Auntie’s millions of savings are gone, and the bank makes its employees responsible. If the employees can’t afford to pay, the money will be wasted?

CCB is just acting like a rogue, saying that it has nothing to do with them. Anyone who knows anything about the law knows that Articles 6 and 73 of the "Commercial Bank Law" have requirements in this regard. If employees cannot afford to pay, then commercial banks The bank bears it.

1. Reconstruction of the incident

Aunt Ji from Pingdingshan, Henan, went to the bank to withdraw money because her son was getting married. She found that except for the 170,000 yuan in insurance, her savings were gone. Instead, he owed the bank 130,000 yuan and had loans and credit cards in his name without knowing it. Aunt Ji quickly went to the relevant departments, and the transfer records proved that it was Dong Mou, the account manager of China Construction Bank, who transferred the money. Dong even claimed that he and Aunt Ji were relatives, and Aunt Ji agreed and knew about the transfer. As a result, all of this was Aunt Ji denied it, and Dong transferred most of the money to the gambling platform, and even inflated the size of the deposit. Fortunately, 690,000 has been recovered, and the rest is still under negotiation. 2. The bank is trying to make employees responsible

After this incident, the bank said that it was setting up an investigation team to reconcile the accounts. If it is indeed Dong's responsibility, she must be held responsible. When a problem arises among internal employees, the first thing a bank thinks about is not how to recover losses for customers. Instead, it immediately shifts the responsibility to its employees. Employees are contracted by China Construction Bank, and they must receive pre-job training before taking up the job. Being co-authored by CCB means that no one else can touch their money. If the customer's money is touched, it has nothing to do with CCB. It is all personal behavior. I don't know if this is just rogue behavior. I even suddenly thought of the joke about the ATM taking 1,000, but spitting out 2,000. The customer was afraid of taking responsibility, so he took the remaining 1,000 and put it next to the ATM. However, the bank employee said that the 1,000 he took was the bank's and not his. of. They say it is irresponsible to leave the bank after the purchase is made, but the co-authoring is the bank leaving the bank, not the customer. It is a great word game. Article 6 of the "Commercial Bank Law" stipulates that commercial banks shall protect the legitimate rights and interests of depositors from infringement by any unit or individual. If this obligation is violated, commercial banks shall bear adverse consequences. Article 73 of the "Commercial Bank Law" stipulates that if a commercial bank violates the provisions of this Law and causes property damage to depositors or other customers, it shall bear the payment of interest for delayed performance and other civil liabilities. 3. The bank has an inflated quota and always pays attention to its own property

Bank employees have fixed tasks of insurance, financial management, funds, and gold coins every month. They will deposit money into their bank account at a fixed time every month, and return the money immediately the next day, which is called an increase. This kind of increase is a false way to make the bank run smoothly. Not only does it make employees beg their grandparents for help, but some employees even play tricks on customers' deposits. After all, they think it doesn't matter if they only use it for one day.

But it happens that because of the bank’s rogue behavior of using depositors’ deposits without their knowledge, it is even more important to ensure that our own property does not suffer losses. We cannot afford the bank to play football, so we can only Don't make promises easily when you receive a call from the bank manager, and check the deposits in your bank card every once in a while. If you find a problem, you must go to the bank to check it in time. Don't go to Aunt Ji's situation to solve it. , then the loss of money will outweigh the gain.