How do I reply when someone teases me for being a wealthy person?

You can reply:

1. Rich man, oh, are you praising me for being rich? Then I can consider sending you a blank check in return.

2. The term "rich" is a bit exaggerated to me. In fact, all I had left in my wallet was change for a few potato chips.

3. Haha, don’t get me wrong. In fact, my wealth mainly lies in my inner richness and sense of humor. But if you need to borrow some money to tide you over, please make an appointment in advance.