The bank refused to apply for a card when the card was broken.

Yes, the nationwide card-cutting operation (calling card cutting, bank card cutting) has started. A bank card under an individual's name is involved in the case, so it is not allowed to open a new account for five years, and mobile phone payment is prohibited. Only cash can be given when buying a dish, and all businesses have to go to the counter. At the same time, it is included in the credit report, and basically bid farewell to credit cards and mortgage loans.

related information

1. Since this year, telecommunication network fraud has been on the rise. For individual users with non-local household registration, the bank staff will ask the account holder to provide additional information such as temporary residence permit and work certificate for further manual verification. The staff said, "This is in response to the regulatory requirements. It is understood that all banks in Shanghai are implementing it. The main purpose is to rectify the black ash products such as false account opening and bank account trading, and to manage the entrance of bank accounts from the source. "

2. Illegal trading in bank accounts is subject to severe punishment

1) All individuals who rent, lend, sell or buy bank cards or corporate accounts recognized by public security organs, in addition to bearing legal responsibilities, banks and payment institutions impose disciplinary measures on the relevant individuals to suspend the off-counter business of their bank accounts and pay all business of their accounts within five years, and are not allowed to open new accounts for them.

2) Since the beginning of this year, the crackdown on the crime of illegal trading in bank accounts has been carried out intensively all over the country. On October 1th, the National "Card Breaking" Action Deployment Meeting of the Inter-Ministerial Joint Conference on Combating and Governing New Types of Crimes in Telecommunication Networks in the State Council was held to severely crack down on the illegal activities of selling calling cards and bank cards.

3) On October 2th, the national "card-breaking" campaign launched the first round of centralized network collection. According to the report, * * * arrested more than 4,6 suspects involved in the "two-card" crimes, seized more than 65, phone cards and bank cards, and jointly punished 15, people. The "card-breaking" operation achieved initial results.

4) The relevant person in charge of the Payment and Settlement Department of the People's Bank of China pointed out that the 15, people were mainly those who participated in the illegal trading of bank accounts and those who paid accounts. The above-mentioned personnel were forbidden to open new accounts and use the off-counter business and payment accounts of banks, "including our mobile banking, online banking and POS card swiping, as well as the payment of WeChat and Alipay QR codes."

2. The audit of account opening has been tightened, and many banks have been interviewed and suspended from opening accounts.

1) Article 2 of Document No.261 stipulates that in case of a new type of illegal and criminal case in telecommunication network, the implementation of the responsibilities of banks and payment institutions should be investigated. If banks and payment institutions violate the relevant systems and the provisions of this circular, if the circumstances are serious, the People's Bank of China may take regulatory measures to suspend the opening of new accounts and handle payment business for one to six months.

2) Inquiring about official website information of the central bank, it is found that recently, central branches in Hangzhou, Fuzhou and other places have notified the enterprises involved in the new illegal crimes of telecommunication network about the bank account investigation and accountability.

3) According to the information disclosed by Hangzhou Central Sub-branch of the People's Bank of China on May 13th, informed criticism has been conducted for four banks with many corporate accounts and serious violations, and supervision interviews have been conducted. Four bank outlets were suspended from opening new corporate accounts for three months, and 18 bank outlets were suspended from opening new corporate accounts for one month. Ordered the bank to seriously investigate the responsibilities of relevant institutions and personnel. Incorporate the account involved in the case into the "two management, two comprehensive" evaluation content of the bank, and lower the evaluation level. On June 3rd, Hangzhou Central Sub-branch of the People's Bank of China once again conducted a special supervision interview with the leaders of three banks. For the two bank outlets with more bank accounts of the second batch of enterprises involved in the case, the suspension of opening new unit bank accounts will be extended for one month.

4) On July 16th, Fuzhou Central Sub-branch of the People's Bank of China announced that it would suspend some bank outlets from opening new bank accounts for 1-3 months, and ordered relevant banks to seriously investigate the responsibilities of the person in charge of the account opening outlets, the managers of the higher-level banks and provincial management banks, and the personnel in related positions such as business, transportation management, compliance and monitoring.