There are 150 dunning calls a day, and relatives and colleagues have received them. What will happen to young people who are deeply involved in online loans?

After being deeply involved in online loans, your credit history will be affected and you will even receive harassing calls. In recent years, due to the continuous development of internet finance, borrowing has become easier and easier. Just download an APP on the mobile phone software to complete the loan. This has also induced more and more young people to start spending in advance.

At first, everyone may be able to control themselves, but later, with the growing satisfaction and vanity brought about by the consumption in advance, many people began to control their hands. Constantly download more lending software to cash out the overdraft. Some irregular lending institutions, even beheading, are basically no different from usury.

When young people realize the harm of online loans, they are already heavily in debt. At this point, the tragedy has just begun. These lending institutions are not so standardized at all, and many institutions will choose violent collection to threaten overdue users. Because when downloading the loan software, the user has already enjoyed the information in the mobile phone address book.

Once your online loan is overdue for a long time, the other party will continue to call and send text messages to collect users, which is undoubtedly a great pain for the parties. Because a debt call means that your colleagues, friends and classmates all know about it. Borrowing online loans is not a decent thing, and it is even more shameful if it is overdue.

In the past few years, some young people couldn't stand the phone violence to collect debts and chose to commit suicide. A young life died in vain because of excessive consumption.

In addition to violent collection, credit records are also important. Once there is a record of default on the credit record, ordinary people will face great trouble. First of all, it is basically impossible for a bank to give you a loan, and it is impossible to get a mortgage or a car loan. Then your own traffic will also be affected, and many high consumption may be banned, such as airplanes and high-speed rail.

In fact, in recent years, the state is also vigorously rectifying these online lending institutions. First, the regulatory authorities require online lending institutions not to lend to college students, including P2P financial institutions. Recently, even the amount of flowers and loans has been lowered, mainly to avoid the super consumption of the public. Moreover, through the internet model, borrowing and consumption will be more convenient, so the risk will be greater.

According to the general situation, once the online loan is overdue for less than one day, various collection calls will continue to call for debt collection. If the borrower does not handle it within one month, it will inevitably suffer a series of violent collection, address book explosion, lawyer's letter, court prosecution notice, and even be threatened by the other party to collect debts.