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They all say to buy critical illness insurance first. Is this a lie or the truth? Listen to me reveal the secret!

What should I buy for my first insurance? Many people's answer is: critical illness insurance! Why buy critical illness insurance first? What is the reason? The answer is here!

Why buy critical illness insurance first;

Major diseases have great influence

People with serious diseases mean treatment and care as short as one year and as long as several years; It means huge medical expenses, as well as endless nutrition expenses and nursing expenses; It means that he has no income, taking care of his family has become a "full-time nurse" and can't make money; In a word, a person is unfortunately seriously ill, and the economic and mental stress that comes with it is quite great.

Why buy critical illness insurance first;

The probability of getting sick is extremely high

The probability of a person suffering from major diseases in his life is as high as 72. 18%, which has never been heard of before, and it is not surprising now. According to the data of the past 30 years, the incidence of serious diseases such as malignant tumors is increasing at an average annual rate of 3%-5% worldwide. According to China's health statistics, most of the deaths in China over the years are concentrated in chronic diseases such as malignant tumors, cardiovascular diseases, respiratory diseases and endocrine diseases.

Why buy critical illness insurance first;

Social security is difficult to cover.

The treatment of major diseases such as cancer requires surgery, radiotherapy, chemotherapy, targeted therapy and biotherapy. Most of them are not covered by social security. Therefore, social security alone is not enough. To deal with major diseases, it is still necessary to rely on commercial critical illness insurance.

The cost is high, the probability of illness is high, and social security is difficult to cover. Once suffering from a serious illness, it is almost a devastating blow to ordinary families. Therefore, avoiding returning to poverty due to illness is the main reason to buy critical illness insurance first. Go and choose one.