work, but the work is not light, and you are not lucky enough to retire in time, you will have to wait until the age of 60 before retiring. It was really like a year.

Lao Li is 53 years old this year. Since he is not a special type of worker, he still has 7 years to officially retire. What will happen to the unit in the past seven years? But in these short 7 years @老李清talk, I already had a feeling of hardship.

If you are even less lucky and catch up with delayed retirement, it will really be an endless journey.

In my workplace, I often see some colleagues who died before they could retire.

Therefore, as a worker, especially a male worker, being able to retire at the age of 60 is a helpless luck and victory.

Don’t say anything else, just stay down-to-earth and endure it.

I am fifty-seven years old this year, with third-level physical disability and bilateral femoral necrosis. I was asked to withdraw from the hospital because I was not qualified enough. I used to work part-time, but now that my health has reached this point, no one can hire me to work. According to national regulations, I have three years to retire. If I can really live through these three years, my body will have grown old by then, so what kind of happiness will there be in my later years? I hope the country will consider the plight of people like us.

Some workers who retire at the age of 60 will still be able to live beyond the age of 70, but a large number of workers have been exposed to some harmful pollutants for a long time due to the intensity of work or the working environment in their early years. , it won’t be long before you retire after 60 years old. Don't be a worker at all. In addition to physical hard work, workers also have to be mentally suppressed by the managers above, which is a double pain. Therefore, if a worker can survive until retirement, it is considered a good thing. The hardest thing to do is to beat a worker

It is quite difficult for enterprise workers to retire at the age of 60! There are two reasons for this:

First, the nature of the organization.

We often say that public servants are "golden rice bowls". This is to ensure that public servants do not engage in personal dependence relationships and ensure that they can better serve the people. It is similar to public institutions where public servants are employed, in order to be able to better serve the people. We can call it the "iron rice bowl" by providing adequate protection for them to engage in public affairs. Enterprises are different. Enterprises are economic organizations with the goal of profit. It would be better if they were half-enterprises and half-administrative state-owned enterprises, with high wages and benefits, and job security. At least they would be tin rice bowls or aluminum rice bowls with gold letters next to them. . If it is a mixed-ownership enterprise or a purely private enterprise, the nature of profit-seeking is very obvious. I wish the golden sign at the door could tell you clearly: time is money, efficiency is life, and what is practiced is to be able to enter and exit, and to be able to A competition mechanism where top and bottom positions are eliminated. Not to mention that unscrupulous businessmen always use employees on probation to reduce labor costs. Even if you sign a labor contract, it must be calculated on a yearly basis. In short, whether a company can last is a question. Even if a company can last, it is difficult to stay in a company until retirement! As for wanting to keep changing companies until you retire, that's even more difficult. Let’s talk about the reasons.

The second is the value of workers.

Students who have just left school are young, capable, new to the workplace, have to be obedient, and have low bargaining power, so they are very popular with companies. But as you continue to work, you will be promoted and your salary will be increased, and the cost for the company to use you will become higher and higher.

Theoretically, you can sign an unlimited-term contract after a ten-year contract. However, as your working experience becomes longer and longer, your salary becomes higher and higher, and the company’s employment costs become higher and higher. Therefore, if you are the company Lord, You are also willing to use new ones who are obedient and have little money. Therefore, even if you sign a contract with an indefinite term, when a company wants to reduce labor costs, it will always think about laying off old employees. Moreover, if the company wants to let you go, there are many tricks. It was better when I was young. I don’t have a father here, I have my own place to stay. I just need to change my company. But as we age, there are less and less advantages in finding a job. If you are in your 40s or 50s and have yet to find any resources, you will basically have no chance of finding a job based on job postings alone.

Here, I would like to express my opinion on delayed retirement. If I were Kangxi, not only would I not want to retire, but I would also want to borrow another five hundred years from heaven. If I were a civil servant with real power, , I am also willing to serve the people until the last moment of my life. Even if I am a professor in a public institution, as long as my health allows, I am still willing to contribute another ten or eight years to the world.

But I am in a pure enterprise. I don’t know how long the enterprise can survive. Even if the enterprise can really survive and become a century-old business, in the process, if it is not profitable, are you willing to leave or stay? ? If the benefits are good, always think of better benefits, such as layoffs. Taking men as an example, you escaped the first wave when you were thirty, you escaped the second wave when you were forty, and you still survived when you were fifty. Can you escape the third wave? Generally it is not possible, because if you stay in a company until you are fifty-five years old, according to the provisions of the labor law, you cannot be fired. Therefore, before the age of fifty-five, Cui Jian has already rocked and sang "Solve" to you. 》, and even thought about retirement, how could it be such a good thing!

It can be said clearly. . . Very difficult.

Enterprise workers are generally people with little academic qualifications. They do many types of front-line skilled workers. This kind of work is very hard, especially in manufacturing companies. This frontline worker's job is particularly difficult.

For example, the front-line workers in the shipbuilding industry, such as fitters and lathes, have a very high working environment and intensity. They earn hard-earned money, and they are also particularly prone to aging. They are very different from their peers. After all, it has something to do with the working environment and the hardness of the work.

People of the older generation say that working people are not above their heads, which means that it is difficult for workers to earn a lot of money. The money they earn throughout the year can only cover the daily expenses of the family, which is very good, let alone need to earn a lot of money. Saved money.

Workers working in enterprises, such as fitters and fitters in the shipbuilding industry, generally work on ships for long periods of time. Summer is simply a torture for fitters. The ship's warehouse is closed, the space is narrow, and there are many cross-working operations. You do your job, and they also have to meet deadlines. The work rhythm of you chasing each other makes people feel uncomfortable. In addition, the temperature is high in summer, and all basic clothes are soaked when entering the ship's warehouse for work. . .

Shipyard fitters generally install, locate and debug equipment for building new ships. The equipment on board consists of main engines, gear boxes, shafting propellers and other equipment. When the generator starts running, the sound is particularly harsh, so the working environment of shipyard fitters is relatively poor and the work procedures are complicated. It is quite difficult to retire at the age of 60.

Enterprise workers can be said to be quite unfamiliar to today's young people, because they will not engage in the industries of their parents' generation at all. The actual work intensity and environment of this industry make them daunting.

For workers who are still working in enterprises, most of them are elderly. Due to their age and family reasons, most of them dare not leave their current jobs, but the hardship of work often tortures their will. , coupled with long-term hard work, many people have suffered from occupational diseases of one kind or another, but what can these do? Life must go on! If you don't go to work, you won't have food to eat. It's the biggest wish of these enterprise workers to have to wait until retirement.