A joke with sour teeth.

During the Spring Festival, what children expect most is to receive lucky money from seven aunts and eight aunts.

Nowadays, many parents are interested in cultivating their children's financial management ability. They will not let their children hand in all the lucky money, but hope that their children can distribute it reasonably.

Generally speaking, children receive lucky money ranging from hundreds to thousands, which is not particularly outrageous.

But the 8-year-old girl below is very enviable. Her annual lucky money is tens of thousands of yuan!

Girls receive "huge" lucky money in the New Year, and counting all the money depends on the money detector. Netizen's toothache: It is worth my salary for one year.

The girl's name is Qiqi (a pseudonym). Because of her good family, her relatives are particularly fond of Kiki, so she will be generously given a big red envelope every New Year.

Kiki's parents are also very open-minded, and they have never received their daughter's lucky money. In their view, 8-year-old children should have some knowledge of financial management, as long as they can allocate the money reasonably, they will not interfere too much.

Last Spring Festival, Kiki's lucky money reached a new high. Faced with a thick stack of big red envelopes, Kiki found it too much trouble to count money, so she simply moved out of the money detector at home.

The money detector has the function of counting money, so Kiki put a dozen RMB in it, and it won't be long before she knows the number of lucky money this year.

When the family saw this interesting scene, they filmed it and posted it on the Internet.

I didn't expect this picture to make a group of netizens sit still. Everyone said they were too envious of this little girl. After a hard year's work, they may not make much money at one time.

"I'm afraid this girl has a mine at home. Tens of thousands of lucky money really covers my salary for one year! "

"It hurts so much! When I was a child, I received less lucky money than her and had to turn it over to my parents. "

"Still such a small child, counting lucky money depends on the money detector. I really failed ... "

Nowadays, many children's lucky money is not small. Whether to give lucky money to children and how parents teach their children to manage it have also become hot topics of discussion.

Do you want to manage the lucky money for your children?

It stands to reason that lucky money is a gift given to children by relatives and friends, and the ownership naturally belongs to children.

But there is also a problem here, that is, if the children are still very young and do not have the ability to manage money, then it is best for parents to keep the lucky money on their behalf.

And if the child has already gone to primary school and is a little money-conscious, then parents can give the money to their children and teach them how to distribute the lucky money reasonably.

In this process, parents can act as supervisors and jointly safeguard every expense with their children.

How do parents teach their children to distribute lucky money reasonably?

1. Teach children how to keep accounts.

After getting the lucky money, children will definitely want to use the money to buy things they like. At this time, parents can prepare a notebook for their children as a bookkeeping book, so that children can record the whereabouts of each sum of money.

In this process, children will gradually realize that spending money also needs planning. If you buy everything, the money will soon run out.

2.？ Teach children to use money reasonably.

Many children will "splurge" when they have lucky money, that is, enjoy shopping and buy back all the useful and useless things.

At this time, parents should tell their children to spend money reasonably, and buying useless things is a waste. It's better to save money for buying something useful next time than to waste it.

3.？ Let children form a sense of saving.

Money is accumulated from less to more. When we need to spend a lot of money, we need to use savings. If you want to save, you must have a sense of saving.

When children receive lucky money, parents can help them apply for a bank card for saving and teach them how to deposit money in the card.

When children know how to use savings to manage their finances, their initial financial management ability is formed.

Parents should decide how to distribute their children's lucky money according to their children's age and family status, but if they want to cultivate their children's financial management ability, parents should also abide by the rules agreed with their children and cannot go back on their words halfway.

Only when both parties have the spirit of contract can children's financial management ability be improved.

How much lucky money does your child receive every year?