Are rural credit cooperatives reliable?

Can rural credit cooperatives be trusted?

Rural credit cooperatives are also financial institutions under the jurisdiction and risk monitoring of the People's Bank of China, and have the same credibility and security as other domestic banks.

Is the deposit of rural credit cooperatives reliable?

Please rest assured that as long as the deposit is guaranteed by the state, no matter in credit cooperatives or other banks, the credit cooperatives that won't lose you a cent have now been spun off from the Agricultural Bank of China, and the chairman of the provincial association is directly appointed by the province, with a greater policy inclination than other banks.

Are the financial products of rural credit cooperatives good? Will it lie?

Credit cooperatives are also state-owned brands, and the products issued are generally no problem, but there are two points to be wary of. First, the interest rate is too high, exceeding 6%, and bank financing is generally not that high. Second, be alert to the personal behavior of bank personnel who frame you and extract funds. Some time ago, 30 million funds of ICBC depositors disappeared, and the bank said that personal behavior was irresponsible.

Is it reliable that the rural credit cooperative bank now has a three-year term called Jucaibao?

Rural credit cooperatives are more reliable, but the income is not high.

How about working in a rural credit cooperative?

That depends on your actual situation. In rural credit cooperatives, you are stable and have good welfare. If the job you are looking for is not so good, go and work there. If you have a promising job, don't go to a rural credit cooperative. Its realization is that many people have to work outside, which is not as good as the welfare of rural credit cooperatives. Consider according to your own actual situation.

How about working in a rural credit cooperative?

That unit is good, and the income and salary are not bad. Working in that unit requires basic accounting and financial management, which has little to do with mathematics. If you have studied in university before, you'd better study again and get a degree in accounting, which will be of great help to your future work and promotion.

Do rural credit cooperatives work well? So many people want to go in.

Of course, after all, it is a formal unit. It only takes 8 hours to go to work every day and the salary is high.

Is it safe for rural credit cooperatives to save money?

It is safe for rural credit cooperatives to save money. Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.

Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws.

Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury. ?

Are rural credit cooperatives easy to test? How is the treatment?

I don't know which province you took the exam in.

I took the exam myself in Hunan Province. Generally admitted to the salesman, there will not be much change in recent years. As for the difficulty of the exam, it is best to study finance or accounting economics. I just took the exam, which is somewhat similar to the civil service exam. This year's exam is more difficult than last year's. If you have accumulated good current affairs and learned computers, you should be fine, depending on your scores and scores over the years. The requirements are not high, full-time college degree or above, and physical conditions for normal work can be applied. It's not difficult, but it's not easy.

Is the credit card of rural credit cooperatives good?

Rural credit cooperatives have no credit card products for the time being. Some places may just be launched. Credit unions later introduced debit cards. Generally, credit cards are not allowed to be issued until several years after debit cards are introduced. The recommendations made by the new organization have not been implemented. Like postal savings, credit cards have just been issued, and their business is unfamiliar and dull. If you want to apply for a credit card, it is recommended to apply for some small banks, such as China Merchants, CITIC and Xingye.