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How to politely refuse others to borrow money?
If the borrower has a good relationship with himself, we can lend him less money and tell him that his financial strength is limited and he can only help here until he has money. In this way, we can test what kind of person the other party is in terms of using money by whether the other party can repay on time; Secondly, if the other person is really in a hurry to use money, no matter how much money he borrows, he will be grateful to you, and the money has no great influence on himself. Even if he can't get it back, he can adjust his mentality in time.
Second, give him advice.
Don't directly refuse to borrow money from others at the beginning. Ask him with concern what happened and how much money he needs. Then, affected by the epidemic, there is no source of income at home; Finally, I recommended some formal loan software or banks to him, telling him that it is faster to get money, and it may not be possible to borrow money from relatives and friends. If you have any relatives and friends in the bank, you can also introduce them to him. In this way, no matter whether the borrower adopts such an opinion or not, he will feel your concern, so he won't have to lend money and won't hurt the other party's kindness.
Third, transfer financial power.
Generally speaking, there is only one person in charge of finance in each family. You can tell the other person that all the money is in the other half's hand, and I wonder if there is any spare money at home. Ask your lover later. Generally, no one will cross the relationship between themselves and their friends and borrow money from their friends' partners. In the end, this matter will go away. As an extra reminder, if you value your relationship with the borrower, you must reply to him later that your other half disagrees, or just gave the child a sum of money before, otherwise it will make the other party feel that you are perfunctory and affect your relationship.
Fourth, anti-customer orientation.
After the other person tells you what happened to him, you should show empathy, because you have encountered or are experiencing such a thing, and then ask him if there is a reliable way to borrow money. He is really desperate. Generally, when he hears this, the other person will not ask you for money again, and may continue to share his experience or experience with you on his own initiative. It is best to refuse others by phone, which will make them feel grateful and feel that you pay enough attention to this matter; Secondly, we can make it clear that sometimes the power of language is much stronger than that of words.
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