I've experienced it myself. In 1992, I was in debt of more than 200,000 yuan, and my husband lost hundreds of thousands at the construction site. I dare not default on the wages of the workers. In order to pay the workers, I went to the bank to borrow credit cards and various small loans. I made a little money at first and paid it back on schedule every month. It rained a lot later, and I couldn't make a living at a loss. The loan was overdue a little later, and the faith became worse. In addition, the son was just born, premature 1.5 months, and amniotic fluid was infected with pneumonia for 35 weeks. He stayed in the incubator for seven days, 700 yuan a day, free of charge. He borrowed 7000 yuan from the Internet for his hard-won son. My wife has Alzheimer's disease, which makes things worse. My sons were all born in Guangdong and didn't come back until after the full moon. In January, I can buy diapers and milk powder for my son. A month later, the repayment date of the loan is overdue, and there are interest and liquidated damages. In the next few days, there were reminders and text messages every day, saying that there was no need to open legal summons in the future. Poor credit would affect children's schooling, and they could not fly by train, stay in hotels or be bosses. I often receive such information. Later, I was afraid to read the information when I heard the phone, and I was afraid every night. One night when I closed my eyes, my mind was full of fantasies. My son stopped breastfeeding two months later. In addition, my son is always crying, and I woke up several times to nurse at night. I cook and do housework during the day, take care of the baby, and my wife goes to the bathroom to eat by herself. The whole person is bored, feeling that life is boring and there is no one to talk to. I was depressed the night before I thought about it, and my whole head was full. I can't say anything I want to say, and I can't explain it if I want to. I just walk around with my son in my arms every day, just like sleepwalking. I can't sit still and dare not go out to buy food for fear of being killed in the street. I was locked in my room, and my husband always told me to go out for a walk and dragged me, and then he came back when I went out. My son was robbed. Take him out to play. People always say I'm stupid, and I want to explain that it's not them. Some of them can tell my husband. I told him that I knew nothing, couldn't speak and couldn't work. My husband told my husband at once, and later asked others that he might have postpartum depression and took me to see a doctor. I refused, thinking that I would not go because my living expenses were gone and I had no money to see it. My husband doesn't know how to give me 300 yuan to see a doctor, and the registration fee is not enough. I have to say wait and see if it will get better. Who knows? My son can't take a bath. I can't start changing diapers and I can't clean them. I haven't bathed for half a month. My body stinks, my clothes are dirty, my skin is rotten, my skin is peeling, I have a cold and fever, and I cried for two days. My voice is hoarse, my face is red and my forehead is very hot. I want to call my husband out. Later, my husband came back to take his son to take a bath and buy clothes. I always talk about my son's fever and brain burning. My parents heard that they would take me back to Guangdong and pick up my son. My mother took it for me, but there was no toll. I can't go back until the Chinese New Year is over, so I get worse and don't eat. There is no point in doing anything. One night, my demon did something stupid, and my parents heard that I would take it back at once. Even if I have no money to borrow it, I will take it back to Guangdong for treatment. Thanks to my brother-in-law for agreeing to buy it for my son. My son is only 4 months old and is flying for the first time. I can't make him cry. The stewardess also asked me if I was his mother. I laughed when I couldn't speak. I will go home in two hours. I got off the bus and dared not go back. I told my husband to go back to Sichuan, but I don't want to go back to Sichuan, let alone face my parents and let them see me now. Later, my husband called my parents and my mother came to pick me up. At first, I resisted. My mother hugged her son and said, look how cute the baby is. You should cheer up. My mother held my son in one hand and me in the other. I went back. My father and brother prepared meals. I was speechless and didn't call my parents. I said it for me, but some of them can't represent me and want to correct it. After dinner, my parents and my husband discussed taking me to see a doctor. I resisted. I was dragged into the car and went to the hospital for examination. I refused, so I had to prescribe medicine and go home to eat. My husband supervises and feeds me every day. When he was away, I sometimes ate and sometimes I didn't eat, so it took three months. I'm afraid I won't be able to go to work when