The influence of bank running water on loans

Bank running water belongs to the borrower's repayment voucher. When applying for a loan, the bank will ask the applicant to provide bank running water to prove that the applicant has sufficient repayment ability. What is the impact of bank running water on loans?

The influence of bank running water on loans

1 audit results

When a bank applies for a loan, it will not only review the applicant's personal credit, but also evaluate it through the bank flow provided by the applicant, in which the bank flow will affect the audit result. If the bank flow provided by the user does not meet the requirements of the loan application, the bank will refuse the application.

What is the quota?

If the bank flow proves that the applicant has sufficient repayment ability, the bank will customize the exclusive quota for the user according to the bank flow. The more bank flow, the higher the loan amount.

There are three forms of bank flow, namely, wage flow, transfer flow and self-deposit flow, among which wage flow is the most recognized form of flow by banks and lending institutions. Bank flow is directly proportional to the amount of loans. The higher the bank flow, the higher the loan amount.