How can I borrow money from my friends politely?

Courage: When people borrow money from others, they actually feel uncomfortable. It took them a long time to make up their minds and ask their friends for help. So don't feel ashamed or embarrassed when you decide to borrow money from your friends. Try to make the other person understand your difficulties. If the other party is willing to borrow it, you don't have to force it.

Think about your words: Before you borrow money, think about what words you should use for different friends. After all, your blood relationship with each friend is different, and each friend's personality is different. Some can come straight to the point, and some must be euphemistically said to be more effective. Therefore, before borrowing money, think about the specific rhetoric first, so the success rate will be higher.

Matters needing attention in borrowing money

It is best to sign a written contract with the other party when borrowing money (mostly between individuals). If you communicate through software such as WeChat, it is recommended to communicate in words and make it clear about borrowing money. At the same time, when transferring money through bank cards, WeChat and Alipay. It can be seen that the nature of this transfer is borrowing.

If possible, it is best to keep a copy of the other party's ID card. At least you need to know the other party's name and ID number (you can indicate it on the debit note). In the event of a subsequent dispute, when going to court to file a case, the staff of the filing court generally need to provide the identity information of the other party. If you only have the ID number of the other party, you can bring other materials to the court for filing, and the court will issue a notice of correction.