I am in my 40s and have a debt of more than 200,000 yuan. Is this the end of my life? Is there any way to turn around?

I read a piece of news two days ago, saying that a hotel went bankrupt, but there were still many old customers who had recharge balances in this hotel. The boss could not refund the money at the moment, so he notified them one by one and would definitely pay them back. Yes, no one believed him at first, but the boss really couldn’t afford the money, so he had to believe him tentatively.

As for this boss, he is obviously not a local and has a chance to avoid a huge debt, but he has never thought of becoming a "shameful old man" , but stayed in this city!

Don’t have startup capital? They chose to start from the lowest level and work several jobs. Once they save some money, except for the necessary minimum living expenses, the rest will be returned to those people immediately.

A few years later, they paid it off!

It even made the news and was praised by people across the country!

Therefore, I feel that owing money is not terrible. What is terrible is not having the courage to face it. It is not that I have no ability to work, and it is not that I do not have a high salary that requires a high degree of education. As for work (high-risk work), as long as you are willing to work hard and have faith, what does it matter if you are forty? Still live an upright life!

At this age, it is not a problem to turn around!

The question is, what kind of debt do you have? If it is gambling debt and you still can’t quit gambling, then I advise you to hang yourself in the morning, jump off a building, or drown yourself, because there is no hope of recovery, and it will also harm your wife. Children harm their parents!

If you are in debt due to illness, please believe that as long as your family is safe and healthy, you will still have a bright future! As long as you are willing to endure hardships and work together as a family, you can turn around in just one or two years!

If you believe in online platforms or join various investment projects because you want to make quick money or quick money, but you are not familiar with them, stop as soon as possible to avoid getting deeper into trouble!

People must act according to their ability, focus on the industry they are familiar with, be down-to-earth, increase their income in a planned and step-by-step manner, and not be afraid of debt! Porn, gambling, drugs and extramarital affairs are like vampires, don't mess with them, otherwise it will be a miserable ending!

Now we are experiencing it. When the rent of the factory is due, the landlord cuts off the power and threatens not to produce, and the customer urges the goods. The whole person is in a low state, and there is no way to describe the mood at this moment in words...

Of course there is a chance to turn around. If you are in your 40s and still have energy and body, get rid of anxiety, analyze your strengths and weaknesses realistically, and then make a plan according to the situation, put in work every day, have a hard-working spirit, and be as optimistic and positive as possible. If you stick to it, you will definitely get better!

Tell a true story. There is an old lady in the United States who is over 70 years old. Her only companion passed away. After she finished her husband's funeral, she not only lost money, but also incurred a lot of debt. Thinking of the painful life in the future, she also wanted to leave this world. But thinking that it would harm his sister, he didn't do it. She found a job selling car tires, but had no customers. However, she found a way, which is to live until the sun goes down every day. No matter what difficulties she will face tomorrow, she only needs to live until the sun goes down today. So she is only busy with today's work every day, no matter how difficult it is, she only persists until the sun goes down today, and then goes to bed. Slowly, she found that her mental state was getting better and better, and her work also improved a lot. Later, she paid off all her debts and became a relatively successful person.

There are still many possibilities in life in your 40s. As long as you adjust your mentality, study your work seriously, be willing to endure hardships, and persist, a debt of more than 200,000 yuan will definitely not be the end of this life, and may be another success. The beginning!

The debt is only more than 200,000, so what are you afraid of not being able to turn around? There are so many opportunities in society now. It depends on whether you have the intention to observe and learn. As long as you can continue to learn new knowledge and skills, you can’t just muddle through. 200,000 plus It’s easy to do. If you look at the number of people working in self-media now, there are hundreds of thousands of people in a month. Come on brother.

Damn, insulting, my debt in 1987 was 1,000,00

I think it is relatively easy to work hard for 200,000 yuan at the age of 40. I had a debt of 600,000 yuan at the age of 32. Should life go on differently? I calculated that it would take about 5 years to pay off the debt with my income. After the New Year, I want to find some part-time job besides working. Run express delivery and work as a driver. If you owe money, you should work harder than usual and stop staying in your comfort zone. Earning a little more is a good thing, even earning a living expense will be helpful to your debts. Come on debtors.

If you are in your 40s and have a total debt of more than 200,000 yuan, your life is set? joke! Do you know how many billionaires in China started their business at the age of 40? Give a few examples!

Do you know Ren Zhengfei? After graduating from university, Ren Zhengfei chose to join the army. In the army, he solved various infrastructure project problems through what he learned. In 1978, he also attended the National Science Conference. In 1983, with the abolition of the infrastructure engineering corps under the national consolidation system, he was demobilized and transferred to the Nanhai Petroleum Logistics Service Base in Shenzhen. Later, because his work was not going well, he raised 21,000 yuan to found Huawei in 1987. He was 43 years old when he started the business.

Do you know Zong Qinghou? In 1987, 42-year-old Zong Qinghou relied on borrowed 140,000 yuan to contract the distribution department of a school-run enterprise in Shangcheng District, Hangzhou, which had been losing money for many years, and began to sell popsicles on a three-wheeler. Later, Zong Qinghou began to act as an agent to produce a nutritional oral liquid for children. The effect of "Chinese Pollen" is to improve children's nutritional structure and enhance their physical fitness. In 1989, Zong Qinghou built his own nutritional food factory, named it Wahaha, and also named the children's nutritional liquid product he produced Wahaha. Since then, he has started his journey to become a local beverage giant in China. In this year, Zong Qinghou was 44 years old.

Do you know Xu Chuanhua? In fact, Xu Chuanhua's original intention to start a business was to treat his son's illness. In 1986, 51-year-old Xu Chuanhua borrowed 2,000 yuan to start a family workshop for the production of liquid soap in order to treat his son's hemolytic anemia. This was also the predecessor of Chuanhua Group. Xu Chuanhua's entrepreneurship was considered smooth. In addition to his own efforts, the environment of the times was also very important. At that time, the reform and opening up had just begun, and materials were in short supply. If there were basically goods available, he would not worry about selling them. One year after the Xu family started their business, sales of liquid soap reached 330,000 yuan, making them their first pot of gold.

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There are countless examples like this in China! Of course, these successful people have their own opportunities and cannot be copied. But at least it can make people understand the truth. If you want to work hard at the age of 40, it is not too late, there is still a chance! Besides, what’s a debt of 200,000? Smartisan founder Luo Yonghao owes 600 million, and if he doesn’t continue to live stream and sell goods, he will almost have to pay it back! The most urgent task is to look at what you are good at. Find a job first to make money to support yourself, and then develop!

More than 200,000, there is still a chance. I have 700,000, but I feel slim. Just stay alive, lie down, and do whatever you want. If not, I'll go in too. Free food and accommodation are included.

This society has capital and resources and can turn over quickly. But most people lack these things, so we are all ordinary people. But as long as people work hard and are diligent, they will get better in a few years. Don’t compare, don’t think about getting rich overnight, and don’t go to extremes. In this society, it is difficult to suddenly become rich, but it is also not easy to die of poverty and starvation. Struggle, debtor!