He is blacklisted by all consumer organizations in China, and he will cheat more than Jia Yueting. What is the reason why he is heavily in debt?

Many people often hear such a sentence: "You are a grandfather when you borrow money, and you are a grandson when you ask others to pay back the money." Although this sentence is a joke, it inadvertently reflects a social reality. For those who owe money and don't pay it back, there may really be no way to rectify it.

People who borrow money and don't pay it back slowly have a novel nickname "Lao Lai", who always relies on owing money to pay it back. It's annoying to think about this kind of person. Why didn't you consider that he would die if he borrowed money? This is true for individual borrowers and also for some lending institutions.

Many for-profit organizations in China posted blacklists belonging to Pang Qingnian, and everyone agreed with each other that as long as they met Pang Qingnian, they were not allowed to spend money in the store. Why do these institutions reject this person so much? Today, we tell the story of Pang Qingnian. He was blacklisted by all consumer organizations in China, and he owed a lot of money, even more than Jia Yueting.

It turns out that Pang Qingnian is the boss of the youth car company. At the beginning, he cheated many people, including some profit-making organizations, under the guise of listing young cars. However, not long after the slogan was played, the youth car company was accused by many people. Everyone said that Pang Qingnian was a liar and demanded a refund. But Pang Qingnian doesn't care about this at all. He not only ignored the shareholder's request for refund, but also tried his best to avoid repayment.

However, in those days when he was hiding his debts, Pang Qingnian actually changed his identity and went to some high-end places for consumption. He uses a credit card every time he spends money. After the credit card was maxed out, the bank began to demand payment from him.

Until July 2020, Pang Qingnian was still squandering in another identity, and was reported after being discovered. Later, Pang Qingnian went to prison and spent several years in prison.

When it comes to Lao Lai in China, many people may think of Jia Yueting. According to statistics, he always defaulted on his debts 29 times. But Pang Qingnian is 1 1 times that of Jia Yueting, and he is also the first person in Laolai, China.

People like Pang Qingnian are naturally very hateful, but from another perspective, there are still too few domestic laws and policies specifically targeting Lao Lai. Perhaps special policies should be introduced to treat these people, so that they have no chance to spend more, which is also a protective measure for businesses. For those who always like to default, it is only a matter of time before they pay back the money they owe.

If you want to spend, you should still be within your ability, so that you can buy what you like with peace of mind, isn't it?