the 208-day maternity leave expires. The boss called. Thinking about my salary, I insisted on going and didn't dare to go out during the period. I can't even video with mom and baby. I was scared when I heard the sound, but my mother asked my husband to show it to me and told me not to be so depressed, or I would lose everything. The man said to leave, and my son won't give it to you. Later, I slowly tried to watch the video, but I didn't dare to answer it before. I didn't think it was funny when I saw it. Thanks to the software that makes money by playing games, I am really rich. Seconds to withdraw cash, and then my mind is full of money-making games. I didn't think so much. I saw the baby video and thought he was so cute. Two months later, he smiled slowly and got better slowly. Now he's all right. Here, I have great feelings for those who have helped me, especially my parents, brother-in-law, husband, younger brother and my family, who helped me out of the predicament. I also hope to see someone who happens to be my creditor. Please give me some time to be a witness for me. If it is overdue for several months, there is still no money to pay it back. I haven't eaten breakfast for several months, thinking that I can save money and save some loans, and now I'm trying to find a profitable project. At the same time, I also hope that people who have the same experience with me will learn to communicate and talk, don't hide everything in their hearts and stay away from the melancholy predicament. I think the world is beautiful. I believe you can challenge yourself to overcome difficulties like me. Come on!
Speaking of which, I am very sad. I was cheated by my friend today and got six or seven hundred dollars. My own company broke the RV and sold it, and I still owe my relatives and friends and the bank one or two hundred dollars. Wife divorced, family dispersed. I've been dragging my feet since I found him last year. People who ask me for debts outside are driving me crazy. Every day, I don't want to stay. Now I'm hiding in a construction site in another city to drive a tower crane, but I still haven't changed my phone. Although I don't answer the phone, it means I'm still alive. Even if it is a few thousand dollars a month, I still want to pay it back slowly. Last year, I was alone on New Year's Day, and I almost walked alone on December 30th. But I still can't bear to think about my old mother and son. Spring Festival is coming this year, and I don't know what to do. I don't know if I can't go on this year. Can I get the money I borrowed from him back? If so, I can at least give the rest back to others.
Thank you very much,
I am very happy to tell my story here.
I am also a failure in life. I started my business from 1998, and I have been struggling until today. Maybe, when I was rich, I was confused. In 20 1 1 year, I worked on a project with my friends (I didn't work in this industry, and I didn't understand it). Fortunately, I couldn't even find a home. From the end of 20 17, I declared bankruptcy, and my foreign debt reached more than 8 million. Now I dare not face my creditors. A person is sneaking around in our county and township, continuing to do his old job (food agent). Although he is doing business (and risking his life), he only has a capital of 30 thousand yuan (patchwork), and his family dare not spend a penny. Sometimes, when his 8-year-old son is on his way to school, he doesn't want to buy it for other children who are eating snacks and greedy DC water, but his son is also very sensible.
In the past three years, I have been walking in various villages and towns in rural areas. Every time I sold out a car load (only a few hundred dollars), and then I bought another car load at my own expense. In this way, I have come to this day intermittently. However, although a person has worked hard, he feels very practical and sees a glimmer of hope in the future. Since I went to the countryside in person, after three years of hard work, I have gained the recognition and trust of so many customers. They all sympathize with what happened to me. Of course, they have nothing to say about my personality. Although I work hard, my spirit has been beating all my clients. I often joke that "you are in good spirits and feel nothing".
Never dare to have any extravagant hopes. No matter what others say, I dare not touch anything good. Only the industry you are familiar with can you control it well, know the direction of the business and how to develop it, and clearly know where the focus of a business is. I can change my business model at any time according to the different seasons.
In the past three years, we have also paid off a lot of foreign debts, which will reassure anxious creditors and let them see hope.
# # No matter how hard it is, as long as the spirit is there, nothing can stop everyone from moving forward # # Believe in yourself.
I sincerely wish my friends who have the same difficulties as me. Let's cheer together! A brave life!