What if my cousin likes to borrow money from me?

If my cousin likes to borrow money from you, we must grasp three principles:

In China, relatives take care of each other. When encountering difficulties and emergencies, relatives are the first thing that comes to mind, so it is normal for relatives to borrow money. As the saying goes, it depends on whether a person is a true friend or not, and whether he can lend you money at a critical moment.

First, you need to borrow money in case of emergency and special difficulties, so you should give generously. However, lazy and idle individuals should be careful not to borrow money from others.

The second is to borrow short but not long: in a short time, it can be lent out for emergency use. But when borrowing money, I am in a hurry, and I have no time to pay back the money or borrow other people's money to invest. It's best not to borrow it.

Third, borrow acquaintances instead of strangers: Are you sure about lending money to acquaintances? Acquaintances, bow their heads and see, he also cares about face, and generally won't default. But if you lend money to a stranger, you never know. You may make a big noise when you borrow money, but when you pay back the money, it's hard for you to see him. At that time, the grandson became an uncle.

If you often ask for money, you can deal with it in the following ways:

1. When writing a contract or asking him to write an IOU, be sure to write the ID number behind the other party's signature name, otherwise you will definitely suffer!

2. If you give cash, you must withdraw it from the bank on the same day, and then keep the cash withdrawal bank notes. For ATM withdrawal, you can keep printed bills, withdraw money at the bank counter, and keep the bottom sheet. If you transfer money, as above, you must keep the transfer voucher and don't close the account. Otherwise, there will be disputes in the future, the other party will not admit it, and you have not provided the source of funds, which is likely to lose!

If you still don't return it after being urged many times, you can try beating around the bush. Find someone who knows him well and complain about your financial difficulties. If he can find out in good conscience, he may pay back the money.

If you still don't return it after being urged many times, you can try beating around the bush. Find someone who knows him well and complain about your financial difficulties. If he can find out in good conscience, he may pay back the money.

If the other party can't pay you back in one lump sum, you can ask him to pay you back in installments, even a few hundred at a time, because you will lose less when you come back. Some people can't afford tens of thousands at a time, but there are still hundreds. As long as you stick to this method, you can get some or all of it back.