Credit card joke

Most of the cards of Shanghai Pudong Development Bank are called platinum cards, which loses the true meaning of platinum cards (also called pseudo-platinum). Most cards with a batch limit of only 2000 are also called platinum cards.

Why can platinum credit cards be sought after by many people? The standard platinum card can enjoy multiple privileges such as airport VIP lounge, high-speed rail VIP lounge, bank VIP service (VIP number is swiped), giving high aviation accident insurance, no appointment for physical examination in Grade A hospitals, no queuing, discount for preferential merchants, redemption of mileage points, free car rescue and so on. At the same time, the amount is higher than that of ordinary credit cards (generally 1 10,000), which is a symbol of identity.

Supplementary information:

Now in order to boost its performance, many netizens have done it, with a success rate of over 90%. It looks beautiful, but I don't know how to jump into the pit of law popularization. This platinum card is a fake platinum card. There is no quota for platinum cards, but there is an annual fee for platinum cards. If you want to avoid the annual fee, you have to reach the consumption amount stipulated by Shanghai Pudong Development Bank. Understand? Almost all netizens have a quota of 2000, and more than 5000 are garage certificates provided by others, which is helpful.

Extended data:

The credit card approval amount depends on individual qualifications.

When filling out the application form, there are several small details that affect the credit line, such as whether you have a fixed telephone number in this city, whether this number is registered in your own name or in the name of your family, whether you are married, whether your mobile phone number has a monthly rent, and whether it is a local account. If the above answers are yes, the bank will greatly increase your credit evaluation, but every condition is not absolute, except that it is relatively easy to pass the qualification examination and the initial application for increasing the consumption limit. Consumer credit and repayment credit are still the most important for banks.

Don't forget to swipe your card anytime, anywhere. During the period of using the card, you should swipe your card more. Try to choose a shop that swipes your card. The more frequently you use it, there will be a relatively stable consumption quota every month, just changing the original habit of cash consumption to credit card. This shows your loyalty to the bank. The bank's information system will count your credit card frequency and limit, and will automatically increase your credit limit in about half a year.

Repay on time and maintain good credit. If you owe money, you can borrow it if you change it Banks also strictly follow this old truth. If you don't change money on time, you will definitely lose credit. You'd better pay it back in full, not just the minimum payment. Interest in cycling will make you unbearable.

Take the initiative to apply for increasing the credit limit. After the normal use of the credit card for half a year, you can actively submit a written application or adjust the credit line through the service phone, which requires bank approval. Under normal circumstances, after reviewing the consumption records and credit records, your credit limit will be improved to some extent.

Skills to improve the quota:

Generally, the quota can be increased in about half a year.

To increase the temporary quota, the following conditions must be met:

1, holding the card for more than half a year;

2. In the last six months, there have been at least two credit card records every month, and online payment is not counted;

3. The total amount of credit card swiping for half a year is greater than 180% of the existing credit line of the card, that is, the average monthly credit card spending is greater than 30% of the credit line;

4. There is no late payment fee for non-repayment (only the minimum repayment amount is paid, and the expenses arising from incomplete repayment are called interest, not late payment fee); If the above conditions can be met, you can generally apply for withdrawal, and the maximum withdrawal standard is generally not more than 100% of the existing limit.