An article entitled "If I had five million dollars".

After Pandora's box was opened, all kinds of disasters were released into this world, but people did not lose confidence in life, because it also left a very precious thing for mankind, that is, "hope."

In real life, lottery is a way to make people rich overnight and get legal income. Although the chances of winning the lottery are slim, people's enthusiasm for buying lottery tickets remains undiminished, because it always leaves people with "hope". When people buy lottery tickets, they are also building their dreams, that is, winning the grand prize. What will the money be used for?

5 million yuan, for a big company, is only a small amount; For Forbes, it's just a hair on a cow. But for an ordinary person or an ordinary family, it is an astronomical figure. For a wage earner with an annual salary of 6,543,800 yuan, it will take 50 years to save this money. I'm afraid ordinary people will never reach this goal.

But all this is possible because of the lottery. Although this possibility is as small as one in a million or even one in ten million, there are still many lucky lottery winners who won the grand prize of 5 million yuan because of the large number of people who bought lottery tickets. According to statistics, in 2005, 5 million people in 15 in Beijing won the sports lottery, and more than 20 people won the welfare lottery. Grand prizes attract more and more people to invest in lottery tickets. According to reports, only the sales of welfare lottery two-color balls often reach more than 654.38 billion yuan. In 2005, welfare lottery raised more than 654.38+0.5 billion yuan for the country. The social and economic benefits of lottery should not be underestimated.

Lottery tickets are becoming more and more popular. Although there are very few lucky people, participants still dream of winning the grand prize. Our reporter interviewed a number of lottery players randomly to see how they view huge wealth. If they win the 5 million prize, how will they manage their money?

Cai Min Xinyu

Lin Zhonghua, male, 35 years old, is a media practitioner. I like stock trading, surfing the Internet and visiting the library.

Q: Did you ever think that you would win the grand prize of 5 million pounds?

Yes, even in my dreams. I don't want to buy lottery tickets, but I have to have a normal mind when buying lottery tickets. Of course, it is good to win. If you don't win, it's considered charity. This is the original meaning of lottery. If you buy the lottery ticket of 10 yuan, 5 yuan will become the poverty alleviation fund of the civil affairs department. Last year, the state raised more than 654.38 billion yuan through welfare lottery. As far as I know, lottery is a socialism of "all for one and all for one", just like a mutual fund.

Q: If you win 5 million, will you tell others?

You should tell your family, otherwise how can you have so much money? I don't know, and my family is not practical. But people outside your family should be careful. Most people's psychology is that they only see the thief eating meat and don't see the thief being beaten, so they think that winning the grand prize is easy, as if they were rich overnight, but it is actually wrong. I read in the newspaper that many lottery winners are people who insist on buying lottery tickets for many years. They won 20 yuan for 30 yuan at a time, which will not be a small sum in the long run. That's also an investment. But once you win the lottery, the reporter will write that someone just spent 2 yuan or 8 yuan to win the 5 million grand prize. Wrong, he didn't count other people's previous efforts. Of course, there are also winners who buy several times. After all, it is a very small number of people. I believe that lottery tickets, like other things, have something to gain.

Q: If you win 5 million, what's the first thing you have to do?

A: It should be buying a house. Housing prices in Beijing are staggering. Ordinary working-class people are overwhelmed by mortgages, and it is said that many people suffer from depression.

I want to buy a lottery ticket in order not to be depressed.

Q: If you win, how will you manage this 5 million wealth?

A: Haha, only 4 million is really available, because I have to pay 1 10,000 personal income tax. I intend to spend it like this. First of all, buy a house with a price of 6.5438+0 million, and live better. Second, spend 6.5438 million yuan to buy a Mercedes-Benz or BMW, and bid farewell to the history of crowded buses. Third, the remaining 2 million is used for stock trading. With my own stock trading technology, the annual rate of return reaches 10%, no problem, that is, 200 thousand. Haha, I can earn 200,000 yuan a year without working, become a professional stockholder, and live like a buffet.

Cai Min Xinyu

CoCo Lee, female, 30 years old, an IT company employee. Love surfing the internet, fitness and food.

Q: Did you ever think that you would win the grand prize of 5 million pounds?

A: take a chance. Anything is possible. Maybe one day Lady Luck will take care of you.

Q: If you win 5 million, will you tell others?

A: I will tell my family to share happiness together. If any relatives are in trouble, I will help some of them, but I won't tell them that I won the lottery. After all, too much money will bring unnecessary trouble to people.

Q: If you win 5 million, what's the first thing you have to do?

