Should I help my mother-in-law pay off the money after getting married?

My husband sat down and from the moment he lit the cigarette in his hand, I knew everything would become unstable.

It all started with a phone call my husband received.

"I am, what's the matter, tell me."

"Ah, how much did it cost and when did you borrow it?"

"Let me ask for details. Please contact me later."

My husband turned around and said he would go out for a while. Just as I was about to ask, the door closed with a "pop" and he left in a hurry. At that time, I felt that something was wrong. When it came to money, we had always discussed it, but this time, it was different...

My husband and I live in In the fourth and fifth tier cities in the south, he is an ordinary employee of a local state-owned enterprise, earning 4,000 yuan per month. I am engaged in administrative work in a private enterprise, earning 3,000 yuan per month. With the bonus at the end of the year, the total income of two people a year is about 10 yuan. Around 10,000.

Afraid of making fun of you, my husband and I got married as sons and raised a beautiful, lovely and kind-hearted little princess. Although we didn’t know each other well when we got married, we were still able to help each other in life and financially. Being able to work together, after a few years, at the end of 2020, we happily and happily handed over the down payment of 350,000. At that time, the happiness of "finally having a world of our own" could not be To put it bluntly, although we don’t have money to decorate, we rely on frugality to survive. I believe that we will be able to achieve our goals over time.

My husband has always been a potential stock in my mind. He has clear thinking, independent ideas, and is very self-motivated. He also finds various part-time jobs after work, and even has a friend who opens a company. He went to help move chemical raw materials, and he did not hesitate to do manual labor for 300 yuan a day. As long as there was a way to make money, he would try his best to get it. As for me, I don’t have any special characteristics. I just want to take care of my children, go to a good job, be diligent and frugal, and run the house.

However, what we are full of expectations does not bring about the desired results. A bolt from the blue instantly crushes our abundant dreams.

My husband came back late at night, and it was obvious that he was exhausted. When he saw me, he didn't say anything. He went to the room to see his daughter sleeping. When he returned to the living room, he sat down and lit a cigarette. I also sat down. He looked at me with a look of confusion and pain on his face, with big tears in his eyes. His tired eyes rolled around.

"Tingting, you have to be mentally prepared for what I'm going to tell you next, no matter how you hear it or finish it."

I nodded, feeling on pins and needles. At this time, I desperately want to know what happened, and I am also very afraid of what will happen after I know it. What I am afraid of is not money. What I am afraid of is the unknown impact that money will have on my family, relationships, and future life. Fear makes me restless.

“I owe 350,000, and I promoted Pai Gow with his friends from the old business.”

“Why did Dad go gambling again? Hasn’t this happened before? Well, why are you here again? I owe so much money, where will I get the money to pay it back?" I couldn't control my emotions and burst out in an instant.

"He has continued this bad habit and has not changed it. The creditor didn't call me today, so I was kept in the dark."

"Then you have to let him go by himself. I don’t care, that time was the last time, and I don’t care even if there are ten thousand reasons this time.”

My husband was silent. I know that since he told me about this, he must have thought of ways to collect money and pay back the money to his father-in-law. However, the current situation is that we don’t have any extra money. We are still fighting for the future, but we have to add This undue burden, this... isn't fair. When things have developed to this point, I know that everything has to revolve around solving the money problem. But I don't want to take the initiative. I want to wait for my husband to discuss it with me to see what should be done. Help is necessary and should be helped. But the best solution is to consider how to help within your ability.

My husband’s silence made me completely unaware that this was just the beginning of the explosion.

Because of this silence, we have been in a cold war. Apart from daily necessary communication, there is no communication at all.

Three days later, I received some information about loan advertisements one after another. Suddenly this information made me realize a very serious problem. Did my husband borrow money online, and the emergency contact person was me? These unscrupulous loan companies sold these customers' information, causing me to to receive these text messages.

In an instant, what I felt was confusion and uneasiness. It might only take a moment to go from having discussions to making decisions without authorization. I wasn't sure, couldn't believe it, and I didn't want to ask him, so I did what I most wanted to do and was least willing to do, and turned on his phone.

However, what I opened was not the mobile phone, but the least expected result.

Ant borrowed 80,000 yuan, Weili loan 50,000 yuan, JD Finance 30,000 yuan, Paipai loan 20,000 yuan, and Yidao 180,000 yuan. The sudden burst of emotion made me completely unable to control myself. I made a fuss in front of him and asked him why he didn't discuss it with me when he borrowed money; why he borrowed such a high-interest loan when his condition was the only one. Money; when I borrowed money, I thought about how we would repay the money in the future, and countless whys echoed in my own mouth.

The explanation for his words is, "He is my dad. No matter how difficult it is, I will help him, and no matter how difficult it is, I will help him up."

It's really sad. What is sad is not the money, not the pressure, but because of the money. From having discussions, to making decisions without authorization, to not communicating with each other, and not understanding each other. Is it just because of this that we can do such a thing regardless of everything? Is it possible that our Isn’t the small family important? Shouldn’t we not consider it? Don’t my feelings matter?

Until now, the problem is still a problem. The money problem should be basically solved, but how do we go back to the past?