Why do so many people go into debt in life? And do they still say it sounds nice?

People are all about saving face, and they are afraid that others will look down upon them, so even if they are heavily in debt, they still have to pretend to be fat and package themselves very beautifully. Furthermore, some people still ask others to borrow money or need help from others. They are afraid that others will stay away after knowing their true situation, and no one will be willing to help them anymore, so they must brag about it to make others feel that they have not helped them. Danger, and even big rewards.