A: Buying a house, of course. The most expensive thing in Beijing is the house. Cars are much cheaper than houses.

Q: If you win, how will you manage this 5 million wealth?

A: I can't manage money, and I don't know much about finance. I will choose to save money or buy several houses for rent. Save this money and send your children abroad for a good education in the future, and there will be more places to spend money in the future.

Cai Min Xinyu

Chen Shi, male, in his forties, is a laid-off worker from a state-owned enterprise. I like playing chess, playing cards and all gambling-related games.

Q: Did you ever think that you would win the grand prize of 5 million pounds?

A: Lottery is also a kind of gambling. Although the probability is low, there are still 5 million people. When it's my turn, only God knows.

Q: If you win 5 million, will you tell others?

A: I don't even tell my family, for fear that they can't stand the stimulation. My old mother is over 70 years old and is afraid of her heart attack. Our family is in financial difficulties. Laid off at the age of 40, the original factory closed. With tens of thousands of yuan of resettlement fees and a little savings, I entered the stock market and became a professional stockholder. Maybe I'm lucky to gamble. I haven't lost money in the past two years, and I'm still making a profit.

If I win, the worries of our family will be solved. But I didn't tell them, only that I made a lot of money in the stock market. In the stock market, it is not unusual for 65438+ 10,000 to be fired as 1 10,000.

Q: If you win 5 million, what's the first thing you have to do?

A: Pay off the debt. Two years ago, my wife fell ill and borrowed some money from relatives and friends. If you win, you must pay your debts first. At the same time, some of my relatives and friends are laid off. When others helped me, I had money, and I also wanted to help others appropriately.

Q: If you win, how will you manage this 5 million wealth?

A: I want to invest at least half of it in stocks. I also want to try the big room. The other half is used to save or buy government bonds, so you can feel more at ease. Don't put eggs in one basket.

Cai Min Xinyu

Wang, female, 2 1 year-old, a senior student in the insurance department of a school. Love travel and food. Unmarried, with a boyfriend who has been in love for two years.

Q: I have 5 million in my hand! Have you considered this question?

A: Of course, I have thought about it. To tell the truth, I bought both the two-color ball and the seven-star prize, just for the 5 million. However, I only buy it occasionally.

Q: If you won 5 million in the lottery, would you tell others (including family, relatives and friends)? Why?

A: My family will definitely tell me, but my relatives and friends may not, and my boyfriend will not tell him first. There is no special reason. It is normal. Because my family is the most trustworthy person, it is natural to share my luck with them. As for relatives and friends, I think there should be a choice. If the relationship is good, I won't tell most people (laughs). It's not that I'm afraid of showing off my wealth, because I'm a person who doesn't like to show off in public.

Q: If you have 5 million yuan, what is the first thing you need to do? Why?

A: If you win the lottery, the first thing to do is to go to the Welfare Lottery Center to receive the prize (laughs).

If there is 5 million yuan, the first thing I want to do is to go to a travel agency and sign up to travel around the world. I want to go to several countries, such as Egypt, Italy, France and Switzerland. My dream is to go to as many famous mountains and rivers and places of interest as possible. At the same time, enjoy the delicious food from all over the country, that is happiness! Of course, I will bring my parents. Boyfriend, just hire a luggage rack (laughs again).

Q: How do you plan to manage the 5 million in your hand? Why?

A: At present, I don't have any financial experience. I will consult my parents first. Personally, after deducting the tax of 6,543,800 yuan, I will deposit 3 million of them in the bank. Eat the interest first, and then invest after you have ideas or experience. The rest 1 10,000, as I said before, it may cost about 300,000 for the whole family to travel abroad. I will take out part of the remaining 700 thousand to buy insurance for my family. I study insurance, and I believe this investment is definitely worth it. The rest of the money is used to finish my studies. After graduating from college, I may choose to study in Europe, and then travel all over the EU during my study. Isn't it perfect? (haha).

Song Guilan, female, 50 years old, housewife. I like growing flowers and plants. The husband is a clerk and has two children. My daughter is married and my son has just been admitted to college.

Q: I have 5 million in my hand! Have you considered this question?

A: 5 million, but I dare not dream about it. 50 thousand, something like that

Q: If you won 5 million in the lottery, would you tell others (including family, relatives and friends)? Why?

A: Who lives what. If I really win, of course I will tell my family. As for my relatives and friends, in our small city, it goes without saying that everyone else knows that you won. But I won't tell them voluntarily. I'm afraid more people will come to borrow money then, and many people will borrow money and not pay it back. I'd better not show off

Q: If you have 5 million yuan, what is the first thing you should do? Why?

