What should I say if I borrow money from my friends?

Question 1: What should I say when I borrow money from a friend? Dude, I'm short of money recently. Lend me millions, haha. Just kidding. In fact, it is not easy to borrow money from friends, all kinds of embarrassment.

It is better to borrow money from banks or private lending companies.

If the amount is large and the personal qualification is good, you can go to the bank. If it is normal, you can apply for a private loan company. If you want to be faster, you can apply for an internet loan. Wage loans, flying loans, finger loans and mobile phone loans are many.

Question 2: How to borrow money from friends? What's the first thing you should say on the phone? It seems that you haven't borrowed money from others. You must be in trouble. Come straight to the point, if you need to borrow money from him, what is the difficulty and when you can pay it back. I believe that as long as I am a sincere friend, I will understand you.

Question 3: What should I say when I borrow money from my friends? Tell me the reason why you borrowed money.

Then tell him when to pay back the money.

That's about it.

Question 4: How to borrow money from friends? How to find a reason that you think is more credible, and then tell the other party when to pay back the money, so that the other party can dispel their concerns.

Question 5: What should I say if I borrow money from a friend? Explain the purpose of borrowing money first, and then explain the approximate period of repayment.

Question 6: If you want to borrow money from a good friend, what should you say in the first sentence? If you are really your good friend.

Then just say it.

Tell me about your predicament.

I believe I can help you.

I'll still lend it to you, right?

Question 7: Because this year is particularly difficult, I need to borrow money from my friends. How should I ask? How to say thank you? Borrowing money depends on feelings. If you have a good impression, you don't have to say anything polite. Just say you need money. If it feels normal, say some reasons for borrowing money and then say thank you. If the relationship is not good, it is best not to talk or borrow.

Question 8: My friend hasn't paid the loan yet. What should I tell him? To put it mildly, a true friend will be in his heart without your reminding. If he doesn't mention that he is in trouble, don't mention it.

If you are an ordinary friend, just tell him about your situation normally. There is no need to be tactful. That will make people think you are fake. Briefly explain the problem. All adults can understand that paying back debts and losing face.

Question 9: How to refuse a friend to borrow money? In life, no one can avoid meeting relatives and friends and asking you for money. If you are rich, you should help others. But if you are not very rich and someone borrows money from you, you are still worried that the other party will not pay back the money. This magazine suggests that you should distinguish the reasons for borrowing money. If a friend wants to spend money, especially if he wants to borrow money to eat, drink and have fun, live in a small house and change to a big house, or put your money into laying eggs with chickens, then you should say you are sorry and refuse skillfully to avoid the emotional crisis caused by unsuccessful borrowing. The following is the 1 1 rejection of the borrower's suggestion collected by this magazine for you, which may be helpful to you-

1 Adhere to the principle of emergency relief and poverty relief.

Everyone may be in urgent need of money, so when relatives and friends are in trouble, lend your helping hand and they will be very grateful to you. This is the truth when they are in trouble. However, if your relatives and friends have poor financial conditions and often borrow money from others, you should not consider lending money to them; If you have spare money, you can consider giving him some money directly. Of course, this is within the scope of giving money.

Adhere to the principle that friends are trustworthy.

You should check the borrower's trust before you borrow money. Once you lend money to others, you should trust him. Sometimes he can't decide when he can pay you back, so don't always urge him to pay you back, which will hurt your feelings more easily. If I had known this, you might as well not lend it to each other.

It is best not to borrow investors.

When a friend borrows your money to invest, if you don't understand the investment, you'd better politely refuse, because after all, the risk is too great, and it is likely that you will not pay it back after borrowing it. If you understand, you might as well invest yourself.

4 what should I do if I can't refuse

Sign a contract with the borrower, because oral guarantee can't explain the problem. Also, the amount should not be large, because in case he can't afford it, at least your normal life will not be affected. If you think the amount is a bit large, you'd better sign a mortgage agreement with him and notarize it. Don't be afraid of trouble at this time, because in order not to bother yourself and get the money back later, it is better to bother now. After all, we earned every penny.

Never talk about it with your family.

If you think someone wants to borrow money recently, and you really don't want to lend it to him, then you can prepare an excuse that you can refuse casually, blurt it out, which is non-negotiable, natural and does not affect your feelings. For example, stock hedging, recently planned a large expenditure, unfortunately lent to others, and so on. Never say that you want to discuss something with your family, so that the other person will think that you are unwilling to help him, instead of being helpless. For those who often come to you, you should refuse directly, which is better than the unpleasantness caused by the problem of paying back money later.

6 ingenious transfer method

If you can't refuse directly, you have to take roundabout tactics, change the subject or have other reasons, mainly because you are good at using the turning point of tone-gentle and persistent-never promise, but you won't be torn. For example, express sympathy or praise to the other party first, then give reasons and refuse. Because the other person has psychologically narrowed the distance between them because of your sympathy, it is easier to accept your rejection with an "understandable" attitude.

7 No opening method

Sometimes it's hard to say no to each other. I often practice what to say in my mind n times. Once you face each other, you can't make up your mind and you can't always say it. At this time, body language comes in handy. Generally speaking, shaking your head means no. People will understand what you mean when they see you shake your head, and then you don't have to say anything more. This is the best way to face a salesman. In addition, the interruption of the smile is also a hint of a bunker. Talking with a smile in front of you, suddenly interrupting a smile, implying that you can't agree or refuse. Similar body language also includes leaning posture, vacillating eyes, frequently looking at the watch, and being absent-minded … but don't hurt the other person's self-esteem.

8 procrastination and procrastination method

It is unwise to put off what has been promised. The method of putting off here means-not giving a reply for the time being, that is, when the other party makes a request, you delay agreeing, but repeatedly say that you want to study it or think about it, and the smart one will immediately understand that you are unwilling to agree. In fact, being able to help others is not a bad thing. When someone asks you to help him share things, it shows that he trusts you, but for some reason he can't help. But anyway, ... >>

Question 10: Borrow money from friends. She joked about how much interest I should give her. How much should I answer? Can you sell me back to you?

When the topic comes, the bird is deep. . . Think about the rest for yourself.