Zhu Chaoyang reveals the reason why Hu Xueyan, the richest man in Qing Dynasty, was robbed by Cixi at the age of 60.

Core Tip: Hu Xueyan's image is the "richest man" in Qing Dynasty. In fact, there are more rich people in officialdom and shopping malls than him, but because his name "Hu Qingyutang" is a household name, his name has become synonymous with "Ren Da".

Red businessman

Hu Xueyan became a business idol mainly because he gave full play to the role of "political economy" with China characteristics, and his return from the government was enormous: in addition to political honors such as yellow jacket and red coat, the agency of government funds became the main source of his huge low-cost funds.

And willful.

Hu Xueyan is very high-profile, and jokes about his extravagance have always been popular. Hu Xueyan once passed a clothing store and saw a slim girl standing by the door. She looked a few more times, was noticed by the girl, and then closed the door. This made Hu Xueyan furious, so he sent someone to propose marriage and asked him to be a concubine. The girl's father refused at first, but when Hu Xueyan made an offer that the other party could not refuse, he agreed.

Recover Xinjiang

Hu Xueyan's main backer is the left. Hu is actually the "finance minister" of the left. Zuo was ordered to explore Xinjiang in the west. Due to the shortage of military expenditure, under the planning of Hu Xueyan, Zuo persuaded the central government to borrow money from foreign banks six times, with a total amount of 6,543,800+059,500 yuan. Historically known as "borrowing from the West", it was handled by Hu Xueyan. According to the summary of six "Western Expedition Loans", Hu Xueyan's personal interest expenditure reached 2,883,300 yuan. For Hu Xueyan, there is no business at all.

Huda is a good man.

In Hu's later Management Philosophy, which people talked about, this kind of charity, as a kind of public-private relationship, made countless businessmen follow suit. Among the industries in Hu Xueyan, there is a famous "Hu Qing Yu Hall", which has become one of the important evidences of Hu Xueyan's "great kindness and virtue". Because of its inherent requirement of "avoiding fraud", it announced the "best price" and often distributed medicines to the poor free of charge, which was regarded as a model of charity by later generations.

control oneself

Hu Xueyan spent a lot of money hoarding raw materials, which should be said to be a wise move. However, at that time, more funds in Hu Xueyan Bank were lent out. When serious financial turmoil comes, and Li Hongzhang's black-box operation, a large number of borrowed funds often become unrecoverable bad debts. Once you encounter a run, you will naturally be at a loss. This should be the real reason for Hu Xueyan's bankruptcy.

Collapse of tall buildings

Shocked the Qing government: Hu Xueyan found that she owed120,000 yuan in private money in Beijing branch. Cixi was furious and ordered to copy her home. Since the generation of rich people was eliminated, the guests have disappeared. At this point, Zuo naturally wanted to help Hu Xueyan and himself, but failed. Soon, Zuo resigned due to illness and became the governor of Liangjiang to help Hu Xueyan speak, but the central authorities still refused to let go. Hu Xueyan died of depression, leaving Hu Xueyan in debt until his death.

Dedicated their lives.

As the saying goes, "three years old is old." When you are young, you can't see whether he has talent or whether you have the conditions to be a genius, but depends on his virtue, because virtue will always exist. Hu Xueyan's success depends on people in officialdom, but the essence of businessmen has not been eliminated, that is, mercenary and cynical. When Hu Xueyan Fukang Bank ran, the enemy in Hu Xueyan officialdom took advantage of the situation and gave Hu Xueyan a heavy blow.