A: Of course, I bought a house. Although there is a building at home now, the location is not good. If you have money, you can buy three houses in the city center, one for your daughter, one for your son and one for us. My two children are old, and parents are beginning to worry about their children's future? And now house prices have been rising, so be prepared for the collapse of children's houses.

Q: How do you plan to manage the 5 million in your hand? Why?

A: At my age, I don't plan to start a business. After buying a house, I will give each of the two children 654.38+0 million. The rest of the money is left to the old couple for retirement. Money is naturally deposited in the bank, and we spend less. It is estimated that interest will be enough for our expenses. I don't understand the popular financial management, but I dare not engage in that thing. What if I lose it? If I feel bored, I will open a garden room with my wife, buy a piece of land and order all kinds of flowers and plants I like. When we leave, the money in the bank will be donated to Project Hope. Children can't go to school in this society.

Cai Min Xinyu

Mr. Shi, male, aged 35, was the workshop director of a large state-owned enterprise before his resignation, and now he is a professional stockholder. Like reading and listening to music.

Q: Have you ever considered having a fortune of 5 million?

A: I have thought about it and have been working hard in this direction.

Q: Have you ever thought about winning the 5 million prize in the lottery?

A: I never thought about it. I don't think wealth will fall from the sky. I have always believed that wealth is acquired through hard work.

Q: If you won 5 million in the lottery, would you tell others (including family, relatives and friends)?

A: I will tell my parents and lover that this is my closest relative. Others may not tell me, because my personal life is relatively low-key.

Q: If you have 5 million yuan, what is the first thing you should do?

A: First of all, I will travel with my family and enjoy the great rivers and mountains of the motherland.

Q: If you win the lottery, how do you plan to manage 5 million yuan?

A: I will use most of my money to make stocks and let them continue to appreciate. If the fund reaches a certain scale, I want to set up a charity fund and use the annual profit of the fund to help those in need. I also want to spend a little money for further study, supplement my knowledge structure and make some friends.

Cai Min Xinyu

Li Weiguo, male, 46 years old, is a middle-level cadre of a communication company. I like playing chess and watching TV.

Q: Did Mr. Li ever think that he might have 5 million in his hand one day?

A: I thought to myself that although I bought a lottery ticket and wanted to win 5 million, I knew I couldn't win.

Q: Maybe you won the lottery tomorrow. If you won 5 million in the lottery, would you tell others (including family, relatives and friends)?

A: Only tell your wife and children, not others. I'm afraid people will kill me and kidnap me. I won 5 million, and I can't spend it all. If I die, I will be in trouble.

Q: Mr. Li is so funny. If you have 5 million, what is the first thing you have to do?

Answer: Take back your ID card, buy a money counter, and then put it on the bed to count it. Never seen so much money.

Q: That's it. How are you going to manage the 5 million in your hand?

Answer: You must buy a car and a house. My relatives and friends will give more money to some people and sponsor them in disguise. The rest is deposited in 10 bank for safety, and then the passbook is locked in the rented bank safe. I won't change my other life. I'm satisfied with the status quo.

Q: Will you quit your job and enjoy your life?

A: No. It must be normal. I should do what I should do. I may hire a nanny to lighten my workload. I will suffocate if I don't go to work.

Q: Last question, will you continue to buy lottery tickets after winning 5 million?

Answer: I still want to buy it. On the one hand, I have money. On the other hand, I may win another 5 million. I will set up an orphanage then. This has always been my dream.

Cai Min Xinyu

Yu Yanchao, male, 25 years old, sales manager of a computer company. Love to see beautiful women and drink.

Q: Did Mr. Yu ever think that he might have 5 million in his hand one day?

A: Haha, I thought about it, but I just thought, even if I really have 5 million, I still have to do something. But this is impossible, and I don't want to, as long as I have a good time.

Q: If you won 5 million in the lottery, would you tell others (including family, relatives and friends)? Why?

A: Oh, by the way, don't be so mysterious. What are you doing? Did you win? You win, just say so.

Q: I didn't win. I just want to know what teacher Yu thinks.

A: I, if I win, I will definitely tell all my friends. These days, laugh at the poor and don't laugh at prostitutes. I developed ahead of schedule. How can I not tell others?

Q: Mr. Yu is really a frank person. Aren't you afraid that your friends will let you treat and borrow money?

Invite me to dinner. Borrowing money depends on the situation. If you have always had a good relationship, you can consider it. You usually ignore me and come back when I am developed. I will politely refuse and feel the feeling of a gentleman by the way.

