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Interesting questions about financial knowledge
Interesting financial knowledge 1. What are the interesting financial knowledge?
1, interest
The banker's son asked his father, "Dad, all the money in the bank belongs to customers and depositors. Then how did you earn a house, a Mercedes-Benz and a yacht? " Banker: "son, there is a piece of fat in the refrigerator." Please bring it. " My son brought it. "Put it back." The son asked, "What do you mean?" The banker said, "Do you think there is oil on your finger?"
2. Investment banks
An investment bank rookie asked, "What is an investment bank?" The elder took some rotten fruits and asked him, "How are you going to sell these fruits?" The rookie thought for a long time and said, "I'll get rid of it at a discount at the market price." The elder shook his head, picked up the fruit knife, peeled and cut the rotten fruit into pieces, and made a beautiful fruit platter: "Well, sell it at dozens of times."
2. Are there any lively financial jokes?
1. A gecko got lost at the gate of the securities company when a big crocodile just climbed up from a distance and prepared to eat it in one bite. In desperation, the little gecko hugged the crocodile's leg and shouted, "Mom!" " "The crocodile was shocked, and then burst into tears:" Son, I just lost weight in the stock market for half a month! "
At the party, someone introduced a stock trader. It is said that stock trading has become a millionaire. He immediately stepped forward and asked the master what the secret of stock trading was. What's the secret of a master with a blank face? I used to be worth hundreds of millions.
Investment and financial management skills 1: bookkeeping
Everyone knows that it is not difficult to keep accounts for a week, and it is not difficult to keep accounts for a year, two years or even a lifetime.
In fact, as long as bookkeeping is a habit, it will become a part of life after a long time. We talk about financial management in order to better design and plan our life.
Let us live a better life, then accounting is to let us know our cash flow, let us know which ones are more expensive, which ones are unnecessary and which ones are more valuable. Therefore, if you want to manage money, the first thing to do is to keep an account first.
Investment and financial management skill 2: live within your means
After accounting, we know that some money is spent inexplicably. In a month, you spent a lot of snacks, and a lot of clothes were left in the cupboard, barely worn, a bunch of useless things.
Some things don't need flowers at all, so financial planner Jiafeng Reid suggests asking yourself when you buy something, do I really need it? Then count to ten. In fact, most of you will know that this is unnecessary.
Of course, you have to understand the difference between "want" and "need". Financial management must be rational and restrained. Restraint now is for a better life in the future. Just like rest is for better work!
3. Interest and knowledge in finance
No matter what you do, interest is the most important thing. If you like it, start with the basics. Money banks and western economics are both good things. Besides, I usually read more financial news, such as Sina Finance, Hexun.com and Oriental Fortune.
You don't have to understand everything the teacher says. There are many disciplines in finance. Choose a branch you like.
There are also open classes of Harvard on the Internet, which can be downloaded.
There are many movies about finance, such as Wall Street and Waiting for Happiness to Knock.
The financial industry looks beautiful, but if you really want to do it well, you must work hard, learn to study and spend more time, all kinds of data, all kinds of information and all kinds of sorting. In the financial industry, the employees at the bottom are very hard, but if you can find a part-time job, you can really make money. But in any case, remember to keep a kind heart. If it is for money, it is not good to live under the same roof with Huang Guangyu.
I wish you success, but if you are not interested at all, find another one.
4. There are few knowledge or stories about financial investment.
This is the story I remember the most, and it hits human nature directly.
A man set a trap for catching turkeys. He scattered corn in a big box. This big box has a door with a rope tied to it. He grabbed the other end of the rope and hid in a place. As soon as the turkey enters the box, he pulls the rope and closes the door. One day, 12 turkeys got into the box, but 1 escaped. After 12 turkeys were in the box, he wanted to close the door. However, just as he was waiting for 12 turkey, two turkeys came out and he wanted to wait in the box 165438+.
Investors often don't understand the importance of stopping losses as soon as possible. When the situation began to deteriorate, they still insisted on vague ideas and could not objectively analyze the situation. With a gambler's mentality, stick to it blindly and continue to get into deep trouble until it is irreparable. At this time, a balanced mentality is often more important than precise analysis.
If you have longer suggestions, read Memoirs of a Warren, The Stock Market Never Returns, and Speculating Futures.
5.20 18 What are the financial tips?