Q: You are really interesting. If you had 5 million yuan, what would be the first thing you would do?

Well, first of all, I want to start my own company and still do my old job. I have experience, I can do it well, and I want to earn more money.

Q: Why? 5 million is enough for you to live a happy life.

A: 5 million is not much, and there are children. I hope my future children will see a hard-working father, not a father who only enjoys it. Practice is better than precept.

Q: Teacher Yu is very thoughtful. What are you going to do with the 5 million in your hand? Is it all used to start a company? Aren't you going to buy some stocks or funds?

A: I may buy some stocks and forget the fund. I am willing to take my fate into my own hands.

Cai Min Xinyu

Wenlai, male, 50 years old, a company employee. I like playing chess and cooking.

Q: Have you ever thought about winning 5 million suddenly one day?

Who wouldn't? Why else buy lottery tickets?

Q: If you win the lottery, will you tell your family?

A: First of all, I have to tell my wife, because my wife and I trust each other and never hide anything. Of course, we have to make her happy. If you don't tell her, she will know sooner or later. Why? Because you dare not spend this money! She'll know as soon as you spend it. "Where did you get so much money? Are you saving money for yourself again? " Then what would you say? You told her that you won the lottery. It's her turn to say, "Why didn't you tell me earlier, did you want to raise a little honey?" Yes! Not only let her know, but also get angry. Why bother?

But children must never know about winning the prize. Do you think, if children know that there is so much money at home, will they still have the heart to study? The ancients all knew the truth of "from frugality to luxury, from luxury to frugality". If a child wants her to work hard to create the world, enjoying success can only ruin her future.

Q: Will you tell your friends and relatives if you win the prize?

A: I might help some friends who are in trouble. After all, money can't buy friendship. Money is not the most important thing in this world. In contrast, friendship is more important.

Q: If you win the lottery, how will you manage the money?

A: I just feel that nothing has happened. I will live according to the original pace of life. Of course, the quality of life will definitely improve! I have the conditions to travel. I am a farmer, I may sew money in the quilt and continue to dream about money (haha).

Q: Mr Wen is joking.

A: But I know it's hard to win. Gambling is "one game and one dream"! It is gratifying that dreams come true, but there is no need to be depressed when dreams become fantasies. As long as there is a dream, there is a little hope. This is the fun of gambling.

Journalist's motto

Don't treat gambling as an investment.

There are many sayings about wealth: "There is nothing wrong with illness, nothing without money" and "Money is not everything, and nothing without money is absolutely impossible", all of which show that people are most afraid of having no money.

Rich people can drive a BMW and live in a foreign house; People who have no money can only be looked down upon, discriminated against, and their sons don't say hello. The gap is so big. Everyone loves money and wants to get rich, so the business of casinos has been so prosperous. Gambling is extremely harmful. Gambling is prohibited in New China, but stocks, warrants and stamps can be speculated. Speculation is a beautiful saying, and gambling is a portrayal of your true state of mind.

However, it takes some capital to speculate in stocks. People who have no money can't do it. How can we get rich? Lottery just solved this problem, and 2 yuan can exchange 5 million yuan. What a temptation. In the survey, no one thought he could be such a lucky person, but the fanatical lottery told us by action that they longed for 5 million yuan and wanted to live a rich life.

However, if you can really get 5 million in an accident, it will be a dragon and a phoenix among people, and you will get rich in one fell swoop and get rid of all the shadows of life. The power of this example urges more and more people to participate in lottery games. Few people buy lottery tickets to raise money, and everyone has the same purpose-5 million. Then, it will always be a game that most people lose, but because the investment in lottery tickets has not affected the normal life, this game still makes loyal lottery players tireless. Some people say that if you are poor to the last two dollars, you will definitely not buy pancakes, but buy lottery tickets.

Someone concluded that the lottery winner was overjoyed and bought 5 yuan in the 50 yuan lottery, because 50 yuan didn't want to get it back, and the came. This psychological satisfaction is also the great charm of lottery attraction. In this way, lottery players are boiled in warm water like frogs. Over time, they contributed their own money and shaped 5 million. If we don't consider the moral value of fundraising, lottery players are sad, 5 million is so illusory, and the chance of winning the lottery is smaller than being struck by lightning. Still the same sentence: "A gentleman loves money and takes it wisely." No matter how good the lottery is, you can't expect to make a fortune by buying lottery tickets. The real way to get rich is to give full play to your strengths, work hard and create value with labor.