Hello, 20 18 should choose zhongnan cinda finance, there is no negative information. As far as I know, Zhongnan Cinda Finance is used by many people now, and it is doing well. Products are short-term, medium-term and long-term, all of which are guaranteed capital and interest. Judging whether there is transaction authenticity in the bank's management of capital accounts,
To be honest, financial management itself has certain risks. Nothing can only make a profit without losing money. Otherwise, everyone will invest, but there will be no problem with the general principal, but the income will fluctuate up and down, with high income and high risk, and low income and low risk. However, it is still necessary to carefully understand the investment risks related to wealth management products, fully consider their own risk tolerance, and set up security cards.
The network used to grow wildly, and it was a mixed bag of good and evil people, which required us to carefully screen and identify the investors: liquidity, rate of return, degree of standardization, level of risk control and so on.
6. Financial management tips handwritten newspaper content
Financial tips: how to choose a financial platform? There should be several standards:
First, there is a very perfect financial management system. Open the website, it looks beautiful and complete. After registering an account, a series of investment, income check, cash withdrawal, etc. are completely systematic;
Second, do a good job in financial risk control to avoid the loss of principal and income;
Third, the annualized income of financial management is within a reasonable range, and the annualized income of Guangxin Licheng Loan 18% is the best;
Fourth, the word-of-mouth effect. For a good financial platform, it not only has a good reputation in the industry, but also has a high spread rate among users, attracting the attention of the industry and users all the time, and has a high media exposure rate;
Fifth, the wealth management products are reasonable. There are long-term and short-term goals on the platform; Some are high in quantity and some are low in quantity. It depends on whether the combination of interest rate and term is reasonable;
7. Financial common sense
Five common senses to be aware of in-service graduate students majoring in finance.
Introduction to finance
Financial engineering, finance and international finance are three categories of financial majors. Most other financial majors are derived from finance, and financial engineering and international finance are no exception.
The difference between the three
First, financial engineering is relatively microscopic, mainly teaching the technology, operation and principle of the financial industry; Financial engineering emphasizes mathematics and computer background. There are many contents in general linear algebra and advanced mathematics in financial engineering, and more specialized courses are based on mathematical tools. The employment direction is mainly futures and stock index related industries, with high wages but few employment opportunities.
Second, finance is more macro, and there are more elements of management. Judging from the curriculum, the most intuitive thing is that the requirements for mathematics are different.
Third, international finance requires higher English because it involves foreign-related financial business.
Job content of different financial professions
With the maturity of the domestic capital market, the financial industry is also developing rapidly, and high-quality and high-level senior financial talents are increasingly scarce. The great development of the financial industry has created a large number of financial talents at all levels for Chinese and foreign industrial and commercial enterprises. The following are the work contents of finance-related majors:
Financial investment analysts are also called financial analysts, securities analysts or investment analysts. They generally work in banks, insurance companies, fund companies, securities companies and other financial institutions to help these companies or corporate clients make rational investment decisions.
Personal financial planners are also called financial planners, financial planners and financial consultants. Their main responsibility is to provide customers with suggestions on purchasing financial products suitable for their needs according to their short-term and long-term financial needs and financial situation.
Employment destination
The vast majority of financial analysts work in the headquarters of large financial companies, 65,438+09% work in securities and commodity exchanges, intermediary companies and investment service companies, and the rest mainly work in insurance companies, management and technical consulting companies and local and federal governments. 365,438+0% financial managers work in securities and fund brokerage companies, 65,438+04% financial managers work in banks, credit cooperatives or deposit companies, and 38% financial managers are self-employed and act as financial product agents in small investment consulting companies. The remaining few people work in insurance brokerage companies.
How to take part in study
There are six directions to choose from. Financial investment practice and management, international finance and venture capital, modern finance and enterprise investment, financial investment and securities practice, investment analysis and financial management, financial engineering and risk management.
Advantages of on-the-job application-1, strong faculty: all professors are senior experts and researchers of Institute of Finance, China Academy of Social Sciences. 2. Practical Finance Forum: Inviting major banks and famous experts and scholars from domestic and foreign financial circles to hold lectures and seminars. 3. Excellent learning environment: I attended classes in China Academy of Social Sciences with a profound academic background. 4. Flexible teaching mode: divided into weekend classes, holiday classes and network distance classes. Among them, the weekend classes in Beijing are all small classes, which is convenient for students and teachers to communicate in time and effectively.
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